# data[].attributes.body
Do you ever think about health insurance until something happen and you realize you do not have enough coverage or no coverage.
In the pad-let I will try to show what are the 2 health insurance available. Government and Private Insurance Plan.

# data[].attributes.body
In Ontario we have health insurance. Namely your health card This allow you to do certain things such as a doctor's visit. However for extra coverage such as prescription meds you need extra health insurance coverage. There are several private insurance that offer these coverage and they will be explore further.

# data[].attributes.body
OHIP must be obtain from the province or territory that you live. The province pays for many of the health services you may need; however, you need to apply for the Health card. In order to apply, find a Service Ontario office near you. you can walk-in or make an appointment. To complete an application original documents of proof of citizenship or immigration status are needed.

one that proves your Canadian citizenship or OHIP-eligible immigration status (e.g. Canadian birth certificate, Permanent Resident Card )

one that proves you live in Ontario (e.g. Ontario Driver’s Licence, income tax assessment)

one that supports your identity (e.g. credit card, passport from any country)

# data[].attributes.headline
Ontario Health Insurance Plan or OHIP cont.

# data[].attributes.subject
Ontario Health Insurance Plan or OHIP cont.

# data[].attributes.body
OHIP can take up to 3 months to be approved
Immediate coverage is given to

babies born in Ontario who are Canadian citizens

some internationally adopted children under 16 who are adopted by Ontario residents

people who move from another Canadian province or territory into a long‑term care home in Ontario within the first three months of their arrival.

convention refugees and other protected persons as defined by the Immigration and Refugee Board of Canada

Retrieved from hppts://www.ontario.ca

# data[].attributes.headline
Where can Ontario Health Insurance Plan (OHIP) be used?

# data[].attributes.subject
Where can Ontario Health Insurance Plan (OHIP) be used?

# data[].attributes.body
* Doctors' office
* walk-in clinics
* hospital emergency
* medical test and surgeries
If you had an accident and requires physiotherapy or chiropractic services these are not covered by OHIP. This is where a private health insurance is needed.

# data[].attributes.body
Insurance Quotes
Shop around for your health insurance just the way you would for your auto or home insurance. In doing so you will see what works best for you.  unlike the Health card which only has one number on the private insurance card and as a card holder there are several information we must know. We would hear phases such as insurance policy number, member certificate number, plan contract number, and drug plan number.  These are just some important things that are needed to access the services.
A private insurance we might be familiar with and how it would work would be the insurance coverage we get from Durham if we had opt to keep it. This insurance is from The Student Association.

Medavie Blue Cross™

Policy # 0091963000

ID #:  Your 9 digit Student ID number + 00

Retrieved from www.studentvip.ca

# data[].attributes.body
https://www.surehealth.ca/pages/private-health-plans.html
www.ontario.ca
www.studentvip.ca

The above websites are filled with information on how to apply for health insurance.online, quote for insurance can also be had. There is also information on frequently ask question, contact information.  There is also a virtual assistance for further questions.

On the Ontario site it gives location to the various location of Service Ontario where one can apply for their OHIP card. The site also give information of where health care centers can be found and can also be connected with other services offer in Ontario.

For insurance offered by Durham, the website has information such as live chat, plan card can be downloaded with instructions, info as to where you can fins a doctor, free app for mental wellness, information for international students, and how to submit a claim. A claim is when you have to pay out of pocket and then you submit your receipt with a claim form to be reimburse. You will also be able to find for example how much you will be covered for dental and what you will pay eg.

Dental Coverage – 10% - 80% Coverage. This information I find very useful and good reference.

# data[].attributes.body
We can do our research online or wn can talk with our friends or family who may know or use an insurance company that they find provide for their need at a reasonable price.
The company is contacted and they will discuss with you how the policy work such as how payment is made, what is covered under the policy and how long you would need the policy. Whether long term or short term such as for vacation/ travel insurance while traveling out of country. The insurance provider will also need to know the type of coverage you are looking for.
Another way of getting private insurance coverage is though the company of employment if you are a full-time staff. A portion is taken from your pay and the employee pay the balance and you will have coverage for things not covered by OHIP example dental care. they can be Blue Cross, ClaimSecure, Manulife and Sun Life.
These private insurance covers:

Dental care

Prescription drugs

Vision care

Registered specialist and therapeutic care

Emergency medical travel coverage

Semi-private or private hospital room stays

# data[].attributes.body
Did you know
This video ask the public to see how much is know about OHIP, many people are misinformed or not aware of what the OHIP does cover. The video gave advice on getting Private Insurance when travelling out of country which I do not do and it true you never know until you need it.

# data[].attributes.body
Canada Protection Plan private insurance
This commercial talk about how you can obtain health insurance by giving information as how to go about doing so.  It also explain the simplicity of obtaining a health plan. It erase the notion that health insurance is complicated. It explain that no medical exams was needed to apply. This video remove the anxiety of applying believing that you will or might not qualify.  Anyone can apply between the ages of 18-80. The video also give contact information.

# data[].attributes.body
https://www.surehealth.ca/pages/private-health-plans.html
www.ontario.ca
www.acttoronto.com
www.studentvip.ca
www.google.ca images of health insurance card Canada
www.bing.com for video on OHIP myth
videos #2 & 3 taken from www.youtube.com

# data[].attributes.headline
Manulijfe private insurance plan                              This video compare to the Canada Protection plan get to the point and just give information as to what unexpected situation can incurs medical emergency coverage. It outline what you get and how to contact them.

# data[].attributes.subject
Manulijfe private insurance plan                              This video compare to the Canada Protection plan get to the point and just give information as to what unexpected situation can incurs medical emergency coverage. It outline what you get and how to contact them.

# data[].attributes.body
video # 2

# data[].attributes.attachment_link.title
What I have learn about Health Insurance Plans