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The topic I have chose is Health Insurance. I chose Health Insurance as in my 25 years I have seen how important it is to have health insurance. Here in Ontario we are very lucky to have OHIP. OHIP is Ontario Health Insurance Plan, which covers eligible residents of Ontario with OHIP cards. OHIP covers us to visit doctors, hospital visits and stays, medical abortions, dental surgery in hospital, eligible eye health, podiatry, ambulance services and travel for health services.

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Video #1 - Canada's Private Health Insurance: Is it worth it?

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Video #1 - Canada's Private Health Insurance: Is it worth it?

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In this video, it talks about the Medicare System here in Canada along with if it is worth getting private insurance. The video tells us that Medicare covers most health expenses but tells us what is also not covered. The video talks about what is covered through Medicare in hospital verse what you might need private insurance for to cover things within the hospital. The video talks about how each province has their own medical system and when moving to a new province you need to apply for new medical systems which can take months to get coverage.

I choose this video as I feel it is very informative for people who are moving to a new province, or they are new to working and are undecided if they should get private medical insurance. I found it interesting that it can be a 3 month wait to get coverage with OHIP once you apply. This video focused on whether it is worth getting health insurance, explain what is and is not covered by Medicare.

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Canada's Private Health Insurance: Is it Worth It

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Video #2 - Canada's Healthcare System Explained!

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Video #2 - Canada's Healthcare System Explained!

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This video was a lot about the comparison and the myths of the Canadian Medical System and the United States Medical System. It had a lot of information about the funding of the hospitals in Canada along with information on the long wait times for certain medical procedures here in Canada.

I was very surprised that our Medical System is on a fixed budget, I really did not this I did not think that health care would have a budget as it is something, we all need. I was very surprised that people thought the United States Health Care System was better than Canada’s Health Care System as I personally feel as if here in Canada, we are very lucky. I just overall found this video very powering and informative on the Canadian Health Care System. This video was more of a comparison video on the two health care systems, Canada vs USA.

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Video #3 - Which Health Insurance Company Is the Best?: Here's How to Decide

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Video #3 - Which Health Insurance Company Is the Best?: Here's How to Decide

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This video is trying to help people learn how to find the best Personal Health Insurance. In the video it talks about how some health insurance have certain requirements for them to cover you. It also is recommending learning about what they have to offer as you want to be sure you are being covered for what you need.  This video also tells you to investigate pricing for each insurance company to be sure it is what you can afford. This video provides information on what to look for in an insurance company along with knowing what they have to offer, how much coverage you have, along with reminding us to check for reviews on the company.

I found this video very helpful as some of the tips I would not have even looked out for, I would of just went online and found a company that I know well and went for that. I also was very surprised that without health insurance the average person spends about $900 a year out of pocket, I really thought it would be more, as I personally with out health insurance spend a lot more then $900 a year. It was interesting to know that there are also 132 health insurance companies out there, I can only name about 10 so when I am looking in future I will defiantly be digging deeper. This video was different from others as it is focused on what to look for in health care companies.

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Which Health Insurance Company Is the Best?: Here's How to Decide

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Video #4 - Health Insurance: Is it Free for Students in Canada?

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Video #4 - Health Insurance: Is it Free for Students in Canada?

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This video explains if international students can get health insurance. It explains how each province is different and has different rules on this. It goes into details on how long your study permit needs to be for you to be able to apply for medical coverage. Its interesting to hear the different requirements, also would be beneficial for International Students to know before applying for college or university.

I chose this video as I think it is very important for international students to know what they need to do or must receive health care here in Canada. I was surprised that there was any kind of coverage as I had not heard of this before, which makes sense as Ontario does not offer any kind of coverage to international students. This video was very different from the other videos as it really is focused on medical coverage for international students

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Health Insurance: Is it Free for Students in Canada?

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This website is just a general place to find some information on HealthCare in Ontario. This website can help people find information regarding the Covid 19 Vaccine, OHIP, finding health care, like doctors, eye care, health care in communities, programs offer in Ontario related to health care along with 24/7 help lines. This website is updated regularly and is a good resource for families and individuals.

I chose this website as I found it to have helpful links to different resources. I was surprised to see that there was somewhere to check wait times for medical services. I did not know this was something we could look up. This website is unique from the others as it just is more of a resource site does not really have a lot of information, just a place to find more information.

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OHIP

OHIP is Ontario's health care plan. Through OHIP, the province pays for many of the health services you may need.

Get temporary health coverage:

Services

Programs

Get help over the phone 24/7

Get fast, free, general medical advice:

Toll-free: 1-866-797-0000

Toll-free TTY: 1-866-797-0007

Get referrals for:

Mental health, drug and alcohol addiction and problem gambling: 1-866-531-2600

Children and youth

Senior care

Vaccines and immunization

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OHIP is Ontario's health care plan. Through OHIP, the province pays for many of the health services you may need. Get temporary health coverage: Get fast, free, general medical advice: Toll-free: 1-866-797-0000 Toll-free TTY: 1-866-797-0007 Get referrals for: Mental health, drug and alcohol addiction and problem gambling: 1-866-531-2600

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Website #2 - Ontario Expands Coverage for Care

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Website #2 - Ontario Expands Coverage for Care

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This website was a news release from March 202 regarding changes made to Ontario’s Coverage for Care. It explains that dure to Covid 19 and people needing better access to health care when they come to Ontario, that they would be waving the three-month waiting period for people to access OHIP coverage. They also released that with expiring OHIP cards, people will still be able to access health care.

I chose this website as it is important that we can inform people coming to Ontario that they will be able to have access to health care without a 3 month wait time as with Covid it is so unknown, and we need to be able to access proper care. I was very surprised that there was a wait time for OHIP coverage when you come to Ontario from another province, I thought maybe if you were from another country as they would have a bit more paperwork, but this is interesting to know. This website is different from the others as it is more of a news release on information of changes to the OHIP system.

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Ontario Newsroom | Salle de presse de l'Ontario

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This website is a website to help you do inquire on the different group health benefits. It has opportunities for group insurance, group retirement, individual insurance, and individual investments. This website helps with being able to know the name of different health insurance companies so you can do your own research. The site provides contact information along with being able to get an online quote.

I choose this site because it gives the opportunity to find multiple health insurance companies along with getting a free quote. I did not know that something like this was out there and I think it is very helpful to help find the best rate and company.

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person For the individual

Insurance and Retirement/Savings Products:

Life and Disability Insurance

Critical Illness and Long Term Care Insurance

Individual/Family Health and Dental Plans

GICs, Segregated Funds

RRSPs, RESPs, RRIFs, LIFs, Annuities

Learn More "

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person For the individual Insurance and Retirement/Savings Products: Life and Disability Insurance Critical Illness and Long Term Care Insurance Individual/Family Health and Dental Plans GICs, Segregated Funds RRSPs, RESPs, RRIFs, LIFs, Annuities Learn More "

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Website #4 - Understand how health care works in Canada

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Website #4 - Understand how health care works in Canada

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This is a Government of Canada website that helps people understand how health care works in Canada. The site helps explain the Canada universal health care system and how it is paid through our taxes, the waiting period for public health insurance, how to apply for a health card, has all the provinces and talks about what extra health insurance is. This website also helps provide information to refugees and will provide information during national health emergencies.

I chose this website as I find it extremely important that we all know what our health care system is. I liked that this site had all the different provinces and territories to learn more about the health care systems. This site is different from the others as it has a more wide approach to help understand the Health Care System in Canada.

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If you are a Canadian citizen or permanent resident, you may apply for public health insurance. With it, you don't have to pay for most health-care services.

The universal health-care system is paid for through taxes. When you use public health-care services, you must show your health insurance card to the hospital or medical clinic.

Each province and territory has their own health insurance plan. Make sure you know what your plan covers.

All provinces and territories will provide free emergency medical services, even if you don't have a government health card. There may be restrictions depending on your immigration status.

If you have an emergency, go to the nearest hospital. A walk-in clinic might charge fees if you don't live in that province or territory.

In some provinces you must wait, sometimes up to three months, before you can get government health insurance. Contact the ministry of health in your province or territory to know how long you'll need to wait. Make sure you have private health insurance to cover your health-care needs during this waiting period.

You need a health insurance card from the province or territory where you live to get health care in Canada. You must show this card each time you get medical services.

Government health insurance plans give you access to basic medical services. You may also need private insurance to pay for things that government plans don't fully cover.

The most common types of plans are extended health plans. These cover costs for:

prescription medications

dental care

physiotherapy

ambulance services

prescription eyeglasses

If you work, you may get extra coverage from the company or organization you work for.

In some cases, the Interim Federal Health Program (IFHP) provides temporary health insurance to

refugees

protected persons

refugee claimants

The temporary care covers you and your dependants until you are eligible for health plan coverage through your province, territory or private plan.

During national health emergencies, the Public Health Agency of Canada (PHAC) provides information and guidance in multiple languages. This includes the COVID-19 pandemic.

Get the latest PHAC guidance on COVID-19.

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Immigration, Refugees and Citizenship Canada

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Understand how health care works in Canada

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If you are a Canadian citizen or permanent resident, you may apply for public health insurance. With it, you don't have to pay for most health-care services. The universal health-care system is paid for through taxes. When you use public health-care services, you must show your health insurance card to the hospital or medical clinic.

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I chose this picture as I still see the white and red cards with many of my senior clients. I feel like not a lot of people knew about this due to the pandemic. I know for years they have been working on this, but it was not really a pushed thing, you could still see a doctor.
This picture just explains that the red and white card will not be accepted you need to update to the newer green cards.

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Do you still have the red and white Health Card? As of July 1, 2020 these cards will no longer be accepted as proof of Ontario Health Insurance Plan (OHIP) coverage for insured health services. Update to the green Health Card through Service Ontario today.

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Do you still have the red and white Health Card? As of July 1, 2020 these cards will no longer be accepted as proof of Ontario Health Insurance Plan (OHIP) coverage for insured health services. Update to the green Health Card through Service Ontario today. https://t.co/nb0qMu6n01

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Do you still have the red and white Health Card? As of July 1, 2020 these cards will no longer be accepted as proof of Ontario Health Insurance Plan (OHIP) coverage for insured health services. Update to the green Health Card through Service Ontario today. pic.twitter.com/nb0qMu6n01
— PRHC (@PRHC1) February 14, 2020

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Do you still have the red and white Health Card? As of July 1, 2020 these cards will no longer be accepted as proof of Ontario Health Insurance Plan (OHIP) coverage for insured health services. Update to the green Health Card through Service Ontario today. https://t.co/nb0qMu6n01

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Do you still have the red and white Health Card? As of July 1, 2020 these cards will no longer be accepted as proof of Ontario Health Insurance Plan (OHIP) coverage for insured health services. Update to the green Health Card through Service Ontario today. https://t.co/nb0qMu6n01

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Do you still have the red and white Health Card? As of July 1, 2020 these cards will no longer be accepted as proof of Ontario Health Insurance Plan (OHIP) coverage for insured health services. Update to the green Health Card through Service Ontario today.

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Picture #2 - Private Health Insurance in Canada

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Picture #2 - Private Health Insurance in Canada

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I chose this picture as i personally find it very helpful if you are interested in knowing more about private health insurance. it provides you with a little bit of information on what private health insurance can help cover.

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1. What did you learn about your topic that surprised you the most?
I was very surprised about how different health care is everywhere and how many different health insurance companies there are out there.

2. Provide a real-life example of how this topic is relevant or interesting  for you.
I currently do not have any extended health insurance, and find myself spending a lot of money each month on medical expenses, so it will help me after school if i do not get a job with health insurance to find what is best for me.

3. If you could pass on your knowledge to a family member or friend, what  do you think is the most important thing to pass on?
Do your research on health care and insurance. there are so many options and differences that you need to educate yourself, before letting someone sign you up.