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1. What did you learn about your topic that surprised you the most?
- I learned that exchange rate is more detailed than I thought it was more than just exchanging a $10 bill for peso's when traveling.

2. Provide a real-life example of how this topic is relevant or interesting for you.
-I travel to the states a lot during the summer, I like to camp and visit friends and family while I’m there. Therefore, I spend a lot on one in American. Exchange rate effects me every time I travel because the Canadian dollar is worth less than the American. I have learned a lot about how the exchange rate works but I still with I could travel and not have to lose so much money because of the exchange rate.

3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?
-the most important thing i would pass on would be to research the exchange before travelling anywhere, if you are on a budget you could go over because of the exchange rate difference.

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This picture is describing where and how to exchange your money in Canada and where the best and worst places it do it are. This is helpful for anyone planning to travel and exchange their money.

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What Influences The Exchange Rates? VIDEO #1

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What Influences The Exchange Rates? VIDEO #1

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Exchange rates change all the time, 24/7 due to these 6 factors: government intervention, inflation, current account deficits, government debt and speculation. This video goes into to detail about how it all works and why the exchange rates changes constantly. He explains that chances are everyone has dealt with or contributed to the change of the exchange rates in some way or another.

Something different about this video is, that it explains what really changes the exchange rates, and why it happens. Something useful that I learned from the video that never really crossed my mind was buying online from other currencies has an effect in the exchange rate.

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This video explains the currency exchange so well and in ways hat everyone can relate to or understand easier. He explains why currency is a thing, where it came from and why it started. Before currency exchange there was debt and credits people would give each other in return for products like food or materials. That came with trust that what you are exchanging with that other person, they would help you in return in the future. This video helps by giving scenarios like the chicken and the hammer trade before currency. Now that there is currency it works with the economy and the who country, not just the trust of two people trading. Therefore, each country has things to offer, and things are changing all the time so their currency changes.

I found this video helpful in understanding how exchange works, for each country its different but all together they work when it comes to exchange rates, there is a reason for it. That is why the video is different from the others, it goes further bac and gives information on why the currency exchanged started, and not just facts about it.

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Understanding foreign currency exchange markets

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Currency Exchange Rates and You VIDEO #3

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Currency Exchange Rates and You VIDEO #3

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This video explains how everyone plays a part in exchange rate even though you don’t do it directly yourself. Everything you buy that’s not made in Canada, has at some point been exchanged into other currencies (which is a lot of stuff daily). the narrator Kristen Fanarakis from the Center for Financial Policy at the University of Maryland's Robert H. Smith School of Business explains how everyone plays a huge part in exchange rates. You indirectly buy things with Mexican peso, Chinese yen and European pounds, an importer and local shops just did it for you.

This YouTube video is interesting because it lets you understand exchange rates so simply, giving real like examples that anyone could understand. Its different that other videos for that reason, it puts you into the scenario and helps you understand on a personal level. Every time I go shopping now I am going to think about what currency this was bought in originally.

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University of Maryland Smith School of Business

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Exchange Rates and Their Effects on Canada VIDEO #4

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Exchange Rates and Their Effects on Canada VIDEO #4

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This YouTube video is an interview with J.P. Gervais, he talks about the relationship between exchange rates and exports in Canada. He also explains how Canada stays competitive even though the dollar is declining. Exchange rates are not only thing that defines Canada's exports, Canada is one of the highest competitors for exports. He also explains that profits from our crops like beans, peas and lentils play a huge part in our exports, along with our livestock trades like pork and beef.

I found this helpful because it goes into detail about what Canada does to stay competitive even though our dollar is declining in value. It also different that other videos because you can tell he cares what he is talking about, which makes it more interesting to listen to.

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Exchange Rates and their Effect on Canadian Exports

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J.P. Gervais, explains the relationship between exchange rates and Canadian exports and why Canada remains competitive despite the declining dollar.

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This is a formula on how to exchange your money on your own. This would be helpful when traveling and when you don't have access to the internet to convert your money. Everyone should be thought this in school in the case of an emergency.

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The Bank of Canada Currency Converter WEBSITE #2

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The Bank of Canada Currency Converter WEBSITE #2

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The Bank of Canada has multiple parts to its website, including the currency converter. This section of the website is a place to convert your currency into another, an easy way to estimate how much you will need in your currency to travel with and buy things in other currencies. For example, I typed in $100 Canadian into peso’s and it shows up to the past years rates to the past weeks rates. It also shows the low, average and high rate for that currency.

I chose this section of the website because it goes into more detail than other converters do, it shows the average rate and the high rates, helping you decide what is a good price to pay.

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Convert from Canadian dollars based on daily exchange rates.

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XE.com has a section on its website that talks all about the Canadian dollar. It has the exchange rate to every country, facts about the dollar, the history about the Canadian dollar and it has a converter on the page for you to use. It shares information like the Canadian dollar is the seventh most traded currency  and the idea of currency was first introduced to Canada in the 1660’s. this website also has the option to download their app, so when traveling you can look at the exchange rates on the go.

After reading through this website, I would use it again because it has so much information on one page, I also learned a lot about the Canadian dollar and its history. This website is different than others because of all the information in one section of the website, its all open and easy to read without having to open other tabs or click anything.

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Inflation: 1.60%

Nicknames: Loonie, buck (English), Huard, piastre (French)

Coins:
Freq Used: $1, $2, 5¢, 10¢, 25¢
Rarely Used: 1¢, 50¢

Banknotes:
Freq Used: $5, $10, $20, $50, $100
Rarely Used: $1, $2, $500, $1000

Central Bank:
Bank of Canada
Website: http://www.bankofcanada.ca

Users: Canada

Have more info about the Canadian Dollar?

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Inflation: 1.60% Nicknames: Loonie, buck (English), Huard, piastre (French) Coins: Freq Used: $1, $2, 5¢, 10¢, 25¢Rarely Used: 1¢, 50¢ Banknotes: Freq Used: $5, $10, $20, $50, $100Rarely Used: $1, $2, $500, $1000 Central Bank: Bank of Canada Website: http://www.bankofcanada.ca Users: Canada Have more info about the Canadian Dollar?

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The bank of Canada is a website that is very helpful went it comes in information on exchange rates. It has all the information like; monthly exchange rates, annual exchange rates, daily exchange rates, the currency converter, foreign exchange intervention, Canadian effective exchange rates, exchange rate RSS feeds, historical noon and closing rates, and the historical Canadian-dollar effective exchange rate index. I would suggest this website to anyone curious on how the exchange rate works in Canada because it has everything you need.

I chose this website because its very professional and easy to navigate. It has all the information someone needs about exchange rates. Something I found useful from The Bank of Canada website was having all the information on the same page, making it easier to learn from the website. For example, when you click the daily exchange rates, a chart comes up that is easy to understand.

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All Bank of Canada exchange rates are indicative rates only, obtained from averages of aggregated price quotes from financial institutions. For details, please read our full Terms and Conditions.

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All Bank of Canada exchange rates are indicative rates only, obtained from averages of aggregated price quotes from financial institutions. For details, please read our full Terms and Conditions.