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Xavier If you had to pick which one would it be?

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Xavier If you had to pick which one would it be?

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Since I want to be my own business man I would like a Roth IRA because I would want to put the most money anyway as soon as possible so I can use the other to invest and then by the end of my working career be taken care of with the most money when I started at a young age.

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What are some Disadvantages of a Roth IRA

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What are some Disadvantages of a Roth IRA

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1.  If you’re single or the head of a household, your modified adjusted gross income (MAGI) has to be less than $122,000 to contribute the full amount to a Roth IRA.
2. You can only invest up to $6,000 in a Roth IRA each year

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My Artistic 401K money Padlet

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A 401K is a retirement savings plan in which you give a certain percentage of your salary to your retirement fund

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1. You can invest up to $19,000 a year
2.Regardless of income Anyone can invest into their employers 401K

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1. Any new company will have to wait on a 401K plan
2. At the age of 70 1/2 you have to start withdrawing money out of your account or you'll have to pay a fine

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1. you don’t have a third-party administrator deciding which funds you can invest in, so you can choose any mutual fund you like.
2. You can open an Roth IRA account at anytime

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A Roth IRA (Individual Retirement Arrangement) is a retirement savings account you can open yourself.