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After a fierce debate in Congress, in November of 1939, a final Neutrality Act passed. This Act lifted the arms embargo and put all trade with belligerent nations under the terms of “cash-and-carry.” The ban on loans remained in effect, and American ships were barred from transporting goods to belligerent ports.
https://history.state.gov/milestones/1921-1936/neutrality-acts

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n January 1937, the Congress passed a joint resolution outlawing the arms trade with Spain. The Neutrality Act of 1937 was passed in May and included the provisions of the earlier acts, this time without expiration date, and extended them to cover civil wars as well.
https://en.wikipedia.org/wiki/Neutrality_Acts_of_1930s

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A group of isolationist Americans opposed to American intervention in the war. They thought the US should not contribute to the war effort by helping the allies, and debated whether or not the US was truly remaining isolationist.

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FDR and Winston Churchill met and committed both of their nations, along with 15 others, to a post-war world of democracy, peace, economic advancement, free trade, and freedom of the seas.

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The allied nations were having trouble with funds for their military.  FDR wanted to help out the allied cause in any way he could without actually joining the war. Therefore he created and managed to get signed, the Lease-Land act. This allowed the US to provide direct aid to the allies without becoming a part of the war. In the entire war, it allowed the US to lend over $40 billion dollars in relief to the allies.

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Roosevelt declared that the entire western half of the Atlantic was part of the Western Hemisphere and therefore neutral. He then ordered the U.S. Navy to patrol the western Atlantic and reveal the location of German submarines to the British.

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Winston Churchill asked FDR for old US destroyers, but under the neutrality laws FDR was not allowed to "sell" arms to nations at war. FDR was determined to get the destroyers to the UK, so he asked congress to revise the neutrality laws and break the ban on arm sales to nations at war. FDR found a loophole around the neutrality law, and ended up giving Britain 50 destroyers in exchange for the right to build bases in Bermuda, along with other islands under British control.