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Click here to find out how you can safely and happily spend time with your family and friends during Holi. Here, we have mentioned all of our tips for having a safe Holi.

#tipstohaveasafeholi #nivabupa

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Holi is a festival that is full of bright colours and joy. It is added with meeting and greeting family and friends with a lot of amazing food and beautiful gifts. However, this year, there are things that you need to be particularly careful about, considering the existing risks of coronavirus. To have a safe Holi with your loved ones, there are some Holi health tips that you could look at to ensure you play safe Holi.

A bunch of Holi tips would ensure that your loved ones and you get to remain happy at the time of all the festivities without being infected or harmed in any way. Holi festival tips are necessary because the festival involves chances of coming in contact with harmful colours, remaining drenched in water or color for long hours, and interacting with quite a large number of people closely. Read on to learn about some tips before playing Holi:

Holi Safety Tips on Hair-care

One of the most important Holi tips of all times include the fact that you need to apply a generous amount of oil on your hair before you go out to play with colours. As much as you might hate the all-oily look on your hair, it ensures that the colours and the chemicals in it do not stick to your scalp. To apply a massage on your scalp with the oil is among the age-old Holi tips from our grandmothers!

Remember to tie up your hair into a bun or a braid so that not every part of it gets affected

You may also style your hair with a bandana or a scarf to avoid any colours at all

Wash and cleanse your hair as soon as possible after it has been wet with coloured water

Among Holi safety tips is also the suggestion to use homemade masks or remedies instead of shampoos that contain chemicals while cleansing out the colour from your hair

Holi Festival Tips on Skin-care

Just as it applies to your hair, applying oil in your skin is also among the most widely known Holi festival tips

You should also apply sunscreen to play safe Holi

Remember to make sure your nails are cut short and you may also apply a coat to avoid getting random colours on them

Wear sunglasses to protect the skin around your eyes and the eyes themselves while you play safe Holi

While you are following all the age-old Holi festival tips on skin-care, also remember that you need to use lukewarm water to cleanse your skin and not be too harsh

Lastly, do remember to moisturise

General Precautionary Tips Before Playing Holi

Drinking enough water is among the important Holi health tips

The most important among all Holi health tips this year would be to ensure no one in the group has a cold or fever.

Among other Holi health tips, you should also remember to not play with cold water to prevent getting the flu and to ensure safety during Holi.

Remember to wash your hands before eating to have a safe Holi.

Things to Remember to Have a Safe Holi

It is important to remember that festivals will keep coming but first you need to ensure you and your loved ones remain in perfect health. To ensure safety during Holi, keep in mind the safe Holi tips and make sure nobody is getting harassed or bullied in any manner. Remember that consent and choice is important, and that there are people allergic to colours who deserve a safe Holi. Speaking of Holi safety tips, you should also avoid alcohol.

While looking at safe Holi tips, you might also want to take note of the rising hospitalisation expenses amidst the coronavirus. It is important to take a look at different health insurance plans to choose the best health insurance plan given the present circumstances. As important as it is to spend time with family, it is important to know of individual health insurance options, health insurance premium plans, and family health insurance options while choosing right health insurance claims for your loved ones.

Conclusion:

Hence, before heading out to celebrate our country's most colourful festival, it is important to take all of these precautions. It is also important to realize that the pandemic is still ongoing, and social distancing is an obvious precaution we all must take. This will help you and your loved ones enjoy the festival and also ensure that there are no unhealthy after-effects of the celebration.

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Holi is a festival that is full of bright colours and joy. It is added with meeting and greeting family and friends with a lot of amazing food and beautiful gifts. However, this year, there are things that you need to be particularly careful about, considering the existing risks of coronavirus.

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Concept of Room Rent Limit in Health Insurance | Niva Bupa

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Concept of Room Rent Limit in Health Insurance | Niva Bupa

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The article explains the room rent limit concept in health insurance. Understand all about room capping in health insurance, different types of room rent coverages and how it affects insurance claims.

Read more about the concept of room rent limit in health insurance.

#conceptofroomrentlimitinhealthinsurance #nivabupa

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While the concept of healthy living has been catching up in India, there is no escaping the fact that a number of diseases are on the rise. A combination of sedentary lifestyles, pollution and poor nutrition has resulted in a significant increase in illnesses. As per a report by the Centre for Science and Environment (CSE), air pollution is the reason behind 30% of premature deaths in the country. A gradual increase in the cost of medical care has aggravated the situation. With the number of diseases rising on one hand and an increase in the cost of healthcare on the other, the benefits of health insurance cannot be overstated.

While more and more people are opting for health insurance these days, the focus remains on the size of the coverage. The size of the cover is important, but other aspects of an insurance policy like co-pay amount, network hospitals and health insurance room rent limit should also be taken into consideration. Benefits like free annual checkups are well-known, but many people are not aware of the room rent limit in health insurance.

From a few large hospitals a couple of decades ago to several multispecialty hospitals in every major city now, the healthcare industry has come a long way in India. The options for people seeking treatment has increased manifold. Hospitals have different types of rooms and the room rent varies for each type. The room rent varies depending on the occupancy and the facilities being offered. A twin-sharing room in a hospital will naturally be less expensive than a single-occupancy room. The choice of the room rests entirely on the policyholders, but one should know about the room rent limit in health insurance.

The room rent limit is the amount up to which the insurer will cover the cost of the room. For instance, your health insurance policy has a room rent limit of Rs 1500 and the hospital is charging Rs 2000 per day for a room, the insurer will pay only Rs 1,500 and you will have to pay Rs 500 from your pocket. The amount to be paid out-of-pocket may not seem much, but it has to be noted that it is the additional amount you will have to pay every day. For a hospitalization of eight days, the out-of-pocket expense for the room will amount to Rs 4000.

Even though the health insurance room rent limit applies to the daily cost of the room, it has wider relevance for the policyholder. Many people are not aware of the fact that the cost of the treatment is directly proportional to the room rent. Expenses such as nursing charges, cost of surgery and doctor's visiting fees increase depending on the type of room opted by the policyholder. If you have opted for a twin sharing room and will have to pay Rs 15,000 for a certain procedure, the same treatment may cost you Rs 25,000 in a deluxe room. Hospitals charge on the basis of the paying capacity of the patient.

It is clear that the room rent has an impact on the overall cost of the treatment. Does the room rent limit also affect the claim amount? If you have a health insurance policy that does not have any sub-limits on the room rent, and you choose a deluxe room, the insurer will cover the entire cost of the treatment, including the room rent. However, if your policy has capped room rent, the reimbursement will be calculated in proportion to the room rent limit to the actual rent.

One should always keep in mind the overall treatment cost while choosing the room.

These types of health insurance plans do not have any sub-limit on the room rent. The policyholder has complete freedom in choosing the type of room. Since there are no sub-limits on room rent, the insurer covers the entire treatment bill. The policyholder can choose a general ward or a deluxe room without worrying about the reimbursement.

Certain policies have room rent limits with co-payment. The policy specifies an amount up to which the cost of the room is covered, and the policyholder has to pay out-of-pocket if the room rent exceeds the limit. The co-payment feature reduces the financial liability of the insurer.

These types of health insurance plan specify the room type for hospitalization. The policyholder can only opt for the rooms specified in the policy.

Some policies give you the option to remove the room rent limit, but it is offered as an add on coverage. It is not a default feature, but the policyholder can remove the sub-limit by paying an additional amount.

Conclusion

Many people just opt for the room that is available, but it can affect the claim amount. It is important to give proper thought before making any decision on the type of room. Alternatively, you can choose a health insurance plan from a credible insurer that has a large number of hospitals in its network. Niva Bupa Health Insurance has a network of over 7000 cashless hospitals across India. Niva Bupa Health Insurance's extensive network and quick claims process ensure that you remain tension-free even during emergencies.

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What is the Concept of Room Rent Limit in Health Insurance | Niva Bupa

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While the concept of healthy living has been catching up in India, there is no escaping the fact that a number of diseases are on the rise. A combination of sedentary lifestyles, pollution and poor nutrition has resulted in a significant increase in illnesses.

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Multi Speciality Hospital in Hyderabad | Niva Bupa

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Multi Speciality Hospital in Hyderabad | Niva Bupa

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A multi speciality hospital offers medical facilities and specialized treatments in one place. Check out the state of the art technologies, well-built infrastructure of multi speciality hospitals to pick the best multi speciality hospital in Hyderabad.

#multispecialityhospitalinHyderabad #Nivabupa

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Everyone places a high value on their health. Therefore, we frequently search for a multispecialty hospital in our city. So, if you live in Hyderabad, below is a list of the best multispecialty hospitals.

These Hyderabad multi-speciality hospitals are renowned for their brilliant care, state-of-art technologies, hardworking staff, well-built infrastructure, and prestigious programs.

Apollo Hospital

The Apollo health industry is renowned all over the nation. It's one of the best multi-speciality hospitals in Hyderabad due to its top-quality medical services. Apollo hospital boasts modern technologies that provide the most precise results. It is NABH and JCI quality standards accredited.

Best feature:

Apollo Hospital is famous for its state-of-art equipment, such as using da Vinci machines for surgeries, oncology departments using cyberknife equipment, liquid biopsy for all cancer individuals, etc.

Characteristics:

Address:

Apollo Health City, Road No. 72, Opposite Bharatiya Vidya Bhavan School, Film Nagar, Jubilee Hills, Hyderabad.

Contact:

040 2360 7777

Continental Hospital

Continental Hospital is one of the top 10 multispeciality hospitals in Hyderabad. It is famous for its tertiary patient care backed with the latest technology. The highly trained doctors and other staff provide comprehensive care to all the patients. The hospital has gained accreditation from NABH and JCI.

Best feature:

The hi-tech apparatus such as three-dimensional machinery for radiation therapy of cancer patients, mico-neurosurgery for all kinds of tumours, robotic surgery procedures, etc.

Characteristics:

Address:

Plot No. 3, Road No. 2, IT & Financial District, Nanakramguda, Gachibowli, Hyderabad.

Contact:

040 6700 0000

Aware Gleneagles Global Hospital

Aware Gleneagles Global Hospital is also considered as one of the top multispeciality hospitals in Hyderabad, giving quaternary care to all the patients. It provides a wide spectrum of services to treat its patients with innovative and advanced technologies. It is a HALAL-certified centre and accredited by NABH, while NABL accredits the labs in the hospital.

Best feature:

Aware Gleneagles Global Hospital is known for its excellent sleep labs for people suffering from sleep disorders. Patients undergoing dialysis treatment are treated with a molecular adsorbent recycling system.

Characteristics:

Address:

Sagar Road, Lal Bahadur Nagar, Hyderabad

Contact:

040 2411 1111.

Yashoda Hospitals

Since the Yashoda Hospital has made its presence in the healthcare industry, it has been a pioneer for top-quality medical facilities. These hospitals are associated with diagnostic and therapeutic approaches for betterment, ensuring their position in the multi-speciality hospitals in the Hyderabad list. The hospital is NABH accredited, and all the labs are NABL accredited.

Best feature:

The awe-inspiring technology is what makes this hospital different from all. Some of the most advanced technology includes the robot-controlled surgical machinery, 3 Tesla MRI scans, four-dimensional gated RapidArc amenities for tumours, etc.

Characteristics:

Address:

Contact:

040 4567 4567

MaxCure Hospital

MaxCure hospital is known as one of the best multi-speciality hospitals in Hyderabad as well as in India. Top-class medical and non-medical professionals run the hospital. It is ISO-certified, NABH-accredited, and all of the labs are NABL-accredited.

Best feature:

The ICUs have many advanced technologies, seven operating theatres with modern equipment and two state-of-art cath labs.

Characteristics:

Address:

5-9-22, Sarovar Complex, Secretariat Road, Saifabad, Secunderabad, Hyderabad.

Contact:

040 4853 0330

Best & Top Hospitals: Best Hospitals in Chennai | Top Hospitals in Delhi | Best Hospitals in Gurgaon | Best Hospitals in India | Top 10 Hospitals in India | Best Hospitals in Hyderabad | Best Hospitals in Kolkata

Cancer Hospitals: Best cancer hospitals in Bangalore | Best cancer hospitals in Hyderabad | Best cancer hospitals in Mumbai | Best cancer hospitals in India | Top 10 cancer hospital in India | Top 10 cancer hospital in Delhi

Multi Speciality Hospitals: Multi Speciality Hospitals in Mumbai | Multi Speciality Hospitals in Chennai | Super Speciality Hospitals in Delhi

Lever Hospitals: Best Lever Hospitals in Delhi | Best Lever Hospitals in India

Kidney Hospitals: Best Kidney Hospitals in India

Heart Hospitals: Best Heart hospitals in Bangalore | Best Heart hospitals in India | Best Heart hospitals in Kolkata | Best Heart hospitals in Delhi

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Multi Speciality Hospitals in Hyderabad | Niva Nupa

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Everyone places a high value on their health. Therefore, we frequently search for a multispecialty hospital in our city. So, if you live in Hyderabad, below is a list of the best multispecialty hospitals. These Hyderabad multi-speciality hospitals are renowned for their brilliant care, state-of-art technologies, hardworking staff, well-built infrastructure, and prestigious programs. The Apollo health industry is renowned all over the nation.

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Buying a cancer insurance plan in India? Here are 6 things that you should remember before buying a cancer insurance plan. Read to know more.

#cancerinsuranceplan #nivabupa

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Did you know that the cases of cancer in India doubled up in just 26 years, with over 14 lakh reported cancer patients in 2016? What's worse is that the number is only increasing and we are at more risk today than ever before. Research also shows that while most cancers are treatable with high success rates, India still falls back because most people don't find it affordable and accessible. So, ask yourself, in an unforeseen circumstance if you are required to get cancer treatment for yourself or any of your family members, would you be able to afford it or will you leave it to chance?

Did that question make you anxious? Don't worry, a good critical illness health insurance can take care of your treatment expenses not just for cancer but many more such serious diseases. So, how does one find a good plan?

1. Understand your needs

Looking for an insurance plan online will throw up a number of results, but you'll only be able to pick the right one if you understand your needs. Prepare a list of your possible requirements based on personal factors such as family history (genetic risk of certain diseases), age limit you will require, the sum insured you want etc. Once you are done with that, then begin comparing plans on the internet to find one that suits you best.

2. Evaluate your options

There are many options available for you nowadays for protection against most critical illnesses. For starters, you must decide whether you want to invest in a separate cancer insurance plan or you want to opt for it as an add-on with your existing health insurance policy. If you are opting for coverage for your entire family, it is generally recommended to opt for a separate plan as you can opt for a higher sum insured that way. The add-on, on the other hand, is a great alternative for an individual as it modifies your existing planto give you coverage at an affordable price.

3. Look for maximum features

As with any health insurance plan, we all look at getting the most extensive coverage at the most affordable cost. The first thing to check for in a critical illness plan is the number of diseases you are getting coverage for. Niva Bupa provides you coverage against 20 critical illnesses including cancerand kidney diseases. Another factor to look for is the age limit, as most insurance planswill cover the insured up to the age of 70. Hence, look for a plan that gives you coverage for the maximum amount of time possible.

Pro-tip: Look for discounts on your premium wherever you can. For example- Niva Bupa offers you a discount on your premium if you opt for a 2-3 year policy period.

4. Understand the benefits

It is essential to know the benefits that you will get if you are diagnosed with cancer or any other critical illness. Some cancer planswill offer a payout of around 25% on diagnosis of cancerat an early stage, with the remainder of the payout given only upon the death of the insured. Some of them will provide you with the option of a monthly payout that will simulate earnings and replace any earnings lost during that period.

However, do read the terms, conditions and exceptions carefully. For example, the insured has to survive for at least seven days from the time of diagnosis of cancer for the payout to be made. There might also be a waiting period between claims defined in the insurance plan.

5.It doesn't replace your regular insurance

An insurance plan that is specifically designed to cover critical illnesses will not necessarily replace your health insurance plan, so please make sure you understand the difference between the two. Similarly, a critical illness plan might not offer any benefit on the death of the insured, as a term insurance plan will.

Consider all your options before you decide on the exact combination that works for you.

These tips can help you decide on a plan that works best for you and your loved ones. All you need to do is visit the insurer's website and check out the plans they have to offer. Niva Bupa offers you a separate plan- Criticare, along with an add-on with your existing plan. To know more about it, click here

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6 Things to Remember Before Buying Cancer Insurance Plan in India | Niva Bupa

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Did you know that the cases of cancer in India doubled up in just 26 years, with over 14 lakh reported cancer patients in 2016? What's worse is that the number is only increasing and we are at more risk today than ever before.