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Medisave is a national savings scheme which helps CPF members put aside part of their income (when they are working) into their Medisave Accounts to meet their future (elderly) personal or immediate family's hospilisation,day surgery and certain outpatient expenses.

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Medifund is an endowment fund set up by the Government to help needy Singaporeans. Medifund is a safety net for patients who face financial difficulties with their remaining bills after receiving Government subsidies and drawing on other means of payments including MediShield Life, private Integrated Shield Plans (IPs), Medisave and cash. Set up in April 1993 with an initial capital of $200 million, the Government will inject capital sum into the fund from time to time, e.g. when budget surpluses are available. The interest income generated from the capital sum is used to provide financial assistance for healthcare bills. (those who need more financial assistance aprat from the medishield and medisave)

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MediShield Life is a basic health insurance plan, administered by the Central Provident Fund (CPF) Board, which helps to pay for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer.
MediShield Life  is sized for subsidised treatment in public hospitals. Those who choose to stay in a Class A/B1 wards or in a private hospital are also covered by MediShield Life. However, as MediShield Life payouts are pegged at Class B2/C wards, the MediShield Life payout will make up a small proportion of the bill only. The patient may therefore need to pay more of their bill from Medisave and/or cash. (for those with high ses can afford , govt will pay lesser)
https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/Medishield.html

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It affects 1 in 10 Singaporeans aged 60 & above or about 45,000 individuals in 2013. Number is expected to double in 2030, to 90,000 individuals.

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Lack of socio-emotional wellbeing & support

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Lack of socio-emotional wellbeing & support

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In 2015, more than 1 in 2 Singaporeans aged 60 & older reported being lonely

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1 in 5 elderly persons living at home exhibited signs of depression

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It is to to honour and thank our Pioneers for their hard work and dedication. ​​​450,000 Singaporeans will benefit from the Pioneer Generation Package.

Who is Eligib​le?

Living Singapore Citizens who meet 2 criteria:

1. Aged 16 and above in 1965 - this means:

Born on or before 31 December 1949​

Aged 65 and above in 2014

2.  ​​Obtained citizenship on or before 31 December 1986.

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It is to enable Singapore Citizens from lower- and middle-income households (not high ses) to receive subsidies for medical and dental care at participating General Practitioners (GPs) and dental clinics near their home.
Singapore Citizens who qualify for CHAS will receive an individual blue or orange Health Assist card

Can be used at Specialist Outpatient Clinics (SOCs) located at Public Hospitals or National Dental Centre (for dental referrals)

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The study started in March last year, with the team tracking 46 seniors, aged 61 to 93, who live alone in Marine Parade.

Seven seniors, including Mr Tan, showed signs of being isolated socially and emotionally.

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1. Cheatsheet created by NVPC (National Volunteer & Philanthropy Centre) on the issues face by the elderly in Singapore, 21 November 2017 https://d1qt9fkyno54tz.cloudfront.net/docs/resources/NVPC-Elderly-Cheat-Sheet.pdf?mtime=20171121105546
2. Straits Times article titled "Seniors who live alone risk social isolation" by Samantha Boh , 2 May 2017 https://www.straitstimes.com/singapore/seniors-who-live-alone-risk-social-isolation

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1) What are your opinions on the 3'Ms , pioneer generation package and the CHAS card?
2) Have you use those schemes and policies ? Did it benefit u ?
3) Was there once where u faced problems and these schemes actually help u ? ( talk about your personal experiences )
4) What do you think can the government improve on on these schemes?

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Working as a team has it pros and cons . It will speed up the work as there are different people contributing different ideas and doing different parts they are good at to come up with one final product that we are all satisfied with . There are some times where we don't agree with each other and times when we are struggling with our time management , especially when exams are around the corner .However , we compromise and understood one another difficulties and make changes to it . In the past , I didn't know the details about these schemes and how much it actually help those elderly, but now I have realised the difficulties the elderly are facing and I wished I can understand them and provide them with help .

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A challenge I faced when doing this project is time management. Since all of us are in different CCAs so we stay after school at different times. We had try to find a time where all of us could meet up together and do the project. I think through this project I learned more about the difficulties faced by the elderly and what we could do to help them.

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One of the challenges i’ve faced while doing this project was probably being able to come together and do the project . All of us are busy with CCAs / tuitions / extra lessons in school thus being unable to agree on an actual date to do this project. However i’ve overcame it by discussing with my group members in a chat group we have created for the project . My group members were especially helpful in explaining what was going on / we were doing for the project because of my absence in school and we managed to do the project quite smoothly :)

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One of the challenges I faced is that I am easily distracted by other things when doing the project to have fun instead. However, I managed to overcome this challenge with the help of my group members as they will constantly remind me about the things to be completed and the group's progress. This has motivated me to be on task and focus. I think this project has certainly increased my knowledge and interests on issues that affect Singapore as I am exposed to the different healthcare policies for the elderly, through this project. In conclusion, it has been wonderful to work as a team to complete the project as two heads are better than one, we can help each other and progress quicker as a group.

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1. Information on Medisave by MOH (Ministry of Health)
https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/medisave.html

2. Information on Medifund by MOH (Ministry of Health)
https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/Medifund.html

3. Information on Medishield by MOH (Ministry of Health)
https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/Medishield.html

4. Information on Pioneer Generation Package
https://www.pioneers.sg/en-sg/Pages/Home.aspx

5. Information on CHAS (Community Health Assist Scheme) https://www.pioneers.sg/en-sg/Pages/Home.aspx