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Will bankruptcy affect your current job?  Any future jobs? How and why?

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Will bankruptcy affect your current job?  Any future jobs? How and why?

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No bankruptcy can't affect your current job. However, on your future applications to different jobs it you may seem worse off as someone else who is also applying.

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 Can you stop paying your student loans if you file for bankruptcy?  If no, why?

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 Can you stop paying your student loans if you file for bankruptcy?  If no, why?

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if you can prove that you are truly struggling to pay the loans. Then you can

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 Why does the law not allow you to erase loans, credit card purchases of luxury items or cash advances within 60 days of your bankruptcy?	

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 Why does the law not allow you to erase loans, credit card purchases of luxury items or cash advances within 60 days of your bankruptcy?	

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The law will not allow you to erase your loans within 60 days because this is because it can be considered bankruptcy fraud.

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401k loans
debts that you didn't put in your form
damages related to dui incidents

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What is bankruptcy? How long does it remain listed on your credit report?

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What is bankruptcy? How long does it remain listed on your credit report?

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Bankruptcy is a process which people or other entities who can't repay debt to creditors may find relief from some of their debt. It can last up to 10 years on your report

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 How can filing bankruptcy limit/alter your lifestyle?

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 How can filing bankruptcy limit/alter your lifestyle?

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The Bad:
1. Your credit score:
filing for bankruptcy drops credit scores by an average of 80 points. However, it could change depending on the situation

2. Housing:
Once you’ve filed for bankruptcy, and your credit rating has taken a major uppercut, it can be difficult to find housing.
The good:
1.Debt eliminated and stress reduced:
No longer having to carry burdensome debt is a huge relief. Over the years we’ve had clients tell us that after their debt was eliminated, they slept better, were less anxious, were happier, and their family life improved.

2.No more collection calls or lawsuits:                                            Constant calls from collection agencies can be extremely stressful. If you’ve ever received these calls, you may have noticed that the collection agents can be very harsh, and even threatening.