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Be able to visualise future financial state - Paulo

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See what her major expenses are so she can stop spending so much - Nic

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Can help her see how her money is being used for future decision-making like spending too much on food. - Dev 

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Can help her see how her money is being used for future decision-making like spending too much on food. - Dev 

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She can be able to plan out her future expenses to see how they fit into her budget and plan accordingly to help assist her in going to Europe

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She can plan how much money she wants to spend how much she wants to save

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Allows Emma to think ahead and calulate how much she will be saving by budgeting. - justin

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Calculate the minimal expense using past data after adjusting for inflation, wage stagnation then adjust the non essential consumption such as entertainment.

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budgeting allows her to plan where her inflows and outflows of cash is coming from. with the budget plan she is able to plan how much she will spend each month

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She can plan her trip to Europe - Nic

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Lets her know which factors of her expenses she should reduce/remove - Paulo

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She can decide what expenditures she wants to reduce

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Be able to track where her money goes and help her save more money

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To plan to go to europe she could like consider what payments are like nessisary and have to be payed like rent and stuff then she could decrease the allowance on stuff which arn't as required

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see how much she is earning and how much she should spend- kate

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Lets her know how much she can spend and where it is allocated so she doesn't have to decide what she spends money on. - justin

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Rishika- can help her when prioritising money that is needed for essential items such as groceries, electricity, etc.

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it will help her plan her trip to europe if she keeps saving -aida

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it will help her plan her trip to europe if she keeps saving -aida

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a budget can help emma identify her most costly expenses and she could hence seek to rectify it by minimising these impacts. this would aid her in achieving her short-term goals of travelling to europe

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A budget will help decision making as she can see how much she spends. For example she spends way to much on rent and food

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A comparison between her budget and actual spending can give her an idea of her about what adjustment need to be made, for example lowering expenses

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see what areas she should cut down on her expenses - kate

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any unnecessary expenses can be addressed and reduced. she can find what is used most and what is wasting her money. -aida

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any unnecessary expenses can be addressed and reduced. she can find what is used most and what is wasting her money. -aida

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a budget can help emma decide which expenses to cut back on, major or minor. she could also choose to pick up a new job that yields higher income.

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For her decision making she should like sacrifice the things like she dosnt need like entertainment and all that

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It allows her to plan how long she would need to save to go to Europe and plan her trip and money accordingly

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Rishika- Emma can plan the amount of money that she uses for each expense. This will help her to budget and save money.

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Can plan to removing short-term entertainment for faster accumulate of liquid cash for for emergency and future travel to Europe with preparing foreign currency exchange.

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she is spending too much for  food for that month. this may lead to her planning to have more spending for food for the next month and decide to reduce other stuff