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a sum of money that one or more individuals or companies borrow from banks or other financial institutions so as to financially manage planned or unplanned events. In doing so, the borrower incurs a debt, which he has to pay back with interest and within a given period of time.

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A loan requires you to repay the money you borrow, whereas a grant does not. Grants are, essentially, a gift. In other words, they're non-repayable. Grants may be awarded by government departments, trusts, or corporations and given to individuals, businesses, educational institutions, or non-profits.

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a grant or payment made to support a student's education, awarded on the basis of academic or other achievement.

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Work-study is a form of student employment limited to part-time during the school year, and students usually work no more than 20 hours a week. Partially funded by the federal government, this program provides financial assistance through student employment.