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Vladimir Putin‘s Very Own Russian Asset in the US

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Vladimir Putin‘s Very Own Russian Asset in the US

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Mar 01, 2025: This was a planned ambush.  Susan Rice said today that these things are very choreographed and nothing is done or said without the expressed permission of the President.

Did you see how Trump shut the 🤬 up while JD Vance was speaking?  He never does that. That’s your first clue.

They also lied about very provable facts in front of the Ukrainian President who knew full well they were lying. Total embarrassment for the United States.

Your second clue:  That “impromptu” JD rant was completely inappropriate. There was no reason for JD Vance to do it.

The third and final clue: do you really think Trump would betray Putin and have a nice deal laid out for President Zelenskyy?  Of course not. There was no deal.  Zelenskyy was lured there under the false pretense of a fake deal so JD Vance and Trump could ambush him.

We just witnessed the President of the United States being owned by Vladimir Putin and Republicans too afraid to be patriotic Americans.  If this (and Elon Musk delegitimizing judges and the law) isn’t a constitutional crisis, what is?

This article is originally from Valerie From America 1.0

Source: https://valerieschapiro.substack.com/p/today-we-witnessed-trump-on-full?utm_source=post-email-title&publication_id=3333316&post_id=158146975&utm_campaign=email-post-title&isFreemail=true&r=4qdlaq&triedRedirect=true

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Comparative Business Practices: 5 Key Differences Between Middle Eastern and Asian Entrepreneurs

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Comparative Business Practices: 5 Key Differences Between Middle Eastern and Asian Entrepreneurs

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24 August 2023, Muscat
By Faizul Amin Anuar, Contributor

#culture #people #entrepreneurship

Entrepreneurial practices and business cultures vary greatly across geographical locations. Here, we explore five distinctive ways Middle Eastern entrepreneurs conduct their business differently than their Asian counterparts.

Decision-Making Style

Middle Eastern Entrepreneurs: Decision-making in Middle Eastern businesses often leans towards the autocratic side, implying that primary decisions are made by top-level management or the business owner themselves.

Asian Entrepreneurs: In contrast, Asian businesses, especially those in Japan and South Korea, tend to practice a more democratic style of decision-making, involving employees at multiple levels in the decision-making process.

Building Business Relationships

Middle Eastern Entrepreneurs: Personal relationships play a pivotal role in the Middle Eastern business culture. Entrepreneurs often invest significant time in building trust and rapport before formalizing business deals.

Asian Entrepreneurs: While personal relationships are important in Asian business culture as well, there is a greater emphasis on long-term relationships. Asian entrepreneurs often invest in building and maintaining relationships that can last for years, even decades.

Risk Perception

Middle Eastern Entrepreneurs: Middle Eastern entrepreneurs are often characterized by their high-risk tolerance. They are more likely to seize business opportunities that offer high rewards, despite the potential risks.

Asian Entrepreneurs: Asian entrepreneurs, in contrast, tend to be more risk-averse, preferring steady, gradual growth and stability over high-risk opportunities.

Time Management

Middle Eastern Entrepreneurs: In Middle Eastern business culture, flexibility in time management is common. Deadlines are often viewed as fluid rather than strict, and multitasking is a norm.

Asian Entrepreneurs: Most Asian businesses, particularly in Japan and South Korea, value punctuality and efficiency. Deadlines are met rigorously, and time management is typically highly structured.

Negotiation Techniques

Middle Eastern Entrepreneurs: Negotiations in the Middle East are often dynamic, involving intense discussions and bargaining. The process is considered an integral part of building business relationships.

Asian Entrepreneurs: On the other hand, Asian entrepreneurs engage in more indirect and polite negotiation styles. They prioritize maintaining harmony and avoiding aggression or confrontation during calls.

This list is of course not exhaustive, or by any means definitive. Nevertheless, by understanding these differences, entrepreneurs can better navigate international business, fostering more effective cross-cultural collaborations and partnerships.

Faizul Amin Anuar is the Head of Strategic Planning & Investment at Landasan Lumayan Sdn Bhd. You can view his LinkedIn profile here.

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Feasibility Study Underway for "Dry Port" Development in Armenia

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Feasibility Study Underway for "Dry Port" Development in Armenia

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23 August 2023, Yerevan
By Faizul Amin Anuar, Contributor

#infrastructure #economy

A multifunctional "Dry Port" near Armenia's second-largest city, Gyumri, is being planned, with a vital feasibility study now underway. This study has been entrusted to Maritime & Transport Business Solutions, as announced by Deputy Minister of Economy Narek Teryan, with a corresponding agreement signed just last week.

The feasibility study will be pivotal in assessing the practicality of the proposed project. "Maritime & Transport Business Solutions will present the complete feasibility study by December this year," assured Deputy Minister Teryan. Upon reviewing the study, the practical implementation stage will commence with decisions on the next steps.

As per the Armenian government's vision, the "dry port" is intended to serve regional and international companies as a multifunctional, multimodal hub that streamlines customs processes. The proposed development is a strategic endeavor to transform the Shirak region into an industrial zone, potentially bringing significant economic prospects to the area.

The "Dry Port" will be strategically placed near the Shirak International Airport, the railway station, and the North-South transportation corridor, making it a conveniently accessible hub. The port will integrate the airport as a free economic zone and will include distribution centers (hubs), small and medium enterprises, light industry facilities, production bases, and an international food market.

This innovative project marks a significant step towards boosting Armenia's industrial capacity and enhancing its economic connectivity on a regional and international scale. Once ready, it allows Armenia to become a more involved participant in the global economy.

Faizul Amin Anuar is the Head of Strategic Planning & Investment at Landasan Lumayan Sdn Bhd. You can view his LinkedIn profile here.

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Beirut International Airport, Beirut, Lebanon

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Critical Safety Concerns at Rafic Hariri International Airport

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Critical Safety Concerns at Rafic Hariri International Airport

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22 August 2023, Beirut
By Faizul Amin Anuar, Contributor

#governance #infrastructure #policy

A pre-audit inspection carried out at Beirut's Rafic Hariri International Airport has unveiled serious safety shortcomings.

The inspection, overseen by the European Union Aviation Safety Agency (EASA) and the International Civil Aviation Organisation (ICAO), took place as part of a support mission to help the airport prepare for the Universal Safety Oversight Audit Programme (USOAP) set for next year.

Among the numerous safety issues identified, one alarming concern was the drastic shortage of air traffic controllers. These individuals are instrumental in directing planes during their most critical phases of operation—takeoff, flight, and landing.

According to the report viewed by Lebanon's The National, the airport is currently operating with only 15 air traffic controllers, whilst ideally, it should have 87.

This shortage has resulted in the existing staff enduring gruelling 24-hour shifts without breaks. The fatigue from prolonged hours of intense focus could lead to mistakes, endangering the safety of air travel and potentially leading to catastrophic accidents.

Compounding the issue is Lebanon's current economic crisis. The shortage of funds has led to many air traffic controller positions offering low salaries, prompting many to resign and seek opportunities elsewhere. Furthermore, the economic constraints have stalled the recruitment and training of new controllers to replace those leaving, resulting in the dangerous deficit identified in the report.

The EASA and ICAO pre-audit inspection was designed to identify potential areas needing rectification before the USOAP next year. However, the substantial issues identified underscore the urgent need for significant safety improvements, not just in preparation for the audit but to ensure secure air travel for all passengers and crew.

Faizul Amin Anuar is the Head of Strategic Planning & Investment at Landasan Lumayan Sdn Bhd. You can view his LinkedIn profile here.

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5 Lead Generation Ideas to Increase Website Conversion Rates

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5 Lead Generation Ideas to Increase Website Conversion Rates

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21 August 2023, Amman

#sales

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Harnessing Cash Flow in Asia: Effective Strategies for Small Businesses

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Harnessing Cash Flow in Asia: Effective Strategies for Small Businesses

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15 August 2023, Moscow
By T Sanmuga, Managing Editor, SME Assist Asia

#finance

Cash flow is the lifeblood of any business, particularly for small enterprises. It determines the health and sustainability of your business, impacting your ability to pay employees, purchase inventory, and invest in growth.

In Asia, when one considers that a vast majority of MISMEs are running from month to month and rarely can pass 6 months of operations without business happening, it becomes more important to manage and improve the cash flow situation.

After doing some research, we've come up with these few tips for you to improve cash flow for your small business:

Implement Agile Billing Practices: Make sure your business has effective billing practices in place. This might mean invoicing promptly, offering a variety of payment methods, or shortening payment terms. Remember, the faster you invoice, the sooner you get paid.

Leverage Inventory Management: Being strategic about inventory can significantly improve cash flow. Avoid stockpiling too much inventory that ties up your cash. Use inventory management tools to help forecast demand and optimize stock levels accordingly.

Streamline Operational Efficiency: Managing your operating costs effectively can lead to significant cash flow improvements. Regularly review your business operations, identify inefficiencies and implement cost-saving measures wherever possible.

Negotiate with Suppliers: Don’t be afraid to negotiate terms with your suppliers. You can ask for extended payment terms, volume discounts, or early payment incentives. This can enhance your cash flow without compromising your operational capacity.

Offer Incentives for Prompt Payment: Encouraging your customers to pay their invoices early can significantly improve your cash flow. Consider offering incentives such as discounts or a loyalty program for clients who consistently pay their invoices ahead of schedule.

Factor in a Cash Buffer in Business PLanning: It's advisable to maintain a cash reserve to manage unexpected expenses or delays in payment. This buffer can be a lifesaver in times of cash flow crunches and provide financial stability.

Regularly Monitor Cash Flow: Implement a system for regularly monitoring your cash flow. You can use software tools or work with a financial advisor to keep a close eye on your cash inflows and outflows. This practice allows for quick action if a potential issue is spotted.

Seek External Financing: If required, consider external financing options to maintain a healthy cash flow. This can take many forms – from traditional bank loans and lines of credit to newer alternatives like crowdfunding or invoice financing.

The bottom line is that improving cash flow requires diligence, strategic decision-making, and regular monitoring. But with these strategies at your disposal, you can ensure your business stays on solid financial ground.

T Sanmuga is the Managing Editor of SME Assist Asia and the President of MeCCA, a non-profit organisation based out of Malaysia dedicated towards the building of a caring economy. You can view his LinkedIn profile here.

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Crafting a Winning Business Strategy: Top Tips for Success

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Crafting a Winning Business Strategy: Top Tips for Success

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16 August 2023, Kabul
By Sanjeev Abeynayake, Contributor

#bestpractices

In the ever-dynamic world of business, having a solid and well-crafted strategy is a non-negotiable. It serves as a compass, guiding your venture through the turbulence of market ups and downs, competitive pressures, and ever-evolving customer needs. Here are some top tips for creating an effective business strategy:

Understand Your Market: Before setting your strategy in stone, spend ample time understanding your business environment. Conduct market research to understand your customers, competitors and industry trends. The more you know, the better equipped you'll be to create a compelling strategy.

Define Clear Goals: Your goals act as the cornerstone of your business strategy. They should be SMART: Specific, Measurable, Achievable, Relevant, and Time-bound. Align these goals with your business vision and mission to ensure strategic coherence.

Identify Your Unique Value Proposition: Your unique value proposition is what gives you a competitive edge. Understand your business’s strengths and how you offer something uniquely valuable to your customers. Craft a value proposition that is compelling, clear, and directly addresses your customers' needs.

Develop a Tactical Plan: Once you have set the strategic direction, it's essential to outline a tactical plan. This plan should break down your strategy into manageable, actionable steps, each with assigned accountability, deadlines, and resources.

Implement Performance Metrics: Effective strategy involves tracking and optimization. Identify key performance indicators (KPIs) that align with your business goals. Regularly review these metrics to ensure your business is moving in the right direction and adjust your approach if needed.

Embrace Flexibility: In business, change is inevitable. Equip your strategy with the flexibility to adapt to changes in market trends, customer preferences, or competitive landscapes. Regularly review and adjust your strategy to remain aligned with your business objectives and environment.

Engage Your Team: A business strategy is not just a top-down document; it should involve input and buy-in from your entire team. Encourage open communication, welcome diverse ideas, and ensure every team member understands their role in executing the strategy.

Consult Experts: Don’t hesitate to seek expert advice when creating your business strategy. Professional business consultants, mentors, or industry experts can provide valuable insights and help avoid potential pitfalls.

Crafting a business strategy can be challenging, yet it's a vital step in ensuring your business's growth and success. Take your time, use these tips, and remember: a good strategy is never static – it evolves with your business.

Sanjeev Abeynayake is a lecturer and course coordinator at the Kaplan Business School in Adelaide, Australia. You can view his LinkedIn profile here.

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The Winds of Change: How AI is Reshaping Markets

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The Winds of Change: How AI is Reshaping Markets

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17 August 2023, Vientiane
By Chinnie C, SME Assist Asia

#artificial intelligence

Innovations in artificial intelligence are sweeping across industries, bringing both promise and uncertainty. As AI capabilities advance, companies must harness these technologies or risk disruption. The winds of change are upon us.

One visible impact of AI is the proliferation of chatbots. These virtual assistants are affecting customer service because of their ability to provide 24/7 support. Though upsetting and irritating consumers worldwide, chatbots are being programmed with natural language processing in the hope that they can understand context and hold meaningful conversations.

So far all it has done is show how important the human touch remains, but the cost savings means AI is going to be around a while before companies realise that it is actually causing them to lose customers.

However, AI systems can analyze massive datasets, identify patterns and make limited predictions. This is transforming business forecasting. Companies like Walmart and Amazon use AI to forecast demand, optimize supply chains, and reduce inventory costs.

AI-driven insights now allow tailoring product assortments and prices to specific locations and customers. The ability to foresee the future simply means a competitive advantage.

By automating repetitive tasks, AI is improving business processes. At Goldman Sachs, AI handles routine IPO paperwork, freeing employees for higher-value work.

In this way, AI can optimize manufacturing, supply chains, and inventory management. Although this raises concerns over job losses, AI automation enables improved efficiency, productivity, and innovation. The future likely holds collaboration between humans and AI systems, as the truth is companies must invest in developing talent to harness AI’s potential or get left behind.

Technical skills like data science and machine learning are critical. However equally vital are "soft" skills like creativity, empathy, and collaboration. These are areas which AI simply cannot replace, and in essence humans will either be supporting AI or using it to enhance their own offerings.

Lifelong learning is essential, as AI will continually reshape skill requirements. Companies that support workforce retraining and upskilling will thrive in the AI age.

In the end, the winds of change continue intensifying as AI brings new promise and peril. As this force reshapes markets, companies must chart their course wisely. With foresight and commitment to developing human potential, businesses can ride the AI wave toward an exciting future.

Chinnie C is the founder & CEO of Trinity Hub, a business connector organization. She is also the Learning Director of MeCCA, a non-profit organisation based out of Malaysia dedicated towards the building of a caring economy. You can view her LinkedIn profile here.

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Resilience and Adaptability: Key Strengths for MISMEs in Asia

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Resilience and Adaptability: Key Strengths for MISMEs in Asia

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14 August 2023, Dili
By Faizul Amin Anuar, Contributor

#entrepreneurship

A key question being raised in a new growing economy like Timor Leste seems to deserve being answered for the whole of Asia - how do micro, small and medium enterprises (MISMEs) overcome the myriad of challenges that their western counterparts do not have?

The key answer seems to be with resilience, adaptability and accountability. This has been the case for many as they bounce back from adversity and overcome obstacles to succeed caused by the Covid-19 pandemic in recent years.

To put it in context, the ongoing Covid-19 pandemic has caused severe disruptions for MISMEs across Asia. But drawing on their characteristic resilience, accountable enterprises have implemented safety protocols, transitioned staff online, and leveraged e-commerce and delivery options to stay operational. Their adaptability and crisis management skills have been crucial for survival.

Yes, there have been the traditional problems MISMEs in Asia face:

Financing: Many MISMEs have struggled to secure loans from banks and other financial institutions for ages. Without adequate capital, most cannot invest in technology, expand operations or effectively compete with larger corporations. However, resilient MISMEs have sought creative ways to raise funds, like microfinance programs and government grants. By adapting their business models, they have made the most of limited resources.

Managerial expertise: Most micro and small enterprises are still being founded by entrepreneurs with strong technical skills but limited management know-how. They may be unable to develop long-term strategic plans, implement quality control systems, or manage human resources. Yet, the newer forward-thinking MISMEs have been investing in developing their managerial capacities. They take accountability for their skill gaps and seek training opportunities, mentors and partnerships to build their capabilities over time.

Adopting new technologies: Their older counterparts have been facing these challenges, which has stifled productivity and growth. This has led to many shutting down as their owners retire, but tech-savvy new startup enterprises have been taking their place, and these businesses find ways to incrementally integrate automation, data analytics and online platforms. They start small with basic tech solutions and build on them gradually. Being adaptable and open to new tools, even on limited budgets, helps them gain a competitive edge.

Inadequate infrastructure: Small companies frequently struggle with inadequate infrastructure like unreliable power supply, poor internet connectivity, and limited transportation options. Yet resilient MISMEs throughout Asia have looked for workarounds, like solar panels, satellite links and delivery motorbikes. Taking accountability for their infrastructure needs prompts innovative solutions.

Diversity of Asia's markets: With their complex regulations, consumer preferences and distribution networks, Asian countries do pose added challenges for small business owners. The answer has been agility - nimble enterprises regularly assess market conditions and tweak their offerings accordingly. By adapting quickly to evolving consumer demand in each locale, they gain market share over time.

While MISMEs in Asia face steep hurdles, their resilience, adaptability and accountability give them distinct competitive strengths. Assessing challenges honestly and taking responsibility to address them promotes creative problem-solving.

Moreover, their agility in responding to ever-changing market realities helps them compete with larger players. Above all, their determination to endure and thrive in difficult circumstances drives growth in the long run.

By leveraging these qualities, Timor Leste's MISMEs can learn from their Asian counterparts and gain solid footholds in their industries and markets.

Faizul Amin Anuar is the Head of Strategic Planning & Investment at Landasan Lumayan Sdn Bhd. You can view his LinkedIn profile here.

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Mongolia on a Mission: A Decade-Long Plan to Overcome Corruption

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Mongolia on a Mission: A Decade-Long Plan to Overcome Corruption

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11 August 2023, Ulaanbataar
By Javkhlant Ganbaatar, Contributor

#governance

Mongolia, a nation well-endowed with rich resources, yet struggling with poverty, has made a bold vow. Spearheaded by Justice Minister Khishgeegiin Nyambaatar and the Independent Authority Against Corruption (IAAC), the nation is ready to tackle one of its most persistent issues—corruption.

On April 12, the IAAC unveiled a national strategy designed to eradicate corruption in the public sector. In this mission, the IAAC has set ten significant goals that it aims to achieve by 2030, marking a decade-long commitment to foster integrity and transparency within the nation.

Led by Justice Minister Khishgeegiin Nyambaatar, this strategy is not merely a promise; it is a meticulously designed plan aimed at systematically uprooting corruption across the country. The intensity of this commitment is mirrored in the set timeline, showcasing the nation's determination to effect change within a decade.

This ambitious initiative is not just a political move. It has profound implications for Mongolia's business environment. A corruption-free business landscape can create a level playing field, promoting fair competition and fostering trust between businesses and the government.

For Mongolia's entrepreneurial community, this move is a potential game-changer. A corruption-free environment can spur innovation by reducing bureaucratic hurdles and promoting ethical business practices. It may also attract foreign investment, paving the way for business expansion and partnerships.

In this era of change, Mongolia's vow to break free from corruption is indeed a beacon of hope for its economic future. As part of this vibrant economic landscape, let's keep our eyes on the horizon and prepare for the dawn of a new era in Mongolian business.

Javkhlant Ganbaatar is the co-founder and COO of TechFi LLC and the Director of Professional Development of the PMI Mongolia Chapter. You can view his LinkedIn profile here.

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10 August 2023, Bishkek
By Faizul Amin Anuar, Contributor

#energy

In the heart of Kyrgyzstan, a move that could further transform the economic landscape for local businesses and entrepreneurs is happening.

Bishkek, the dynamic capital city, is witnessing a reduction in diesel fuel prices across most of its gas stations. Behind this change lies a stern demand from the head of the State Committee for National Security, Kamchybek Tashiev.

In a recent meeting with oil traders, Tashiev argued that the diesel prices were considerably inflated. He has demanded a reduction in these prices, advocating for a more balanced and fair marketplace. His call for action appears to be working - price reductions have been seen across the city's gas stations.

This mandated decrease in diesel prices is far more crucial than a mere change in numbers at the pump, of course.

It signifies a potential shift in the operational costs of diesel-dependent businesses, including transportation, manufacturing, construction, and agriculture. With reduced fuel costs, many businesses can streamline operations, improve profitability, and potentially lower prices for customers.

For the enterprising spirit, this reduction in diesel prices presents a golden opportunity. Lower fuel costs can ignite new potential in logistics, waste management, food services, and other industries that rely on diesel. It's a moment for innovation and business creation, a time to seize the opportunity presented by these changing market dynamics.

In the ever-evolving economic climate of Bishkek, an informed entrepreneur is a successful one. Keeping a close eye on changes, such as this reduction in diesel prices, and understanding its implications, can be the key to thriving in this vibrant marketplace.

And, as always, remember Kamchybek Tashiev's call to action – fair prices, balanced marketplaces, and the benefits of staying informed.

Faizul Amin Anuar is the Head of Strategic Planning & Investment at Landasan Lumayan Sdn Bhd. You can view his LinkedIn profile here.

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From quaint to contentious: Ulken's nuclear narrative

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From quaint to contentious: Ulken's nuclear narrative

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18 August 2023, Astana
Shree Veera, Contributor

#energy

In the heart of Kazakhstan's Almaty Region, the quaint village of Ulken is stirring up a storm. Its unassuming facades are juxtaposed by the buzz of conversation sweeping through its streets: the construction of a nuclear power plant.

The proposition, already a contentious topic nationwide, has now found its way to this picturesque hamlet. A public hearing, scheduled for August 22, will decide the fate of not only Ulken but could also have far-reaching consequences for everyone in the country.

The question of nuclear power has been intensely debated in public forums, across various strata of society, and now within the confines of Ulken village. The hearing is not just about the construction of a power plant; it is a reflection of Kazakhstan's energy transformation and its potential effects on the economy.

The proposed nuclear power plant, still shrouded in uncertainty, is set to be a part of Kazakhstan's strategy to reduce its carbon footprint and move towards cleaner sources of energy. Its potential advantages include a steady supply of energy and reduced dependence on fossil fuels. However, these benefits must be weighed against the project's potential environmental impacts and public opinion, notably that of the residents of Ulken village.

If approved and successfully built, the proposed nuclear power plant could greatly impact the availability and cost of power, a vital concern for many businesses. A steady and more economical energy supply could potentially enhance the productivity and operations of businesses.

However, the transition could also bring about obstacles including possible regulatory changes, increased competition and potential public backlash against industries seen as not being environmentally conscious.

The public hearing in Ulken village will determine the project's next steps. It is here that the voice of the residents, the nationwide public opinion, and the concerns of corporate entities intersect.

Locals are concerned about the safety of a nuclear plant in such a seismically active region. The legacy of almost 450 nuclear tests executed by the Soviet Union, and the resultant adverse and enduring effects on the people and environment has understandably prompted valid safety apprehensions among the public.

In addition, the past year has seen multiple incidents occurring at heat and power facilities within the nation, and this has raised questions about the potential occurrence of similar events at a forthcoming nuclear power plant.

An additional crucial consideration in the establishment of a nuclear power plant revolves around the availability of water. Nuclear power facilities conventionally rely on water for cooling purposes. The consumption of water by these plants has the potential to exacerbate challenges associated with water scarcity, particularly in regions where water resources are scarce or under stress.

However, Kazakh President Kassym-Jomart Tokayev says that without clean nuclear energy, Kazakhstan “will lose the entire economy, not to mention investments, and lose regional leadership.”

This is because Kazakhstan already possesses the world’s second-largest uranium reserves, accounting for 14% of the global total. In extraction activities of this uranium, the country is already running research reactors and a range of other nuclear facilities associated with the initial stages of the nuclear fuel cycle.

The bottom line for the country is that Kazakhstan's energy future is being sculpted, one debate at a time. The journey to the public hearing on August 22 is as important as the outcome itself.

In a world where business and society are mutually intertwined, let's keep our eyes on Ulken village and the unfolding nuclear debate. It's important to remain informed and participate in the conversation.

It is here, in this humble village, where crucial decisions about Kazakhstan's energy future will be made—a decision with possible ripple effects on the nation's businesses.

Shree Veera is the Process Documentation Officer of Voice Ignite and the Secretary of MeCCA, a non-profit organisation based out of Malaysia dedicated towards the building of a caring economy. You can view her LinkedIn profile here.

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Artist impression of an overcrowded cityscape

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Redefining the Property Market - an Urgent Call for Sustainable Practices

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Redefining the Property Market - an Urgent Call for Sustainable Practices

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8 August 2023, Bandar Seri Begawan
By Imran Clyde, Contributor
# sustainability

I'm in Brunei for some meetings, and as I take a break in my hotel room I look out the balcony to take in the sights of a beautiful country.

Many factors help this small country keep housing affordable, not least their government policies. A study earlier this year highlighted how Bandar Seri Begawan is in the top 10 most affordable city for home buyers, and it set me thinking.

Property markets have long been a hub for developers keen on seizing the potential profitability that comes with the country's burgeoning economy.

However, the over reliance on short-term, cyclical incentives like the Home Ownership Campaign (HOC) in many countries and stamp duty exemptions for selling properties has been clouding our vision for a more resilient and sustainable property sector. It's high time we scrutinize this practice.

While these transient incentives may seem attractive in the short run, promoting immediate property sales and boosting the economy, they divert the focus from the true essence of a "product" – its inherent value and suitability for the market.

Is the residential project located where it can command a price that meets a genuine market need? Or are we, in fact, lured by grand illusions only to find that we have led people to wander into financial traps laden with debt and minuscule yield or even negative return on investment?

Moreover, these measures do not address the crux of the issue - housing affordability. They only appeal to those who are prepared and financially able to buy homes. The question then arises, what choices are we offering to them, and where?

The property industry in most countries are teeming with regulations. This necessitates collective efforts from stakeholders across the entire property value chain to seek meaningful structural changes. From land acquisition and land banking to regulatory compliance, urban planning, feasibility analysis, construction, design, sales, proptech, and financing, every aspect requires diligent examination.

Perhaps it's time to consider innovative solutions that minimize inefficiencies. Efficient practices can lead to better incentives for private sector developers, subsequently resulting in more appropriately priced properties.

Yes, such profound changes will take time, but our focus should always be on creating a resilient and sustainable property market. The need for meaningful structural changes has never been more critical. It's time we shift our focus from the allure of fleeting incentives and concentrate on creating a property market that stands up to the test of time.

Remember, a sustainable property market is not only crucial for the health of our economy but also for the well-being of those who dream of owning a home.

Imran Clyde is the owner of Next Door Property Communications Sdn Bhd, and a highly respected figure in the property marketing industry in Malaysia. You can view his LinkedIn profile here.

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"In ancient times cats were worshipped as gods; they have not forgotten this." — Novelist Terry Pratchett

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9 August 2023, Nicosia
Shree Veera, Contributor

#security

Not often do we think about the correlation between the health of our feline companions and our businesses, but recent events in Cyprus have thrust this into the spotlight. The outbreak of Feline Infectious Peritonitis (FIP) in Cyprus, which has been rampant since January, poses a significant threat not only to the feline population but also to micro, independent, small, and medium enterprise (MISME) owners.

Not only does it affect businesses offering cat-related products and services may see a decline in demand, it can also lead to a chain reaction, with small suppliers, local shops, and independent developers feeling the pinch.

There's the emotional toll too. Throughout Asia, cats are more than just pets; they are beloved family members. This emotional connection means that a health crisis among cats can lead to increased stress and reduced productivity among cat-owning entrepreneurs and team members.

In a surprising twist of events, the feline virus outbreak in Cyprus has led to the deployment of a unique solution – the use of human COVID-19 medicine on cats. This unconventional approach has been adopted due to the unprecedented scale of infections, with thousands of cats already lost to this deadly disease.

This has shown some promise in treating the disease. This unexpected solution illustrates the importance of cross-disciplinary and innovative thinking in combating such threats.

The FIP outbreak in Cyprus is a stark reminder that the health of our feline companions can, and often does, have significant implications for our businesses. Taking proactive steps to safeguard their health is not just an act of compassion, but also a smart business move.

Here's why - we may not be able to control when or where a health crisis will strike, but we can certainly be prepared. In a world with ever shrinking borders, a problem in one part of the world wouldn't take long in spreading everywhere, even if we are not a part of the situation. Let's use the situation in Cyprus as a warning and a call to action, so we can protect our feline friends and our businesses alike.

Shree Veera is the Process Documentation Officer of Voice Ignite and the Secretary of MeCCA, a non-profit organisation based out of Malaysia dedicated towards the building of a caring economy. You can view her LinkedIn profile here.

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Artist impression of the reimagined Skyline

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Unleashing the Electric Beast: The Revival of the Legendary R32 Skyline GT-R

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Unleashing the Electric Beast: The Revival of the Legendary R32 Skyline GT-R

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7 August 2023, Tokyo
By Diana Maling, Contributor

#sustainability

The iconic R32 Skyline GT-R has been a symbol of performance and power in the automotive world. With its dominance on the racetracks and streets alike, it has earned a legendary status among enthusiasts.

Now, in a bold move towards the future of automotive technology, the electric version of the R32 Skyline GT-R is set to emerge as a groundbreaking marvel that combines heritage and innovation.

There's a lot of controversy, and it's understandable. The R32 Skyline GT-R, first introduced by Nissan in 1989, quickly earned a reputation for its exceptional performance and racing prowess. Its robust engineering, advanced all-wheel-drive system, and powerful RB26DETT engine made it an indomitable force on the road and the racetrack. Car enthusiasts around the world cherished this automotive marvel, and its legacy has endured through the years.

However as the automotive industry moves towards sustainable and environmentally conscious practices, the transformation of classic performance cars into electric versions is becoming increasingly prevalent. The electric R32 Skyline GT-R is a testament to the potential of electric vehicles (EVs) to maintain the thrill of driving while reducing carbon emissions. By swapping its traditional internal combustion engine with a state-of-the-art electric powertrain, this iconic car is set to rewrite the rules of high-performance EVs.

The greatest controversies surrounding the electrified R32 Skyline GT-R is that there would be compromise on power and performance.

Not so, says Nissan.

Its electric powertrain, meticulously engineered to deliver exhilarating acceleration, maintains the spirit of the original GT-R. Instantaneous torque delivery ensures rapid acceleration off the line, while advanced battery technology provides a respectable driving range, combining the best of both worlds – speed and efficiency.

The electrification of the legendary R32 Skyline GT-R marks a pivotal moment in automotive history. As the automotive industry steers towards a sustainable future, this electrified icon serves as a testament to the potential of electric vehicles to redefine the boundaries of performance motoring. While preserving the essence of the original GT-R, this modern marvel showcases the thrilling fusion of heritage and innovation, promising to captivate both longtime enthusiasts and newcomers to the electric revolution. With the electrified R32 Skyline GT-R leading the charge, the future of high-performance electric vehicles looks brighter than ever.

Diana Maling  is a consultant specialising in ERP systems and a car enthusiast. You can view her LinkedIn profile here.

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A few of the most popular social platforms

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Building Authentic Connections through Social Media Content

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Building Authentic Connections through Social Media Content

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4 August 2023, Seoul
By Faizul Amin Anuar, Contributor

#socialmedia

Establishing genuine connections with your target audience is crucial for any business, and consistently delivering valuable content through social media can be a game-changer in achieving this goal.

Nowhere is this more apparent in Asia than in South Korea. The country has found a way to leverage social media in its entertainment industry, and many of its businesses embrace the many platforms to reach their target audience.

Here are some ways they've done it effectively:

1. Engaging An Active Audience

1. Social media has become an integral part of people's lives, and customers are no exception. They actively spend time on various social platforms, making it an ideal place for brands to reach and interact with them.

2. When one provides content that resonates with their audience's interests and needs, one strengthens their relationship with them.

3. Here's why: unlike traditional advertising messages, which can be perceived as intrusive, social media content allows communication in a more approachable and friendly manner.

2. Cost-Effective Marketing

1. For small businesses with limited marketing budgets, social media management is a cost-effective solution.

2. Creating and sharing content through social channels doesn't require exorbitant investments compared to traditional marketing tactics like billboards or TV ads.

3. By focusing on social media, one can experience significant results in lead generation and conversion without incurring high out-of-pocket costs.

3. Leveraging the Power of Social Media

1. Effectively managing one's social media presence can unlock the full potential of this powerful marketing channel.

2. By crafting compelling content, one can attract more followers and keep them engaged with the brand.

3. Engaging content can generate valuable user interactions, such as likes, shares, and comments, which further boost visibility and reach on social media platforms.

4. Targeted Social Media Advertising

1. In addition to organic content, social media advertising offers an opportunity to reach new, relevant audiences.

2. Advanced targeting tools allow brands to pinpoint potential customers based on demographics, interests, and behavior, ensuring that the ads reach the people who are most likely to be interested in the brand's products or services.

3. This precision targeting maximizes the impact of ad spend and enhances return on investment.

The truth of the matter is, authentic connections with the audience are essential for building trust and loyalty with any brand.

Social media provides a dynamic platform to achieve this by consistently delivering valuable content that speaks to customers' needs and interests.

With a cost-effective approach, small businesses can harness the power of social media to drive lead generation, conversions, and brand growth. Embrace the potential of social media management and targeted advertising to strengthen one's brand's presence and create lasting relationships with the audience.

In essence, by consistently providing value and engaging customers on social media, brands can definitely thrive in today's digital landscape. South Korea is proof of this.

Faizul Amin Anuar is the Head of Strategic Planning & Investment at Landasan Lumayan Sdn Bhd. You can view his LinkedIn profile here.

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Why all over the place, when it's a straight line?

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3 August 2023, Bangkok
By Ian Holmer, Contributor

#selfgrowth

Sometimes, the best way to solve a simple problem is with a simple solution.

A few years ago, I had trouble keeping track of where my money was going. It made budgeting, saving, and spending wisely really difficult. I tried different methods, like saving receipts and entering expenses into a spreadsheet, or using a phone app to log transactions as they happened. But these methods were clunky and didn't work for me.

In the end, I found a low-tech solution that worked like a charm – a small notebook in my pocket. I wrote down every expense, from a cup of coffee to a road toll or car park fee. It took some getting used to, but it helped me keep a close eye on my spending.

Measuring my expenses was eye-opening. It gave me a good estimate of how much cash I was using each month and how healthy my business was. The act of measuring also changed my behavior. I became more conscious of my spending, especially when I thought about buying something unnecessary.

That's when I realised - measuring is essential for improving anything. You have to know how something is behaving currently, not just how you think it is. The frequency of measurement is crucial too. If you want to make changes, you need to measure frequently enough to stay on track.

Another thing that's important is visibility. Everyone connected to the measurements should be able to see them easily. It's like looking at a scoreboard in a sports stadium – it tells you how well you're doing.

An example of the power of measurement is Red Balloon, an Australian company that sells experiences. They set a goal to sell 2 million experiences by 2015 and tracked it on a big scoreboard. They achieved the goal two years early! Now, their goal is to serve one experience per second, and they're currently at one per 49 seconds.

Measurement applies to everything – businesses, sports teams, families, and charities. Look for a simple solution to start with, like a notebook, and then you can explore more high-tech options later. The important thing is to get some numbers first – that's where the real change begins.

Ian Holmer is an Executive Coach who helps medium-sized growing companies get scale without tension and drama. You can view his LinkedIn profile here.

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Vietnam’s Fintech Battleground Heats Up: Accelerating Innovation and Financial Inclusion

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Vietnam’s Fintech Battleground Heats Up: Accelerating Innovation and Financial Inclusion

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2 August 2023, Ho Chi Minh City
Shree Veera, Contributor

#finance

COVID-19 made Vietnamese consumers  wary of cash payments. It has led to the country's financial technology (fintech) sector to experience a rapid and dynamic transformation, setting the stage for a fierce battleground as startups and established players vie for dominance in this burgeoning market.

With a population of over 97 million people, a growing middle class, and increasing smartphone penetration, Vietnam presents an attractive landscape, of course. The Asian Development believes that the demand for personal finance is expected to continue to rise, with personal credit forecasted to account for 24% of the technology application market in financial services by 2025.

Several factors have converged to drive the rapid growth of Vietnam's fintech industry. One is that a tech-savvy young population is eager to embrace digital solutions, creating a favorable environment for fintech startups to thrive.

Another is the support the Vietnamese government provides, as it has facilitated an ecosystem of innovation through regulatory sandboxes and investment incentives.

But most impactful would be the rise of e-commerce and digital payment platforms, which has propelled the demand for fintech services.

The result is that Vietnam's fintech sector is witnessing the emergence of a diverse array of services. Mobile payment solutions, peer-to-peer lending platforms, and digital wallet providers are at the forefront of the fintech battleground. Mobile payment apps have gained immense popularity, becoming an integral part of everyday transactions for millions of Vietnamese consumers. Furthermore, peer-to-peer lending platforms are addressing the unmet financial needs of small and medium-sized enterprises (SMEs) and individuals who have limited access to traditional banking services. These fintech innovations are revolutionizing the way Vietnamese people manage their finances, making financial services more accessible and convenient.

Vietnam's fintech revolution is not only reshaping the financial landscape but also promoting financial inclusion. With a significant portion of the population excluded from formal banking systems, fintech solutions are bridging this gap by providing access to digital financial services. Digital payment platforms enable people in rural areas and underserved communities to make transactions and participate in the digital economy. Additionally, fintech-enabled lending is empowering SMEs and unbanked individuals to access credit, fostering entrepreneurship and economic growth.

In essence, Vietnam's fintech battleground is a reflection of the country's rapid economic growth and digital transformation. As innovation accelerates, the fintech sector is driving financial inclusion and improving access to financial services for millions of Vietnamese people. While challenges exist, the dynamic nature of the fintech landscape presents immense opportunities for startups, investors, and consumers alike.

As the fintech revolution unfolds, Vietnam stands poised to solidify its position as a leading fintech hub in Southeast Asia, ushering in a new era of financial services that caters to the needs of all segments of society.

Shree Veera is the Process Documentation Officer of Voice Ignite and the Secretary of MeCCA, a non-profit organisation based out of Malaysia dedicated towards the building of a caring economy. You can view her LinkedIn profile here.

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Collecting solar energy at the plantation, West Java

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Indonesia's Sustainable Revolution: A Green Path to Economic Growth and Environmental Triumph

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Indonesia's Sustainable Revolution: A Green Path to Economic Growth and Environmental Triumph

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1 August 2023, Jakarta
By T Sanmuga, Managing Editor, SME Assist Asia

#sustainability

Indonesia, one of the largest economies in Southeast Asia, is making significant strides towards becoming a more sustainable and environmentally conscious nation.

With a population of over 270 million people and growing at an average rate of 1.2% per year, it is becoming essential for Indonesia to adopt sustainable practices to ensure economic growth and environmental protection, as its population needs dictate the necessity.

In May 2021, President Joko “Jokowi” Widodo had highlighted the need for the Partnering for Green Growth and Global Goals 2030 (P4G) initiatives to be carried out to achieve sustainable, inclusive and resilient development amid the threat of climate change and the ongoing COVID-19 pandemic.

To this effect, the government has launched various initiatives to promote sustainability, including the National Action Plan on Climate Change (RAN-GRK) which aims to reduce greenhouse gas emissions by 29% by 2030. It has additionally set targets for renewable energy sources to account for 23% of Indonesia's electricity generation by 2025.

Indonesia is also working towards reducing plastic waste in its oceans through various measures such as banning single-use plastic bags in many cities and implementing a waste-to-energy program that converts waste into electricity.

Overall, Indonesia's commitment towards sustainability initiatives looks good - by adopting environmentally friendly practices and reducing carbon emissions, not only does it seem set to protect its natural resources but also attract investment from companies with similar values.

T Sanmuga is the Managing Editor of SME Assist Asia and the President of MeCCA, a non-profit organisation based out of Malaysia dedicated towards the building of a caring economy. You can view his LinkedIn profile here.

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Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia

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As we develop the MISME Asia website, we've decided to host our magazine till end of 2023 in the MISME Assist Asia Padlet.

Here's why:

USER EXPERIENCE: With Padlet, readers vote for the stories they like best. While we intend to share content that is useful and engaging always, giving power to the reader to decide what's good will help ensure content that is wanted and engage-worthy.

AUDIENCE: We have over 30,000 spaces in which we can share articles at present; the Editor's personal LinkedIn alone has 20,382 connections, and he is a member of over 30 groups in Facebook (many of them entrepreneur groups) with more than 3, 000 members (on average) in them. Centralising the articles in this Padlet for sharing makes it easier for us to have a wider reach. Padlet also allows printing, which provides an option for print distribution. In addition, there's slideshow sharing so that helps distribution too.

LINKAGES: We are affiliated to several organisations through our membership, which includes (but is not limited to) the Malaysian eCaring Communities Association (MeCCA), the Social Entrepreneurs Community Cooperative Limited (SECC), the Rachiam Foundation and the MISME Assistance Centre among others.

MONETIZATION: We are raising funds for our development programs and charitable needs. When potential partners know their stories have reach, they are more likely to contribute towards these initiatives. You can view some of these initiatives here on our Instagram page.

We are currently running a promotion to raise funds for charitable activities. Please contact +60183994310 by WhatsApp to find out more.

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