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Setting a budget so you don't over spend -Kailey

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only use what money i can pay back in full.as in dont spend 500 if i cant pay it back within the month its due

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Making sure you pay your bill on time and keep money in your account.

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1. You should think about what is most important to your pocket. What can you pay for with cash and what can be paid for with credit. You should only use your card if you're sure you will be able to give the money back, and in emergencies where you don't have your checkbook.
2. Being organized in terms of bills will help so that you know your grace periods and you don't get caught up. Interest can accumulate if you don't get what you need done (give dem dat money back) on time.

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Be cautious of the limits of your credit card.

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A good way to limit your purchasing amount with a credit card is to make a personal spending limit based off your income and other expenses you may have.

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It will mess up your credit score and debit will build up

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interest rates adds on to the outstanding balance you still owe so more money is being charged instead of helping you its hurting you.

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You Can End Up Getting In Debt/ Paying More Than Issued Out

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Budget/ Manage Your Spending, Only Spend Your Credit Card On Necessities and Not Wants.

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I think adding your credit card into your budget will help you consider your purchasing amount and limit any inconsistencies.

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It can be very risky to do make the minimum payments because chile... that money adds up. Sure, it won't be as much as what you would have had to pay before, but like, the interest is being charged. At least you're paying them off though.

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Be cautious about your minimum payment requirements and no late payments.

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Everytime You Purchase Something Have A Notification Come To Your Phone So You Can Be Mindful Of Your Spending

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Place your own personal credit card limit depending on your salary and other cost not just your credit limit

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Be cautious of your budget and don't go over it

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Interest will build up and you would have to pay more than you spent.

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Because it can trigger a drop on your credit score

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What they said^^

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You should try putting aside necessities.

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Paying on time.

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Only use it for emergency purchases

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Because it will lower credit score bc you can't afford to pay it back.

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Because it will lower credit score bc you can't afford to pay it back.

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Set a spending limit in the banking app or ask the bank to.

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Set a spending limit in the banking app or ask the bank to.

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Overspending when you don't have the money to pay it back.

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Overspending when you don't have the money to pay it back.

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It could make your intrest rate go up and that is never good.

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I think what I should do is just use mines for gas and pay it back everythime so my credit could go up and also the money is being paid back.

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Make sure you have cash or youe debit card.

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The most thing to be cautious about is not to over spend or spend too much.