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Question: Describe the situation of Hong Kong adolescents’ use of credit cards as shown in Info.7. [4 marks]

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Question: Describe the situation of Hong Kong adolescents’ use of credit cards as shown in Info.7. [4 marks]

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A finance institution asked the Public Opinion Programme, the University of Hong Kong, to conduct a survey on credit card debts of the post-80s and post-90s. 389 post-80s and 108 post-90s youths who had been in credit card debts were interviewed. It shows that the post-90s were more seriously in debt than the post-80s.

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Interpret the message of the cartoon with reference to the text below and your own knowledge. [4 marks]
•Some adolescents often ask their parents for money to go shopping.

•Others may excessively use their credit cards and thus accumulate huge debts

•All of these behaviours may increase the financial burden
on the family and there may be increased conflicts between parents and children. This damages parent-child relationships

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According to Info. 14 and 15, explain the possible reasons why parents arrange various extra-curricular activities for their children. [6 marks]

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•Online electronic payment services have become more popular and convenient, promoting the rapid development of online shopping. Most young people like to buy consumer goods and try new things.

•As a result, online shopping is becoming more and more common. What are the impacts of online shopping on the lives and personal growth of young people?

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Question: Does the prevalence of online shopping have more advantages than disadvantages for young people?

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Question: Does the prevalence of online shopping have more advantages than disadvantages for young people?

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According to Info. 14, the expert who was in charge of the survey pointed out that parents urged their children to attend a large number of extra-curricular activities because of pressure from other parents. When they saw others’ children learning a new skill, they were afraid that their children would lag behind if not doing so.

Info 15.
Describe the cartoon: The cartoon of Info. 15 shows that many parents are pushing their children to climb up and asking them to join various extracurricular activities while climbing.
Then Imply the idea: This reflects that parents believe that learning a variety of skills will help their children’s future development and reach a higher class in society. (Or other possible answers)

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parents pushing their children to join extracurricular activities to help them to learn more and gain interests. They don't want their children to lag behind others as it may affect their future.

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Parents think that in order for their children to beat other children in an uphill battle to get into a good school, they have to force their children to carry the heavy burden of participating in a lot of different extra-curricular activities to increase their competitiveness

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According to Info 14 and 15, it can bee seen that the parents arrange various of extra curricular activities since they see other parents doing so as well. They therefore don't want their children to lag behind in the school or wanted to compete with them and they think that by doing so, the children will be as good as the others.

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- Other parents pressure, other parents sign their children up for extra curricular activities, and some parents don't want their children to lag behind other children
- Parents think that extra curricular activities can help their children to go to a good school in the future

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According to the source,people are running upwards from the inclined slope which is named extra curriculum activities. The finishing line is the college. The Cartoon implies that people are joing a lot of extra curriculum activities and seems that the one who joing less eca are being outcompeted.

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1. Parents want their children to remain competitive with other parents' children
->from the cartoon, not just one family is forcing their children to parti. in eca, others are doing it so as to remain competitive.

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1.Kids can meet other competitive peers to get motivated.
2.can have more opportunities to experience and discover talent and hobbies

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▪︎ Parents want their kids to be more knowledgeable in different fields besides education.

▪︎ Parents want their children to be more competitive than others by engaging in various ECA

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Supporting argument,
Online shopping can allow the user to be able to shop or buy things from online instead of shopping outside, this allow the user to have a more convenient shopping experience and be able to shop in any place at any moment, you can also choose the destination and discuss about the time of the things arrival and pay online, this gives the user plenty amount of freedom . Moreover, online shopping usually have a more wider choices or selections of items that isn't displayed in real life, this allow the user to be able to get anything they wanted easily.

Opposing argument
Online shopping shouldn't be completely trusted due to the prices of the online experience labelled might not always be the same, moreover the chances of being scammed in real life without seeing the product of which you were purchasing might usually result in the person who bought the product to receive something they did not wanted.
Online shopping is also too convenient that it can easily influence others to buy things and shop way too easily, spending all their money in an instant and resulting in a easy bankrupt, there will most likely to result in a large amount of debt which will hinder their life.
Lastly, online shopping might leak your personal information when not doing properly, this will involve the information of your parents and this will result in all various of problems such as arguing between family members and more.

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3 (b). ‘“Fandom” participation hinders rather than enhances the personal development of young people in Hong Kong.’ Do you agree with this view? Explain your answer. (12 marks)

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3 (b). ‘“Fandom” participation hinders rather than enhances the personal development of young people in Hong Kong.’ Do you agree with this view? Explain your answer. (12 marks)

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a) Fandom: a phenomenon in which a network of fans participate actively in activities such as fan meetings, concerts, buying merchandise, following idols' news

b) Young ppl features: easily influenced by peers, look for recognition & acceptance by peers, want to be included in a group but be unique as well.

c) 1. fandom allows ppl with similar interests to connect tgt part in activities(eg concerts/follow idols news>discuss common topics)>enhance social circle>accepted into the group>sense of belonging+affiliation>self-esteem
2. fans make souvenirs and products (eg banners, cup holders) in regards to the idols they admire-> succeed in making products, products are recognized by idols>sense of achievement+competence>self-esteem

d) rebuttal:
Some may say young ppl wouldn't be able to control themselves in buying merchandise, thus spend a fortune and leads to increasing financial burden to their families.
This actually creates a chance for them to learn to manage their consumption on products they need or not. There will be moments where they spend money on something they do not really need, but through trial and error, they will eventually acknowledge the importance of financial management and be willing to manage their spending.

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a. Fandom activities
going to conventions or exhibitions, buying merchandises, talk about their idols in social media and in person

b. Personal development
time management skills, making a budget, social and communication skills, collaboration skills, gain hobbies and interests

c. Arguments
meet up in exhibitions talk about their idols and merchandises that they bought increasing social and communication skills

d. Rebuttal
May become addicted resulting in wasting money in buying merchandises to support their idols and harm interpersonal relationships

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a.Fandom activity examples:
-Overshopping for their merchandise(-)
-Gifting items to their influcencers(Including gifting to charity as their role model's identity)(+)
-Celebrating their influencers' special days(+)
-Set up fan clubs for their favourite influcencers.(+)

b.Personal developement of young people
-To learn not do overconsume anything thats not too useful.
-To make new friends who can be relatable to them.
-To appreciate every given things
-Learn newer things for a life goal in the future.

c.Arguements
Overshopping for their merchandise
waste of money + waste of time
they might buy things that are not that useful to them and waste all their money in shopping.

Gifting items to influcencers
To be able to learn from the influcencers that they can be able to make a difference by donating to chairty and be influcenced to be doing that for others and not them.

Set Up fan clubs for their favourite influcencers.
Setting up the fan clubs where they can be able to make new friends who are relatable and be able to connect to more people around the world who has the same interest in one thing.

d.Rebuttal.
The (+) is more than the (-)
therefore althought it can hinder your lifestyle, the more that you can learn from it is higher.

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Fandom activities: concert, fan sign, meet and greet, buying merchandise, following their idols latest news (all positive)

Personal development of young blokes
Needs friends, peers recognition, to fit in with others, inclusively exclusive

ARGUMENTS
At concerts, young people gets meet other fans and can have common topic with them and maybe then become friends and enhance social circle
By following idols latest news, young people can fit in with others as they can discuss on the same topic together and then they can feel fitted in
Buying merchandise can allow fans to have peers recognition as peers would feel that they have the same interests and recognise young people as actual fandom as they used their own money to support their idols

Rebuttal
Buy merchandise may allow peers recognition, but use money

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agree
1fandom participation have an toxic reputation
which influence participants to act upon with others
2over consuming products
spending too much resources and time
3too overly obsessed and passionate

disagree
1 spending time and developing skills  such as making fan art and suoveniers
2makaing new friends and finds social acceptance

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A group of fans feeling of empathy and camaraderie with others who share a common interest .Such as buying figure , following their idols latest new or supporting their favorite sport team even charity work .

Personal development of young people .
>Peer influence
The crisis of teenagers’ growth belongs to identity crisis, not knowing what they are ,therefore teenagers want to have a group of teenagers to have a same interest to follow ,thus gain acceptance among friends .
>A sense of belonging
Recognition and identity
Sense of belonging cohesion , such as they will prepare birthday party for their idols together

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-a belonging with the people of same interest   (+)
-wasting money(-)
-peer acceptance(+)
-peer approval(+)
-lack of healthy development from addiction and overly obsessed with their fandoms(-)
-invest too much time in fandoms(-)
-bad influences from the fandoms(-)