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Why Phillip Global Perspective Portfolio 2.PNG

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Above is the Dow Jones Index Chart, you can see that market most likely will scale higher than the last high. And we can never know how much higher the next high will be.

Just like in Oct 2007, Dow is 14,093 and in Feb 2020 it has risen to 29,102, which is 106% gain. Presently, the last high is 35,911 in Jan 2022 and we do not know how much higher it will advance but I am excited.

Thus, it is important that investors stay invested and ride through all volatility of the market to maximise their returns.

PGPP has proven that during year 2022 market meltdown due to inflation risk. PGPP has drop - 35% that year but it has come back strongly in 2023 with a + 38% Gain.

But to ride through all market volatility, the type of stocks to invest play a vital part in PGPP Performance. PGPP will avoid investing in New Start-up, Banks, Oil & Gas, Car & Airplane Manufacturer etc… because these carry higher risk, and they also may need to borrow extensively to do their business.

So for PGPP : We are Optimistic but we are Cautious in our Investment Approach. We only invest in Big Global Companies with businesses whose competitive advantages are difficult to replicate, and these companies also do not need significant leverage to generate their returns.

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Flood Of Stimulus Will Not Just Disappear Instantly

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Flood Of Stimulus Will Not Just Disappear Instantly

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Singaporeans tend to overlook financial planning for retirement in anticipating or projecting what it would be like when retirement day comes. Aside from the seemingly nonchalant way of thinking that retirement planning isn't that too important or too immediate, Singaporeans tend to believe that they have salted away the needed finances to live a decent if not comfortable enough way of life once they retire. Sadly, when the time comes, they most likely tend to extend their employment. Why do they need to do that? Because they do not have a retirement plan so they worry that they do not have ample savings to see them through in their retirement.

Retirement savings plan Singapore, should therefore be part of an astute plan for retirement in Singapore! It is very crucial indeed to craft a comprehensive plan that will provide the maximum impact once retirement comes!

It is necessary to start planning for retirement at the earliest possible time. When you plan and save right, you can then choose when and how you would like to spend your twilight years.

Click the pictures below and read true-to-life encounters with ordinary Singaporeans and how our advice for retirement planning helped them have a worry-free, financially balanced retired life. Get in touch with us TODAY and attend one of our FREE Retirement Seminar Singapore!

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Advisor4U | Retirement Seminar | Investment Portfolio | Happy Retirement

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Singaporeans tend to overlook financial planning for retirement in anticipating or projecting what it would be like when retirement day comes. Aside from the seemingly nonchalant way of thinking that retirement planning isn't that too important or too immediate, Singaporeans tend to believe that they have salted away the needed finances to live a decent if not comfortable enough way of life once they retire.

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By providing us your personal data (i.e. name, email address and phone number), you acknowledge and consent to our collection of your personal data for the purposes listed below:            •	Sending you marketing, advertising or promotional materials related to the content of this website, whether by call, text or email;                       •	Provision of products & services which you have requested for. Please note that you are entitled to withdraw your consent for the collection of your personal data at any point in time by providing a notification to JC@Phillip.com.sg                                            

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By providing us your personal data (i.e. name, email address and phone number), you acknowledge and consent to our collection of your personal data for the purposes listed below:            •	Sending you marketing, advertising or promotional materials related to the content of this website, whether by call, text or email;                       •	Provision of products & services which you have requested for. Please note that you are entitled to withdraw your consent for the collection of your personal data at any point in time by providing a notification to JC@Phillip.com.sg                                            