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Word Doc with Reflection and Questions Answered

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Word Doc with Reflection and Questions Answered

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Identity thieves can instantly ruin your life. Once they get a hold of your identity they can commit crimes and leave you as the person being responsible. The identity thief can take out bank loans and get credit cards. As a result, they will binge shop and make major purchases all under your good name! The number of identity crimes is on the rise and the RCMP advises us all to take action now before it is too late. Having your identity stolen is very serious and it's important that we all take the right steps to secure our identity and personal information.

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There are a number of ways in which our information and identities can be stolen from right under our nose! Most of us just throw our old mail, old credit cards, and bank statements etc., however we should actually be shredding all the aforementioned documents so that no information is attainable by strangers. Also, some of us carry our wallets/purses that our full of various ID's. However, we should really just be carrying the bare minimum that we need and leave the rest in a secure place at home. Also, online banking and online purchases should never be done from a public Wi-Fi network. It is very important to use websites that have the "secure padlock" symbol, especially when entering personal information.

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Video #1. Victims of I.D Theft, 5 Steps to Take. 

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Video #1. Victims of I.D Theft, 5 Steps to Take. 

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https://www.youtube.com/watch?v=QizfpGI7acE

In this video they talk about how when somebody steals your identity they can rent an apartment, get any size of a loan, and even get a job. They can file for tax returns and get your income tax funds right to there doorstep all under your name. With this being said as you can see it can be extremely hard to solve this problem and clear your name. It could take months for someone to even notice that they're identity is even being taken over which is the scary thing because a lot can be stolen in a couple months. It is hard for the cops to trace identity theft so the persons who identity is being stolen has to be very proactive and do a lot of the detective work by themselves. 5 steps that can be taken when something like this occurs is to file a fraud report, initiate a credit freeze with the bank, file an identity theft report, contact the credit bureaus, and place an extended fraud alert. This video has been very beneficial in helping me learn more in identity theft.

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The Canadian Consumer Handbook posted some excellent content on their website for readers to see. Some more information we learned was to be extremely careful with social networking. Its really important to always have the most restrictive security setttings available to you on the certain app or website. On an app like Facebook it is smart to turn off geotagging so nobody can see where you are relative to a certain location. Also, be smart about what you post onlne because it is extremely easy to find out where somebody lives by digging through your Facebook pictures and status posts.

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On November 3rd, 2015 the Government of Canada posted an archive on ways to protect yourself from the dangers of identity theft. Some information we learned was to make sure all bills and financial documents are to be shredded before being recycled. When you move houses it is key to notify all the financial institutions of the change of address so they don't keep mailing financial information to your old house, and new owner. It is important to hide your pin from nearby viewers when punching it in to make purchases.

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On December 4th, 2015 the Royal Canadian Mounted Police posted a new section on their website regarding Identity theft. the most interesting piece of information that we found was that in 2009 just over 11,000 people in Canada had their identity stolen resulting in over 10 million dollars. Hackers can obtain social insurance numbers, usernames and passwords for online services, credit card information such as numbers and expiry dates, along with passport numbers.

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In order to help prevent identity theft from happening to you, you can download programs such a s LifeLock onto your computer. This will significantly decrease your chances of having your identity stolen along with other valuable information.

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By using several different methods of coding, hackers can find out even the most difficult passwords. It is important to use a mix of different letters, numbers, and symbols, and not to use personal information.

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The picture below is a strong representation of what can happen over the internet when you use your credit card to pay for various things. It's almost like you're giving it away to hackers when you don't shop online securely.

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The purpose of our presentation is to discuss the recently growing concern of identity theft. In today's world, it has become extremely easy for criminals to get a hold of an individuals social security number, and other personal information, allowing them to obtain goods and services under your profile.

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Dangers and Prevention of Identity Theft

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Dangers and Prevention of Identity Theft

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By Justin Smith and Tanner Gallant