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One of the obstacles I am having is finding what works best for ME.
There are so many options and ways to create budgets, and I am becoming OVERWHELMED.
I do not know which financial tracker is right for me, and there are SO MANY.  that is a huge obstacle I am having right now.
Something I can do to solve this is to just pick one, and if I don't like it then choose another one.  I don't have to keep circling around the ideas.  I need to just pick one.

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I've done some researching, and I watched this Video on YouTube to get me on track with my finances. The video told me to track EVERYTHING, and put everything in one spot so I can actively see and view it all in order to see my progress.

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Here’s Your Year-Long Guide To Financial Stability

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I made a Finance section on my phone, so I can actively check everything from my phone! It is one step closer to becoming financially stable.

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Continuing my goal to the financial planning, I am actively working on this daily.  It is a daily struggle to maintain my over-spending habits.  I have been doing good with budgeting, and I am actively doing what I need to do in order to become financially stable. I am also using the SMART tool to help me with this.

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This little girl keeps me motivated. I will show her what right looks like (:

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The obstacles that I've encountered while reaching my goal of being financially stable is managing my money. I now have a plan for my food, and now I need to write out the bills I have. I have 10 different bills going out at different times which stresses me out. My biggest obstacle is MYSELF. I need to get organized with my finances.

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The next steps I must do is use the food that I had purchased and make sure to cook them and meal prep in order to not eat out.  I need to save money where I can, and this is what I have to do next.
Another step I need to do is create my financial plan. I have not yet found a template that works for me. Once I find a good template I can incorporate this into my daily routine.

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First home-cooked meal in the new apartment!!!! Magnolia and I enjoyed some grilled chicken with some cheddar broccoli rice for dinner tonight. I was so tempted to go out and pick up fast food because of how exhausted I was, but we did it. We cooked and ate, and did not spend anything on dinner tonight. (:

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I forgot my lunch and my coffee when I went to work today.  Because of this, I did buy from Uber Eats, and I felt AWFUL about it.  I need to be more careful when I get ready in the morning to remember everything.
SOLUTION: Get up EARLIER and pack my lunch the night before!!!!

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Smart Goal Objective: To take control of my finances and be financially stable!!

This weekend I reached out to my sister to help me grocery shop. She took me to Sam's Club on Saturday and i bought 300 Dollars worth of groceries!!!! Looking at how much I eat out, I now have the food to cook, and a reason not to keep eating out!!(:

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Here lies the problem.  One of the HUGE issues is eating out, stopping at gas stations, and spending frivolously.  My bank has an app that allows me to budget.  This is definitely an eye opener.
NEXT STEPS:
1. Get a cooking book and an apron
2. Go grocery shopping and do not stop at gas stations except for GAS!!!!

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Moving into our own place was a HUGE step for us. Financially, it is a struggle which is all the more reason to get better at budgeting!! (:

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She is my WHY. She is the reason why I want to become a better person. She is the most BEAUTIFUL little soul and I am going to show her what right looks like.

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My goal is to become financially stable, and live comfortably in a world where money plays a HUGE factor in society. Some of the strategies I plan to use include creating a budget for myself, writing down what bills come out each month, and create a savings plan for emergencies. Other strategies include daily work on my goal such as writing down what I buy, downloading an app to track finances, and staying on top of my bills!