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Bright Futures for Youth established the SAFE (Stability, Access, Foundation, Empowerment) program in 2019, with a commitment to connect with and help youth experiencing housing instability – and put an end to chronic homelessness.

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Nevada County, like many others statewide, is dealing with a critical and fast-growing problem - an increasing number of children and young adults are experiencing homelessness.

Couch surfing. Living in cars. Or even sleeping on the streets.

It's a hard-to-connect with population and an often-overlooked issue.

Bright Futures for Youth established the SAFE (Stability, Access, Foundation, Empowerment) program in 2019, with a commitment to connect with and help youth experiencing housing instability - and put an end to chronic homelessness.

SAFE (Stability, Access, Foundation, Empowerment) has been a huge success.

The SAFE program has assisted more than 100 children and young adults (26 years old and younger) during the past three years. And another five or so youth reach out to the SAFE program every week.

In order to be more effective, SAFE established the SAFE Youth Drop-in Navigation Center in summer 2022. The Drop-in Center gives children and young adults experiencing homelessness access to much-needed services in a safe and supervised environment, providing everything from clothing and grab-and-go food to ensuring they have health care and counseling.

SAFE Youth Drop-in Navigation Center 200 Litton Drive, Grass ValleyHours 1-5 pm Mon., Wed., Thurs. 11 am-3 pm Tues.Youth can come to the Drop-in Center to get more information about SAFE and get food, clothing, hygiene supplies, showers and more.

SAFE program case managers also make sure youth who are experiencing homelessness have access to local and/or state funding, such as CalFresh or Medi-Cal, and know what resources are available to them.

But we cannot do this alone. Our fast-growing program has many needs, and we greatly appreciate the support from the community, from individuals to small-business owners.

Together, we are working hard to make the next generation the best generation - and end youth homelessness in Nevada County.

SAFE helps with homelessness in Nevada County by providing:

Basic needs, such as food, clothing, housing, showers

Education and training, including transitioning to college and/or trade school

Physical health and mental wellness counseling

Training to develop the necessary skills to live independently

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SAFE provides basic needs such as food, clothing and housing, and services like health care and counseling to teens and young adults experiencing homelessness.

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Through the Home Free Program, they can provide a free bus ticket home or to a safe alternative living arrangement.

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Free, 24/7 Help for Youth & Teens - National Runaway Safeline

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NRS is here for you, 24/7. We provide free, confidential services to young people in crisis. Are you struggling right now? We are here to listen, here to help.

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The Homestretch Official Trailer (2014) - Documentary HD

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- B & C Ace Home and Garden Center

- Century 21 (La Barr Meadows)

- Coldwell Banker Grass Roots Realty

- Eastern County Public Health - Truckee

- Hills Flat Lumber

- Law Office of Beau Mayfield

- Nevada County Eric Rood Center

- Nevada County Corp. Yard, Dog Bar Road

- Nevada County Public Health Crown Circle

- Nevada County Wastewater, Penn Valley

- Penn Valley True Value Hardware

- Sierra Nevada Children's Services

- South Yuba Club

- SPD Markets (Grass Valley and Nevada City locations)

- Telestream

- Training Zone

- Tri-Counties Bank (Grass Valley and Nevada City locations)

- Westamerica Bank

- WIC Brighton Greens Resource Center

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B & C Ace Home and Garden Center - Century 21 (La Barr Meadows) - Coldwell Banker Grass Roots Realty - Eastern County Public Health - Truckee - Hills Flat Lumber - Law Office of Beau Mayfield - Nevada County Eric Rood Center - Nevada County Corp.

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211 Coordinated Entry for Homeless Youth

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211 Coordinated Entry for Homeless Youth

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About Coordinated Entry
HMIS Partners - find Coordinated Entry FAQ and forms at bottom of this page
Coordinated Entry (CE) is a process that ensures that all people who are experiencing a housing crisis have fair and equal access to services. If you are an individual who is at risk of homelessness or currently homeless and you would like to get into the Homeless Management Information System (HMIS), see section "Accessing Coordinated Entry." A call agent will ask you questions to see if you are eligible to do a CE intake over the phone. You may be able to receive a shelter referral and/or get your name placed on a waitlist for long-term housing opportunities.

HMIS does two important things:

1. It builds a centralized list of people in our community who need housing assistance to ensure that those who need services the most receive them first.

2. It allows participating housing providers to access the list of people who are at risk of homelessness or currently homeless and contact individuals or families who may be eligible for their services as housing resources become available.

211 Connecting Point is the access point for Coordinated Entry in Nevada and Placer Counties. Coordinated Entry callers will speak to a 211 call specialist who will ask them a series of questions. The caller's answers are entered by the 211 call specialist into HUD's Homeless Management Information System (HMIS), which can be accessed only by designated organizations that provide housing services. HUD is the U.S. Department of Housing and Urban Development.

The Coordinated Entry process is led by the Homeless Resource Council of the Sierras (HRCS), a coalition of housing and shelter providers, consumers, advocates, and government representatives who work together to shape planning and decision-making around the issue of homelessness. HRCS coordinates the Placer-Nevada Counties Continuum of Care, a joint effort to end homelessness in our two counties.

Accessing Coordinated Entry
Nevada County
Call 211 Connecting Point at 2-1-1 or 833-DIAL211 (833-342-5211). Provides referrals to emergency shelter as well as additional resources, including food, healthcare, transportation, legal assistance, and more. Callers can choose to be included on a centralized housing assistance list.
Placer County
Call the Homeless Resource Helpline at 2-1-1 or 833-3PLACER (833-375-2237). Provides referrals to emergency shelter. Callers can choose to be included on a centralized housing assistance list.

HMIS Partners

In addition to Connecting Point and the Homeless Resource Council of the Sierras (HRCS), the following partner organizations have access to the HRCS Homeless Management Information System (HMIS):

AMI Housing (AMIH)

Nevada County Health & Human Services

Bright Futures for Youth

Placer County Health & Human Services

CalWORKs

Sierra Community House (formerly Project Mana)

Community Beyond Violence

SPIRIT Peer Empowerment Center

Everyone Matters Ministries

St. Vincent de Paul

Foothill House of Hospitality (Hospitality House)

Stand Up Placer

FREED

The Gathering Inn (merged with Lazarus Project)

KidsFirst

The Salvation Army

Nevada County Behavioral Health

Unity Care

Nevada County Department of Social Services

VOA Home Start (formerly Roseville Home Start)

For the most current list of participating agencies in HMIS, please visit https://hrcscoc.org/hmis/#participating-agencies

HMIS Partners - Updates, Coordinated Entry FAQ, & Forms
The following forms are for official use by housing provider case managers only.

IMPORTANT: Start with FAQs - Coordinated Entry FAQs-120522

Coordinated Entry Assessment (CEA) - three formats: Word, PDF, online

Nevada-Placer County Vulnerability Assessment Tool (VI) - two formats: Word, PDF

Coordinated Entry EXIT form 050322 - two formats: Word, PDF

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Coordinated Entry - 211 Connecting Point

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About Coordinated Entry HMIS Partners – find Coordinated Entry FAQ and forms at bottom of this page Coordinated Entry (CE) is a process that ensures that all people who are experiencing a housing crisis have fair and equal access to services. If you are an individual who is at risk of homelessness or currently homeless […]

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Located at 1262 Sutton Way, Utah's Place serves up to 69 homeless individuals and families in our community by providing a place to shower, do laundry, have meals and receive case housing management. Each day guests must check in between 4:00 p.m. and 5:30 p.m. for admittance to the shelter.

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California Family Urgent Response System (Cal-FURS)

Telephone Number: 833-939-3877

Website: Cal-FURS.org

Email Address: info@cal-furs.org

24/7 Phone and In-Person Support for Issues Big and Small

This hub is intended to provide background information, resources, and links about the FURS program.

FURS is a coordinated statewide, regional, and county-level system designed to provide collaborative and timely state-level phone-based response and county-level in-home, in-person mobile response during situations of instability, to preserve the relationship of the caregiver and the child or youth.

How FURS Helps and Why It's Important:

1. It provides current and former foster youth and their caregivers with immediate, trauma-informed support when they need it.

2. Prevents placement moves.

3. Preserves the relationship between the child or youth and their caregiver.

4. Provides a trauma-informed alternative for families who previously resorted to calling 911 or law enforcement.

5. Reduces hospitalizations, law enforcement contacts, and placement in out-of-home facilities.

6. Promotes healing as a family.

7. Improves retention of current foster caregivers.

8. Promotes stability for youth in foster care, including youth in extended foster care.

FURS Services Include:

A toll-free hotline available 24 hours a day, 7 days a week staffed with caring counselors trained in conflict resolution and de-escalation techniques for children and youth impacted by trauma.

County Mobile Response and Stabilization Teams also available 24 hours a day, 7 days a week.

In-home de-escalation, stabilization, conflict resolution, and support services and resources.

Ongoing support services beyond the initial mobile response.

Hotline and mobile response staff trained in working with children and families who have experienced trauma.

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California Family Urgent Response System (Cal-FURS) Telephone Number: 833-939-3877 Website: Cal-FURS.org Email Address: info@cal-furs.org 24/7 Phone and In-Person Support for Issues Big and Small This hub is intended to provide background information, resources, and links about the FURS program.

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Genasys Protect helps you stay safe in an emergency and keeps you safe wherever you go. The data in Genasys Protect comes straight from your local officials, and can tell you about danger nearby and how to stay safe.

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Register for CodeRED Emergency Alerts

CodeRED is an opt-in notification system used by the County of Nevada to notify residents in an emergency. These alerts may be received as text, email, landline, cell phone, and TTY. Message and data rates may apply to sent and/or received texts. Click the button to the right to begin the registration process.

Need assistance registering?
Contact 211 Connecting Point by dialing 2-1-1 or 1-833-342-5211.

Need assistance logging back into your account?
Please contact the CodeRED Emergency Alert Customer Support team at crsupport@onsolve.com or 866-939-0911 x1, Monday-Friday 6 am-3 pm.

Notification Opt-out
Have you moved away? Would you like to opt-out of notifications? Visit the Notification Opt-Out page to disenroll in CodeRED Emergency Alerts.

Add CodeRED to your contacts:

Emergency calls will originate from (866) 419-5000.

Non-emergency calls will originate from (855) 969-4636.

Texts will originate from different numbers depending on the cellular service provider.

CodeRED Emergency Alert Managed Account Overview

CodeRED Mobile Alert App Overview

NOTE: CodeRED emergency alerts will not be sent for every fire in Nevada County. They are used when a fire is deemed a serious potential threat to life and property (WARNING) or an immediate threat to life (ORDER). The Nevada County Sheriff's Office is charged with carrying out evacuations countywide. During an active incident, they are in close communication with fire personnel who are on scene. Many factors are considered when determining whether an evacuation WARNING or ORDER is issued such as the size of the fire, rate of spread, number of available suppression resources, wind, temperature, topography, and proximity to residences.

No Guarantee

Monitor local media too. Code Red emergency alerts only work when cell phone towers and telephone lines are working. There is no guarantee you will receive an alert during an emergency.

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CodeRED is an opt-in notification system used by the County of Nevada to notify residents in an emergency. These alerts may be received as text, email, landline, cell phone, and TTY. Message and data rates may apply to sent and/or received texts. Click the button to the right to begin the registration process.

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Proudly powered by Newspack by Automattic Privacy Policy

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In an emergency, Noonlight will share vital information with first responders - things like your photo, age, and medical conditions - so you get the right help, right away.

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Silently summon help to your GPS location with the tap of a button. Add friends to your Safety Network so they can make sure you never go missing.

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Tax Filing Assistance Available for Qualifying Residents

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Tax Filing Assistance Available for Qualifying Residents

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The Nevada County Health and Human Services Agency (HHSA) is operating a Volunteer Income Tax Assistance (VITA) site offering free tax preparation assistance and filing of simple returns. If you earned less than $64,000 in 2023, contact the Nevada County VITA tax line at 530-265-1727 for assistance with your return. HHSA will be making appointments through April 12th 2024.

Tax credits help working families and their communities thrive; unfortunately, many taxpayers leave them unclaimed annually. This outreach event aims to bring awareness to the Earned Income Tax Credit (EITC), a fully refundable credit based on earned income. Your VITA tax credit amount depends on your annual income, marital status, and the number of qualifying children in your household.

This year, the program will operate primarily as a drop-off site. Customers can complete their intake forms, leave their paperwork with staff to complete the return, and come back to review and submit their return.

Customers may even complete the intake form online and send it with their paperwork via e-mail. Some appointment times will be kept available for those who are not comfortable leaving their documents.

If you would like to make arrangements to have your taxes prepared, please contact the Nevada County VITA tax line by phone at 530-265-1727 or by e-mail at EITC@nevadacountyca.gov. Once you have scheduled your time for tax preparation, your documents can be dropped off at Eric Rood Center 950 Maidu Ave Ste 120, Nevada City.

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Tax Filing Assistance Available for Qualifying Residents

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The Nevada County Health and Human Services Agency (HHSA) is operating a Volunteer Income Tax Assistance (VITA) site offering free tax preparation assistance and filing of simple returns.

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How to file Taxes as a Former Foster Youth

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How to file Taxes as a Former Foster Youth

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This guide walks young adults who are currently or formerly in foster care through the process of filing their own taxes from beginning to end for free with the support of myfreetaxes.org and TaxSlayer, the IRS free filing site.

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A Step-by-Step Guide to Filing Your Own Taxes | JBAY

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This guide is designed to help transition-age youth file their taxes and claim a cash back refund. The publication outlines information about tax laws, tax credits and deductions, tax filing requirements, documentation needed to file, and free tax preparation services.

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Granite Wellness Centers saves and improves lives through substance use treatment & behavioral health services in Placer & Nevada counties

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Common Goals – 256 Buena Vista St., Suite 100, Grass Valley, CA

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Hours: 8:30 AM – 5 PM Monday-Friday
Testing Hours: 8:30 AM – 4:30 PM | Closed Fridays 1:30-3:30 PM

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Know Overdose Nevada County is a local campaign to increase knowledge and awareness about drug overdose risks and harm reduction strategies to help prevent overdoses and deaths.

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In Crisis? Call 9-1-1 for physical health and safety emergencies, including overdoses ( Good Samaritan Law). Call 530-265-5811 or 9-8-8 for mental health or emotional emergencies.

Know Overdose Nevada County is a local campaign to increase knowledge and awareness about drug overdose risks and harm reduction strategies to help prevent overdoses and deaths.

Like many other communities across the state and country, Nevada County has seen an increase in overdose deaths in the past few years. This has largely been a result of synthetic opioids, particularly fentanyl, entering the local drug supply.

Our diverse coalition of community supporters believes improving access to information and resources and increasing awareness of harm reduction strategies are an important part of reversing this trend and preventing overdose deaths.

Know Overdose Nevada County's goals are to:

1. Prevent deaths from drug overdoses

2. Keep people safer when using drugs

3. Connect people who use drugs and their support networks to resources and information

Know Overdose Nevada County works to achieve these goals through education and training on overdose prevention and harm reduction strategies, connecting people to resources, and increasing access to Narcan (Naloxone) and fentanyl test strips.

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Know Overdose Nevada County is a local campaign to increase knowledge and awareness about drug overdose risks and harm reduction strategies to help prevent overdoses and deaths. Like many other communities across the state and country, Nevada County has seen an increase in overdose deaths in the past few years.

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Alateen - A place just for teens affected by someone else’s alcoholism.

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Alateen - A place just for teens affected by someone else’s alcoholism.

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Grass Valley Alateen group meets Mondays 5:30-6:30 Al-Anon Room @ 1721 E. Main Street, Suite 1B Grass Valley

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For 25 years, Women of Worth has helped victims escape and recover from abuse and violence in Nevada County and nationwide.

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Tell Your Partner - Anonymous STD Notification

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Tell Your Partner - Anonymous STD Notification

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Anonymously text or email a sexual partner that they might be at risk of an STD. If you text a partner, it will ALWAYS be anonymous. (Keep in mind that if your partner has only had sex with you, they’ll likely know it was from you.)

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Promoting Sexual Health Through STD Prevention

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2nd & 4th Tuesdays 12-3 pm in Grass Valley

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Nevada County Citizens for Choice (C4C) works to ensure that your sexual and reproductive health is always your choice.

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(530) 891-1911
Monday – Thursday 9:00 – 4:00

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Home - Nevada County Citizens For Choice

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Promoting reproductive justice through education, healthcare access, and advocacy.

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NJUHSD Wellness Guide - Healthy Relationships

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Healthy relationships share certain characteristics that teens should be taught to expect. They include: Mutual respect. Respect means that each person values who the other is and understands the other person's boundaries.

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Healthy relationships bring out the best in you and make you feel good about yourself. A healthy relationship does not mean a "perfect" relationship, and no one is healthy 100% of the time, but the signs below are behaviors you should strive for in all of your relationships.

Healthy relationships manifest themselves as healthy communication; another important part of a healthy relationship is loving yourself. Here are some characteristics and behaviors of a healthy relationship.

See all 10 signs

See 10 signs of an unhealthy relationship

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10 Signs of a Healthy Relationship - One Love Foundation

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Everyone deserves to be in a healthy relationship. Here are 10 signs of a healthy relationship, to help you improve your own relationships and learn to Love Better.

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Healthy relationships for young adults can be confusing. Love is more than just the way you feel, and we’re here to help.

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FosterClub | The National Network for Youth in Foster Care

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We are the national network for young people in foster care.

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Nevada County Pride celebrates, supports, and advocates for the LGBTQ+ community in Western Nevada County by promoting Community, Diversity, and Respect through Events, Education, and Resources.

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Nevada County Public Health values the health and wellness of all people in our community, regardless of their gender, gender identity, or sexual orientation. Members of the LGBTQ+ communities, experience some distinct concerns related to their health and wellness. Nevada County Public Health works to provide services that are respectful and inclusive for all members of our community.

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NECESSARY COOKIES

These cookies are necessary to make our website work properly. We use them to enable core functionality such as displaying the correct web page, or keeping the website secure.

ANALYTICS COOKIES

These cookies help us to analyze our website through traffic monitoring, for example: by tracking the IP address from which you access a Service, the type of browser and operating system used to access a Service, the date and time of your access to a Service, the pages you visit, the referencing URL, and the recognition of repeat visitors for statistical/analytical purposes.

MARKETING COOKIES

These cookies anonymously track interaction with online advertising, for example, to monitor the number of times that a banner ad is displayed and the number of times it is clicked.

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Born This Way Foundation is committed to supporting the wellness of young people, and empowering them to create a kinder and braver world.

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One of our most important programs, the weekly hot lunches, are essential to our goal of building community with our homeless participants.

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As part of California's ongoing mental health movement, the Take Action for Mental Health campaign is designed to help you check in, learn more, and get support for your own mental health or the mental health of someone you care about.

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Soluna - California's FREE Mental Health App for 13 - 25 year olds

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Soluna - California's FREE Mental Health App for 13 - 25 year olds

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Soluna | California's Mental Health App for 13 - 25 year olds

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Soluna is a free mental health service for 13 - 25 year olds in California. Chat confidentially with 1:1 coaches or explore tools. Download Soluna today.

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What is Self-Harm?

For some people, when depression and anxiety lead to a tornado of emotions, they turn to self-harm looking for a release. Self-harm and self-injury are any forms of hurting oneself on purpose. Usually, when people self-harm, they do not do so as a suicide attempt. Rather, they self-harm as a way to release painful emotions. But, no fear. There is help for self-harm.

Types of Self-Harm

Self-harm can crop up differently for everyone. And, the ways people may self-harm extend far beyond the usual references to cutting usually in media. Simply, self-harm is anything and everything someone can do to purposely hurt their body.

Here are some of the most common types of self-injury:

Cutting

Scratching

Burning

Carving words or symbols into the skin

Hitting or punching oneself (including banging one's head or other body parts against another surface)

Piercing the skin with sharp objects such as hairpins

Pulling out hair

Picking at existing wounds

Read on for some healthy coping mechanisms to push through, process, and cope with your emotions.

Text to cool down. If you're dealing with painful emotions, we're here to help. Shoot us a text to connect with a real human and strategize healthy coping mechanisms to manage your emotions. Text CONNECT to 741741 to connect with a real human.

Get creative. Studies show that diving into making art can help people process emotions. So, next time you're feeling like self-harming, grab your sharpie and doodle your worries away. A bonus: you can totally suck at it and still reap the same rewards.

Find your zen. Keeping yourself safe from self-harming is all about finding healthy alternatives to work through the hard stuff. Researchers found taking time to re-center through meditation to be a powerful way to find your cool and calm. Try using an app like Headspace to get on the meditation bandwagon.

Talk to a pro. Self-harm is serious. And, while the intention behind self-harm usually is not death, it can still be dangerous-both physically and emotionally. Talking to someone who can help you find alternatives is incredibly important. Of course, you can start by texting us. Also, consider telling someone you know who can help you connect with a professional.

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FREE Help for Self-Harm | Text CONNECT to 741741 | Crisis Text Line

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You don't have to hurt. There is help for self-harm. Text CONNECT for FREE, 24/7 crisis counseling and healthy coping mechanisms.

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Partners Family Resource Center - Free Clothing Closet

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Partners Family Resource Center - Free Clothing Closet

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Nevada County PARTNERS Family Resource Centers

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Monday - Thursday 8am-3:30pm

Friday - closed

Monday - closed

Tuesday - Friday 10am - 4pm

Come visit us or call to schedule an appointment to

access our services.

Penn Valley 530-432-1118 x2249

San Juan Ridge 530-292-3174

Please give us a call.

We are happy to help you and your family!

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Nevada County PARTNERS Family Resource Centers

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Nevada County PARTNERS Family Resource Centers

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People And Resources Together; a Network of Education, Recreation and Support

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The Salvation Army Clothing Closet is open on Wednesdays from 10am–2pm at 10725 Alta Street, Grass Valley, CA 95945

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Find out the signs of pregnancy, how to tell your parents, questions and answers and many other resources!

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There are many free services for pregnant women available across the Internet. Here is a list of our favorites

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Teens Need Direct Access to Sexual Health Info

Answer provides young people with unfettered access to honest, accurate sexuality education.

Our award-winning, teen-written Sex, Etc. website reaches teens nationwide with accurate sexual health information.

No matter where teens are or how technology changes, Sex, Etc. will always be there to teach them about their bodies, relationships, birth control, safer sex and other sexual health topics.

By Teens, for Teens

Sex, Etc. is written by our teen editorial staff and national contributors with consultation by our Sexual Health Review Board. The teen staff brainstorms ideas and writes stories and blog posts with fact-checking and editing assistance from Answer staff.

Award-winning Magazine and Website

Sex, Etc. is the winner of numerous awards over the years, including a Webby Award (honoree), International Health & Medical Media Award (FREDDIE Award) and Web Health Award.

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Sex ed, honestly. A national organization dedicated to providing and promoting comprehensive sexuality education to young people and the adults who teach them.

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Nevada County Public Health’s health access vending (HAVEN) machines provide additional access points to free and confidential county health products and services that:

Save lives

Prevent chronic disease

Promote mental and physical health

Reduce harm

All products are free!

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Nevada County Public Health's health access vending (HAVEN) machines provide additional access points to free and confidential county health products and services that:

Save lives

Prevent chronic disease

Promote mental and physical health

Reduce harm

All products are free and you can register here for a unique pin number to access products easily online or in-person.

Products available through the vending machines include:

Naloxone (Narcan) and fentanyl test strips

Medication and sharps disposal kits

Adult and children's oral health kits

First aid, hygiene and grooming kits

Safer sex kits

And more (see below for a full list of products in English and Spanish)

FULL Health Access Vending (HAVEN) Machine Menu Registering is as easy as 1-2-3
STEP 1. Register online, at the iPad next to the vending machine, or in-person at a partner organization to receive your unique pin number to access the machines.

STEP 2. Visit a health access vending machine (locations below).

STEP 3. Follow the directions on the machine by entering your unique pin number, selecting the product(s) you would like and access a range of free health products and services.
Locations Truckee - Joseph Center
Grass Valley - Commons Resources Center
North San Juan - Community Center
29190 CA-49
North San Juan, CA 95960
Hours: Follows Community Center hours. 1105 Sutton Way
Grass Valley, CA 95945
Hours: Monday, Wednesday & Friday, 11:00am - 2:00pm
Accessible M-F, 8:00am-5:00pm (when staff available) 10075 Levon Avenue
Truckee, CA 96161
Hours: M-F, 8:00am - 5:00pm

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Nevada County Public Health's health access vending (HAVEN) machines provide additional access points to free and confidential county health products and services that: Save lives Prevent chronic disease Promote mental and physical health Reduce harm All products are free and you can register here for a unique pin number to access products easily online or...

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Explore Birth Control Options and Testimonials.

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All Birth Control Options | Types Of Birth Control | Learn More

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IUD (Intrauterine Device) Implant (Nexplanon) Birth control shot (Depo-Provera) Birth control ring Birth control patch Birth control pill Diaphragm Condom Internal condom Cervical cap Fertility awareness Birth control sponge Spermicide Withdrawal (pull out) method Sterilization "Not right now" Emergency contraception

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Nevada County Public Health’s health access vending (HAVEN) machines provide additional access points to free and confidential county health products and services that:

Save lives

Prevent chronic disease

Promote mental and physical health

Reduce harm

All products are free!

# data[].attributes.attachment_link.readable_text
Nevada County Public Health's health access vending (HAVEN) machines provide additional access points to free and confidential county health products and services that:

Save lives

Prevent chronic disease

Promote mental and physical health

Reduce harm

All products are free and you can register here for a unique pin number to access products easily online or in-person.

Products available through the vending machines include:

Naloxone (Narcan) and fentanyl test strips

Medication and sharps disposal kits

Adult and children's oral health kits

First aid, hygiene and grooming kits

Safer sex kits

And more (see below for a full list of products in English and Spanish)

FULL Health Access Vending (HAVEN) Machine Menu Registering is as easy as 1-2-3
STEP 1. Register online, at the iPad next to the vending machine, or in-person at a partner organization to receive your unique pin number to access the machines.

STEP 2. Visit a health access vending machine (locations below).

STEP 3. Follow the directions on the machine by entering your unique pin number, selecting the product(s) you would like and access a range of free health products and services.
Locations Truckee - Joseph Center
Grass Valley - Commons Resources Center
North San Juan - Community Center
29190 CA-49
North San Juan, CA 95960
Hours: Follows Community Center hours. 1105 Sutton Way
Grass Valley, CA 95945
Hours: Monday, Wednesday & Friday, 11:00am - 2:00pm
Accessible M-F, 8:00am-5:00pm (when staff available) 10075 Levon Avenue
Truckee, CA 96161
Hours: M-F, 8:00am - 5:00pm

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Nevada County Public Health's health access vending (HAVEN) machines provide additional access points to free and confidential county health products and services that: Save lives Prevent chronic disease Promote mental and physical health Reduce harm All products are free and you can register here for a unique pin number to access products easily online or...

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California Partnership to End Domestic Violence

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California Partnership to End Domestic Violence

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California Partnership to End Domestic Violence

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North Region - California Partnership to End Domestic Violence

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Supportive services for domestic violence and sexual assault victims

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Community Beyond Violence | Supportive services for domestic violence and sexual assault victims

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Liberation Institute - Telehealth Therapy

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Liberation Institute - Telehealth Therapy

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We offer a quiet, co nfidential place to pause and reflect upon your life - where you are now, where you want to go, and how you will get there.

Counseling encourages you to take responsibility for the quality of your life as you develop the understanding and strength to make the best possible decisions. Counseling expands awareness. It provides an opportunity for you to discover your own voice and find the courage to express it. Counseling can help you make sense of your past and use it to your advantage in the future.

You may have tried, unsuccessfully, to manage your problems on your own. Counseling uncovers underlying issues that may block your ability to do what you know you need to do. Anew Day can help you develop skills and strategies needed to make your life meaningful and your relationships rewarding.

If you need help, we are here to provide a warm, caring, confidential environment where you can explore your thoughts and feelings and get back on the road to feeling better about your situation and yourself.

We need your support as we serve our community! If you would like to donate, click on the button to the right. To learn more about other ways to support our mission,

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Counseling | Anew Day | Nevada County, CA

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Anew Day offers free lay counseling and affordable professional therapy for individuals, couples, families, and groups.

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NAMI Family Support Group is a peer-led support group for family members, caregivers and loved ones of individuals living with mental illness.

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Are you ready to connect with our team to schedule your first session?

Click the link below to complete our intake form.

A Non-Profit Organization

Sometimes we all need a little help. Kindred Heart Therapy Group is a place where loving-kindness reigns; where labels and diagnoses are simply bits of information on your journey towards greater health and happiness. Our clinicians create treatment plans in partnership with your values and our experience.

Are you ready to connect with our team to schedule your first session?

Click the link below to complete our intake form.

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Therapy | Kindred Heart Therapy | California

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Kindred Heart Therapy Group offers counseling services for low-income families in our community.

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Foster Youth Eligible for First-Time Homebuyer Financial Assistance

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Foster Youth Eligible for First-Time Homebuyer Financial Assistance

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First-time homebuyers formerly in foster care qualify for down-payment assistance through the Dream For All Shared Appreciation Loan, with registration open April 3-29.

﻿The loan offers up to 20% for a down payment or closing costs, not to exceed $150,000. Homebuyers must register for a voucher in April, with a random drawing selecting those who successfully receive a voucher. To qualify for the program, at least one borrower under a voucher must be a first-generation homebuyer (including foster youth), all borrowers under a voucher must be first-time homebuyers, and all borrowers’ income must meet income limits for their respective county.

The California Housing Finance Agency has released a toolkit proposed messaging and visuals to promote the program across all media platforms. Potential applicants should talk to an approved lender who is offering the Dream For All program.

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Program Highlights

Offers up to 20% for down payment or closing costs, not to exceed $150,000

Homebuyer must register for a voucher. A randomized drawing will select registrants who will receive the voucher. This will not be first come, first served.

Eligibility

Next Steps

1. Talk to a CalHFA Approved Lender who is offering the Dream For All program.

2. Work with your loan officer to determine what you need to do to secure a California Dream For All (DFA) Lender Pre-Approval Letter. You'll need this letter in order to register for a DFA voucher in April.

3. Take the 1-hour California Dream For All education course which covers what shared appreciation is and how it affects your mortgage repayment. This course is delivered online and is free. Visit calhfadreamforall.com to get signed up and learn about shared appreciation now.

4. Gather documents:

California Dream For All (DFA) Lender Pre-Approval Letter

Government ID: Passports, driver's license, state-issued ID, military ID, permanent residence cards, visas or employment authorization documents

Proof of current address: Government ID, utility bill, cell phone bill, insurance bill, voter registration or car registration

If you plan on using multiple borrowers, you should collect documents from each borrower for the Voucher Application process

When gathering and collecting documents for the Voucher Application process, please note the permitted file types are PDF, JPG, or JPEG

Foster care documentation (if applicable): Foster Care Verification Form/Letter or court documents

Sign up for our enews to get updates

Shared Appreciation

Shared Appreciation is a little more complex than a typical mortgage loan, so we've put together a few examples for you.

Example 1

Borrower is a moderate-income homebuyer

Dream For All provides a loan for 20% of the home purchase price.

The homeowner pays back the original loan amount plus 20% of any appreciation in the value of the home.

Example 2

Borrower income less than or equal to 80% AMI using the HomeReady Lookup Tool

Reduced (0.75:1) program appreciation share

Program appreciation share is equal to 0.75 times the Shared Appreciation Loan Amount (i.e., the original principal amount) as a percentage of the home value

Dream For All provides a loan for 20% of the home purchase price.

The homeowner pays back the original loan amount plus 15% of any appreciation in the value of the home

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Dream For All | Shared Appreciation Loan

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The California Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs.

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Reservations for ADA Paratransit Trips (not On-Demand-Dial-A-Ride)

Reservations must be made the day before the requested ride or up to several days in advance.

There is no same-day service.

Reservations are made by calling Nevada County Now at (530) 271-7433 or toll-free at (855) 314-7433.

You will be asked to make a reservation for the return trip at the same time you make your original reservation.

ADA Paratransit Service Application

Considerate Passenger Policies

For public safety, face masks are highly recommended to be worn at all times when traveling on public transportation.

For those community members who are using our system we respectfully request that all passengers observe the following CDC recommended precautions to prevent the spread of illnesses:

Wash your hands with soap and water before and after riding public transit. If soap and water are not readily available, use an alcohol-based hand sanitizer with at least 60% alcohol.

Avoid touching your eyes, nose, and mouth.

Cough or sneeze into your elbow.

Stay six feet away from other people.

Stay home if you are sick. IF YOU ARE NOT FEELING WELL, DO NOT TAKE PUBLIC TRANSPORTATION. Call your healthcare provider before you leave your home and follow their guidance.

While Nevada County Now operations are increasing cleaning and sanitization, following these recommendations is the best way to prevent the spread of illnesses onboard.

Eligibility

Eligibility for ADA paratransit service is directly related to the inability of a person with a disability to use the existing regularly scheduled fixed-route buses. It is not just based on the presence of a disability, but on the effect that the disability has on the person's ability to independently use the fixed-route system. Requirements for paratransit do not apply to commuter bus service. Several factors must be considered when determining ADA paratransit eligibility. These include:

Individual Disability Any individual with a disability who is unable, as the result of physical or mental impairment (including a vision impairment), and without the assistance of another individual (except the operator of a wheelchair lift or other boarding assistance device), to board, ride, or disembark from any vehicle on the system which is readily accessible to and usable by individuals with disabilities.

Limite d Accessibility of the Fixed Route System Any individual with a disability who is unable to independently board, ride, or disembark from an accessible vehicle when the system is not fully accessible*. *When the lift cannot be deployed at the boarding or disembarking location the person with a disability wishes to use, or a required mobility device such as a wheelchair cannot be accommodated.

Environmental & Architectural Barriers Individuals whose disability PREVENTS them from traveling to boarding or disembarking location (Example: steep terrain, extreme temperatures, severe air pollution, or inability to negotiate architectural barriers to reach a specific bus stop) this is considered conditional eligibility and a person may be eligible for only some trips. Architectural barriers not under the control of Nevada County Transit and environmental barriers (e.g., distance, terrain, weather) do not, standing alone, form a basis for eligibility under this paragraph. The interaction of such barriers with an individual's specific impairment-related condition may form a basis for eligibility under this paragraph if the effect is to prevent the individual from traveling to a boarding location or from a disembarking location.

ADA Paratransit Service Type

Once an application has been reviewed and the applicant has met one or more of the requirements above, then a determination is made regarding that person's eligibility for using the ADA paratransit system. Eligibility for Nevada County's ADA Paratransit Service (Nevada County Now) is classified as one of the following:

Unconditional Service: An individual who is unable to use the fixed-route bus system under any conditions without the assistance of another individual (except the operator of a wheelchair lift).

Conditional Service: An individual who cannot travel to or from a boarding or disembarking location, or who is unable to use the fixed-route system under some circumstances. Eligibility for service in this category will be determined on an individual trip-by-trip basis.

Temporary Conditional Service: An individual who, due to a temporary condition (i.e. broken leg/hip, use of a walker during rehabilitation), cannot travel to or from a boarding or disembarking location, or who is unable to use the fixed-route system under some circumstances for a specific period of time. Eligibility for service in this category will be determined on an individual trip-by-trip basis.

Visitors: Visitors who are currently certified for ADA service in another county, or who have a verifiable, limiting disability are entitled to comparable service within Nevada County. Nevada County Now service can begin once verification has been made. An application may be required if service is required more than 21 days in a calendar year.

Beyond ADA (Supplemental) Service: Nevada County, via Nevada County Now, provides supplemental paratransit service up to 3/4 of a mile beyond the mandated ¾ mile ADA service area boundary. This service is provided on a limited basis depending on operational capacity. Individuals requesting Beyond ADA service area trips must be ADA certified. Please note that trips originating or terminating in the Beyond ADA service area will be prioritized for medical appointments due to the limited service capacity.

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Reservations must be made the day before the requested ride or up to several days in advance. There is no same-day service. Reservations are made by calling Nevada County Now at (530) 271-7433 or toll-free at (855) 314-7433. You will be asked to make a reservation for the return trip at the same time you make your original reservation.

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Discount Card Application for Nevada County Connects

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Discount Card Application for Nevada County Connects

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Fares

Nevada County Connects provides service in two zones.

Zone 1 fares apply to passengers traveling within the local bus zone (Grass Valley, Nevada City, and the Brunswick Basin).

Zone 2 fares apply to passengers traveling on regional routes 5 (Auburn), 6 (Penn Valley), and 7 (North San Juan). The route 5 zone 2 boundary is Alta Sierra Drive. The route 6 zone 2 boundary is Bitney Springs Road. The route 7 zone 2 boundary is Newtown Road.

Transfers (Non-transferable)

Please obtain transfers upon boarding the bus.

Transfers are ONE-WAY and must be used on the next available connecting route, traveling in the same general direction, with route indicated on transfer. TRANSFERS MAY NOT BE USED FOR ROUND-TRIP TRAVEL.

Additional fare may be charged if traveling within two zones and using a transfer.

Purchasing One Ride, Daily Passes, and Monthly Passes

Payment for One Ride and Daily Passes

Bus Drivers will only accept fares in exact cash payments (daily pass or regular cash fare). If you prefer to pay with debit or credit you may due so by purchasing a Monthly Pass.

Payment for Monthly Passes

The Transit Services Division accepts cash, check, debit, and/or credit card payments for the purchase of bus passes only. Please note that there is a $2.50 processing fee when using a debit or credit card for purchasing bus passes. Transit Services Division will no longer accept personal checks under $20.00.

Monthly bus passes may be purchased at the Tinloy Transit Center (118 Tinloy St., Grass Valley) on the first 3 business days of the month between the hours of 8:00 AM and 5:00 PM.

Monthly passes may also be purchased at the Nevada County Transit offices, located at 12350 La Barr Meadows Rd., Grass Valley, Monday - Friday 8:00 AM - 5:00 PM.

Discount Fare ID cards

Nevada County Connects (NCC) issues Discount Fare Picture ID cards to eligible users. Discount Fare ID cards are available at the Transit Services office or the Tinloy Transit Center at the dates and times noted above. The application is located below along with the accepted documentation for eligibility. ALL DISCOUNT FARE USERS WILL BE REQUIRED TO OBTAIN A DISCOUNT FARE ID CARD.

Discount Fare Card application

NCC issues Discount Fare Picture ID cards to eligible users. The Discount Fare Card will be required in order to receive a discount fare on our system.

Click this link Discount Fare Card Application to fill out your application. Print your application and bring both pages and the required documentation to the address listed on the form.

Discount Fare Eligibility Requirements

The following forms of identification are required in order to be eligible for discounted fares. All applicants must have and show a valid photo ID.

Senior (65+)

A valid state Driver's License or picture/age ID card

A valid Medicare card (not Medi-Cal)

Disabled

DMV printout showing the name for DMV Disabled placard

A valid Medicare card (not Medi-Cal)

ADA Paratransit eligibility card issued by County of Nevada Transit Services

ADA or Disabled ID eligibility document issued by another transit agency

Veteran's ID card with "SERVICE CONNECTED" or a Dept. of Veterans Affairs disabled veteran letter

Youth (6-17) fare is subject to age and photo identification. (School or age ID)

Single PCA fare waived when accompanied passenger has approved Travel with PCA-ADA Paratransit Eligibility Card.

Low-Income Pass Referral Program

Nevada County Connects offers a Low-Income Pass Referral program for Western Nevada County residents who meet the following eligibility criteria. To use this program, a partner agency that can verify annual income must refer you, such as FREED, Nevada County Department of Social Services, or Connecting Point.

1. Partner agency will verify annual income of between 138 - 200 percent of Federal Poverty Level guidelines for the fiscal year.

2. Consumer may not be receiving transit benefits from another funding source currently (i.e. block grant, CalWorks etc.). These funds may not supplant/replace funds currently used to provide transit benefits.

Eligibility is for six months only; after six months, the referring agency must submit a new referral form for an individual.

Link to printer-friendly form Low-Income Referral Form-Printer Link to interactive fillable form Interactive Low-Income Referral Form

This program is funded via State of California Low Carbon Transit Operations Program (LCTOP) grant funds.

Nevada County Connects "Golden Ticket"

The Golden Ticket is a Lifetime Pass for seniors aged 80 and over. The Golden Ticket will provide the pass holder with unlimited free rides on all NCC routes (1 - 7) for the pass holder's lifetime. Eligibility is open to all Nevada County seniors with proof of age (valid California ID card or Driver's License).

In addition, NCC will be partnering with Connecting Point to offer Travel Training to any interested persons seeking assistance in utilizing the fixed-route bus system.

**The Golden Ticket pass is not for use on Nevada County Now paratransit services.

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Nevada County Connects provides service in two zones. Zone 1 fares apply to passengers traveling within the local bus zone (Grass Valley, Nevada City, and the Brunswick Basin). Zone 2 fares apply to passengers traveling on regional routes 5 (Auburn), 6 (Penn Valley), and 7 (North San Juan).

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Crisis Care Services and Support | Nevada County, CA (nevadacountyca.gov)

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California's Mental Health App for 13 - 25 year olds

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California's Mental Health App for 13 - 25 year olds

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Soluna | California's Mental Health App for 13 - 25 year olds

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Soluna is a free mental health service for 13 - 25 year olds in California. Chat confidentially with 1:1 coaches or explore tools. Download Soluna today.

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Free Resources to Support Youth and Families in California

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Free Resources to Support Youth and Families in California

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Skip to main content

We can all help prevent suicide. The 988 Lifeline provides 24/7, free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals in the United States.

988

¡Los servicios de texto y chat de 988 Lifeline ya están disponibles en español!
Haga clic aquí para obtener información sobre cómo acceder a todos los servicios en español.

Conocer más

Stock photo by iStock.

The 988 Lifeline is a national network of local crisis centers that provides free and confidential emotional support to people in suicidal crisis or emotional distress 24 hours a day, 7 days a week in the United States. We're committed to improving crisis services and advancing suicide prevention by empowering individuals, advancing professional best practices, and building awareness.

About The Lifeline

Anyone could be struggling with suicide. Find more specific resources below.

I'm Struggling With Individuals with Neurodivergence

We understand that every struggle is different. Experience the stories of people like you, and how they overcame crisis to find hope and recovery.
read stories of hope & recovery

First, you'll hear an automated message featuring additional options while your call is routed to your local 988 Lifeline network crisis center.

We'll play you a little music while we connect you to a skilled, trained crisis worker.

A trained crisis worker at your local center will answer the phone.

This person will listen to you, understand how your problem is affecting you, provide support, and get you the help you need.

988 Lifeline Center calls are free and confidential, and we're available 24/7.

Show What Happens When You Call The Lifeline

Everyone Plays A Role In Suicide Prevention

Get in touch

Call the Lifeline

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Skip to main content We can all help prevent suicide. The 988 Lifeline provides 24/7, free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals in the United States. 988 ¡Los servicios de texto y chat de 988 Lifeline ya están disponibles en español!

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Former Foster Youth Podcasts on Sex, Health & Life

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Self-Taught, a podcast from foster youth, for foster youth, with unfiltered conversations about sex, health and life. These are the conversations about puberty, relationships, sexual health, identity and much more that we wish were part of our upbringing.

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To get SNAP benefits, you must apply in the state in which you currently live and you must meet certain requirements, including resource and income limits, which are described on this page. SNAP income and resource limits are updated annually.

The information on this page is for Oct. 1, 2022, through Sept. 30, 2023.

There are special SNAP rules for households with elderly or disabled members.

Frequently Asked Questions

Am I eligible for SNAP?

Your household must meet certain requirements to be eligible for SNAP and receive benefits. If your state agency determines that you are eligible to receive SNAP benefits, you will receive benefits back to the date you submitted your application.

How do I apply for SNAP?

You must apply for SNAP in the state where you currently live. Because each state has a different application form and process, a member of your household must contact your state agency directly to apply.

You can contact your state agency by visiting your local SNAP office, visiting your state agency's website, or calling your state's toll-free SNAP Information hotline. Some states have online applications that can be completed from the state agency website.

Where can I get my state information?

If you are unable to go to or call your local SNAP office or do not have access to the internet, you may have another person act as an authorized representative by applying and being interviewed on your behalf. You must designate the authorized representative in writing.
Note: Please contact your SNAP state agency directly to apply and to request information about the status of your application. FNS does not process applications or have access to case information.

What happens when I apply for SNAP?

In most cases, once you submit your application, your state agency or local SNAP office will process it and send you a notice telling you whether or not you are eligible for benefits within 30 days.

During the 30 days, you will need to complete an eligibility interview and give proof (verification) of the information you provided. The interview is typically completed over the telephone or in-person. If you are found eligible, you will receive benefits based on the date you submitted your application.

You may be eligible to receive SNAP benefits within 7 days of your application date if you meet additional requirements. For example, if your household has less than $100 in liquid resources and $150 in monthly gross income, or if your household's combined monthly gross income and liquid resources are less than what you pay each month for rent or mortgage and utilities expenses. Contact your state agency for additional details.

How do I receive SNAP benefits?

If you are found eligible, you will receive SNAP benefits on an Electronic Benefit Transfer (EBT) card, which works like a debit card. Benefits are automatically loaded into your account each month. You can use your EBT card to buy groceries at authorized food stores and retailers.

How long will I receive SNAP?

If you are found eligible, you will receive a notice that tells you how long you will receive SNAP benefits for; this is called your certification period. Before your certification period ends, you will receive another notice that says you must recertify to continue receiving benefits. Your local SNAP office will provide you with information about how to recertify.

Who is in a SNAP household?

Everyone who lives together and purchases and prepares meals together is grouped together as one SNAP household.

Some people who live together, such as spouses and most children under age 22, are included in the same SNAP household, even if they purchase and prepare meals separately.

If a person is 60 years of age or older and unable to purchase and prepare meals separately because of a permanent disability, the person and the person's spouse may be a separate SNAP household if the others they live with do not have very much income (no more than 165 percent of the poverty level).

Normally you are not eligible for SNAP benefits if an institution gives you most of your meals. There are exceptions for elderly persons and disabled persons.

What resources can I have and still get SNAP benefits?

Currently, households may have $2,750 in countable resources (such as cash or money in a bank account) or $4,250 in countable resources if at least one member of the household is age 60 or older, or is disabled. These amounts are updated annually.

However, certain resources are NOT counted when determining eligibility for SNAP:

A home and lot;

Resources of people who receive Supplemental Security Income (SSI);

Resources of people who receive Temporary Assistance for Needy Families (TANF; also known as welfare); and

Most retirement and pension plans (withdrawals from these accounts may count as either income or resources depending on how often they occur).

Do vehicles count as resources?

Vehicles count as a resource for SNAP purposes. States determine how vehicles may count toward household resources.

Licensed vehicles are NOT counted if they are:

Used for income-producing purposes (e.g., taxi, truck or delivery vehicle);

Annually producing income consistent with their fair market value;

Needed for long distance travel for work (other than daily commute);

Used as the home;

Needed to transport a physically disabled household member;

Needed to carry most of the household's fuel or water; or

If the sale of the vehicle would result in less than $1,500.

For non-excluded licensed vehicles, the fair market value over $4,650 counts as a resource.

Licensed vehicles are also subject to an equity test, which is the fair market value less any amount owed on the vehicle. The following vehicles are excluded from the equity test:

One vehicle per adult household member; and

Any other vehicle used by a household member under 18 to drive to work, school, job training, or to look for work.

For vehicles with both a fair market value over $4,650 and an equity value, the greater of the two amounts is counted as a resource.

Additionally, the equity value of unlicensed vehicles generally counts as a resource, with some exceptions.

What are the SNAP income limits?

In most cases, your household must meet both the gross and net income limits described below or you are not eligible for SNAP and cannot receive benefits.

Gross income means a household's total, non-excluded income, before any deductions have been made.

Net income means gross income minus allowable deductions.

A household with an elderly or disabled person only has to meet the net income limit, as described on the elderly and disabled page.

If all members of your household are receiving Temporary Assistance for Needy Families (TANF), Supplemental Security Income (SSI), or in some places other general assistance, your household may be deemed "categorically eligible" for SNAP because you have already been determined eligible for another means-tested program.

The information provided in the table below applies to households in the 48 contiguous states and the District of Columbia that apply for SNAP between Oct. 1, 2022, through Sept. 30, 2023.
Table 1: SNAP Income Eligibility Limits - Oct. 1, 2022, through Sept. 30, 2022 * SNAP gross and net income limits are higher inAlaska and Hawaii.

What deductions are allowed in SNAP?

The following deductions are allowed for SNAP:

A 20-percent deduction from earned income.

A standard deduction of $193 for household sizes of 1 to 4 people (higher for some larger households and different for households in Alaska, Hawaii, Virgin Islands, and Guam).

A dependent care deduction when needed for work, training, or education.

Medical expenses for elderly or disabled members that are more than $35 for the month if they are not paid by insurance or someone else. This is described on the elderly and disabled page.

In some states, legally owed child support payments.

In some states, a standard shelter deduction for homeless households of $166.81.

Excess shelter costs as described below.

SNAP Excess Shelter Costs Deduction

The shelter deduction is for shelter costs that are more than half of the household's income after other deductions.

Allowable shelter costs include:
Fuel to heat and cook with. Electricity. Water. The basic fee for one telephone. Rent or mortgage payments and interest. Taxes on the home.
Table 2: How to Calculate SNAP Gross Income

Determine household size . . .

4 people with no elderly or disabled members.

Add gross monthly income . . .

$1,500 earned income + $550 social security = $2,050 gross income.

If gross monthly income is less than the limit for household size, determine net income.

$2,050 is less than the $3,007 allowed for a 4-person household, so determine net income.

Table 3: How to Calculate SNAP Net Income

Subtract 20% earned income deduction...

$2,050 gross income
$1,500 earned income x 20% = $300. $2,050 - $300 = $1,750

Subtract standard deduction...

$1,750 - $193 standard deduction for a 4-person household = $1,557

Subtract dependent care deduction...

$1,557 - $362 dependent care = $1,195

Subtract child support deduction...

$0

Subtract medical costs over $35 for elderly and disabled...

$0

Excess shelter deduction...

See below

Determine half of adjusted income...

$1,195 adjusted income/2 = $597.50 (rounded up to $598)

Determine if shelter costs are more than half of adjusted income...

$700 total shelter - $598 (half of income) = $102 excess shelter cost

Subtract excess amount, but not more than the limit, from adjusted income...

$1,195 - $102 = $1,093 net monthly income

Apply the net income test...

Since $1,093 is less than $2,313 allowed for a 4-person household, this household has met the income test.

Some states allow a set amount for utility costs instead of actual costs.

The amount of the shelter deduction is capped at (or limited to) $624 unless one person in the household is elderly or disabled. The limit is higher in Alaska, Hawaii, and Guam. For a household with an elderly or disabled member all shelter costs over half of the household's income may be deducted.

How much could I receive in SNAP benefits?

The total amount of SNAP benefits your household gets each month is called an allotment.

Because SNAP households are expected to spend about 30 percent of their own resources on food, your allotment is calculated by multiplying your household's net monthly income by 0.3, and subtracting the result from the maximum monthly allotment for your household size.

Table 4: SNAP Maximum Monthly Allotment Based on Household Size
Note: The allotments described here are for households in the 48 contiguous states and the District of Columbia. The allotments are different in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.
Table 5: Example of SNAP Benefit Calculation

Multiply net income by 30%... (Round up)

$1,093 net monthly income x 0.3 = $327.90 (round up to $328)

Subtract 30% of net income from the maximum allotment for the household size...

$939 maximum allotment for 2-person household - $328 (30% of net income) - $611, SNAP Allotment for a full month

What are the SNAP work requirements?

In general, people must meet work requirements to be eligible for SNAP. These work requirements include:

Registering for work;

Not voluntarily quitting a job or reducing hours;

Taking a job if offered; and

Participating in employment and training programs, if assigned by the state.

Failure to comply with these requirements can result in disqualification from the program.

In addition, able bodied adults without dependents are required to work or participate in a work program for at least 20 hours per week in order to receive SNAP benefits for more than 3 months in a 36-month period.

Some special groups may not be subject to these requirements including:

Children;

Seniors;

Pregnant women; and

People who are exempt for physical or mental health reasons.

Are students eligible for SNAP?

Generally, students ages 18 through 49 who are enrolled in college at least half time are not eligible for SNAP unless they meet certain specific exemptions.

Are non-citizens eligible for SNAP?

SNAP eligibility has never been extended to undocumented non-citizens. Specific requirements for non-citizens who may be eligible have changed substantially over the years and become more complicated in certain areas. The Food and Nutrition Act of 2008 limits eligibility for SNAP benefits to U.S. citizens and certain lawfully present non-citizens.

Generally, to qualify for SNAP, non-citizens must meet one of the following criteria:

Have lived in the United States for at least 5 years.

Be receiving disability-related assistance or benefits.

Be children under 18.

Additionally, these individuals must also satisfy other SNAP eligibility requirements such as income and resource limits in order to qualify for benefits.

If certain members of a household are ineligible for SNAP, state agencies must still determine eligibility for SNAP for any remaining household members who are seeking assistance.

For additional information see: SNAP Policy on Non-Citizen Eligibility and SNAP Guidance on Non-Citizen Eligibility.

What if I disagree with a decision made on my SNAP case?

If you disagree with a decision in your case, you may request a fair hearing with an official who is required by law to review the facts of your case in a fair and objective manner.

You must request a fair hearing within 90 days of the day your local SNAP office made the decision in your case that you disagree with.

You can request a fair hearing over the phone, in writing, or in person at the local SNAP office.

Although a fair hearing cannot change the laws or regulations governing SNAP, it can ensure that decisions on your case have been made correctly.

Nondiscrimination in SNAP

SNAP benefits are available to all eligible households regardless of race, sex, religious creed, national origin, or political beliefs.

The USDA prohibits discrimination in all its programs and activities on the basis of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, or marital and family status. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA's TARGET Center at (202) 720-2600 (voice and TDD).

To file a complaint of discrimination, write USDA, Director, Office of credible, Room 326- W, Whitten Building, 14th and Independence Avenue, SW, Washington, D.C. 20250-9410 or call (202) 720-5964 (voice and TDD). USDA is an equal opportunity provider and employer.

Where can I get additional information about SNAP?

For additional information about SNAP in your state, to file an application for SNAP benefits, or to get information about your SNAP case, you must contact your local SNAP office.

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To get SNAP benefits, you must apply in the state in which you currently live and you must meet certain requirements, including resource and income limits, which are described on this page. SNAP income and resource limits are updated annually. The information on this page is for Oct. 1, 2022, through Sept.

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We provide former foster youth in California with Dependency Letters (also called Verification Letters or Ward of the Court
Letters).

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A place to view all of your California benefits in one place!

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View your CalWORKs, TANF, CalFresh, MediCal & many other benefits ALL IN ONE PLACE!!

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"Youth Voices Amplified" is a youth-led and produced podcast hosted by The Community Enrichment Project (CEP), a civic engagement non-profit with a mission to empower youth around the world.

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"Youth Voices Amplified" is a youth-led and produced podcast hosted by The Community Enrichment Project (CEP), a civic engagement non-profit with a mission to empower youth around the world. CEP encourages teens and young adults to realize that they do not have to wait until tomorrow to make a difference. We each have the ability to take small steps and make great impacts as leaders of today! To learn more about The Community Enrichment Project, inquire about our youth's social justice impact campaigns, or purchase our Global Citizenship curricula and resources, visit our website at www.thecepdc.org, message us at info@thecepdc.org, and follow us on our socials: Facebook: @thecepdc, Instagram: @thecepdc, Twitter: @thecepdc.

"Youth Voices Amplified" is a youth-led and produced podcast hosted by The Community Enrichment Project (CEP), a civic engagement non-profit with a mission to empower youth around the world. CEP encourages teens and young adults to realize that they do not have to wait until tomorrow to make a difference. We each have the ability to take small steps and make great impacts as leaders of today! To learn more about The Community Enrichment Project, inquire about our youth's social justice impact campaigns, or purchase our Global Citizenship curricula and resources, visit our website at www.thecepdc.org, message us at info@thecepdc.org, and follow us on our socials: Facebook: @thecepdc, Instagram: @thecepdc, Twitter: @thecepdc.

Mental Health in Schools

The 2 youth cohosts did an awesome job sharing and enlightening the audience on this very important topic. It was key before the pandemic is even more so now.

Thanks for being transparent and keeping it real. Perhaps your work will be the push needed to get the powers that be to reevaluate the current educational system. Keep up the great work CEP. The education paradigm is shifting!

Inspirational & Educational

Great to hear such transparent and thoughtful ideas from young people about issues they care about. Very refreshing.

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‎Youth Voices Amplified on Apple Podcasts

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"Youth Voices Amplified" is a youth-led and produced podcast hosted by The Community Enrichment Project (CEP), a civic engagement non-profit with a mission to empower youth around the world. CEP encourages teens and young adults to realize that they do not have to wait until tomorrow to make a diffe...

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When the waiting list is open, applications are accepted online, in office, by mail or by fax.

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It is important for you to inform the Housing Authority of all address changes while your name is on the waiting list. If you fail to respond because you did not receive the letter or if the letter is returned as "undeliverable", the Housing Authority will proceed down the list and remove your name from the waiting list.

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Richland Housing Voucher Program Application

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Richland Housing Voucher Program Application

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Eligibility and Link to Apply

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Check the website for the most recent food distribution calendar!

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The FOOD BANK of NEVADA COUNTY is a non-profit food assistance agency providing food distribution and nutrition education to hungry individuals and families.

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We’re looking at you: part-time workers, EOP students, Cal Grant recipients, parents, and students with an EFC of $0 or eligible for Work-Study. Take a minute to check your eligibility.

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CalFresh is a state program that awards you up to $193 a month for groceries.

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PFLAG is creating a caring, just, and affirming world for LGBTQ+ people and those who love them.

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We're so glad you found us! PFLAG is the nation's largest organization dedicated to supporting, educating, and advocating for LGBTQ+ people and those who love them.

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Information & support to LGBTQ young people,     24/7 and 365 days a year.

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The Trevor Project | For Young LGBTQ Lives

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The Trevor Project provides 24/7 crisis support services to LGBTQ young people. Text, chat, or call anytime to reach a trained counselor. Free and confidential.

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The It Gets Better Project’s mission is to uplift, empower, and connect lesbian, gay, bisexual, transgender, and queer (LGBTQ+) youth around the globe.

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The It Gets Better Project exists to uplift, empower, and connect LGBTQ+ youth around the globe.

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American Foundation for Suicide Prevention

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Learn about suicide, how you can help prevent it, and resources for those affected, from the American Foundation for Suicide Prevention. Our mission: save lives and bring hope to those affected by suicide

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Toolkit - Prevention, Postvention, & Essential Tools

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Toolkit - Prevention, Postvention, & Essential Tools

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In September 2016 the State of California enacted into law the Pupil Suicide Prevention Policy (AB2246) requirement for schools serving 7th - 12th grades. This Toolkit has been revised in order to support this law. It is meant to be used as a resource for schools as they implement their Pupil Suicide Prevention Policy.

The content of the Toolkit is drawn from State and National guidelines and from current research and recommendations regarding youth mental wellness and suicide prevention. The goal is to ensure that California schools can participate fully in their broader community's effort to prevent youth suicide. Information about what schools can do to promote youth mental wellness before mental health concerns arise, how to recognize and respond to a mental health crisis, and how to support a school community after a suicide loss is included. Enhancements included are Social Emotional Learning, Mindfulness, Transitions, Social Media, Self-Care, Means Restrictions, and FAQs among others.

The Toolkit also supports a school's primary goal to educate youth because mental wellness is essential to the ability to learn. Many have contributed their considerable knowledge, talent, and time to the development of this document. Their contributions to schools and to youth are greatly appreciated.

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In September 2016 the State of California enacted into law the Pupil Suicide Prevention Policy (AB2246) requirement for schools serving 7th - 12th grades. This Toolkit has been revised in order to support this law. It is meant to be used as a resource for schools as they implement their Pupil Suicide Prevention Policy.

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90-minute FREE Suicide Training for Students and Adults

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90-minute FREE Suicide Training for Students and Adults

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WHAT IS LIVINGWORKS START?

In just 90 minutes online, LivingWorks Start teaches trainees to recognize when someone is thinking about suicide and connect them to help and support.

​

When you sign up for LivingWorks Start training, you'll learn a powerful four-step model to keep someone safe from suicide, and you'll have a chance to practice it with impactful simulations.

​

LivingWorks Start teaches valuable skills to everyone 13 and older and requires no formal training or prior experience in suicide prevention.

Safety resources and support are available throughout the program.

ABOUT THE LIVINGWORKS

YOUTH SUMMIT

ABOUT LIVINGWORKS

LivingWorks was founded in 1983 with a vision of building a suicide-safer world. We focus on the community at large in the belief that everyone-no matter their role-can be part of the solution. Nearly two million people worldwide have attended our programs, including Start, safeTALK, ASIST, and suicide to Hope.

From identifying when people have thoughts of suicide to carrying out an intervention and facilitating their recovery after the experience, our programs offer skills for everyone. People trained in different programs can seamlessly come together to create a network of safety for those in need.

LivingWorks training is used in schools, hospitals, businesses, military installations, government agencies, crisis centers, universities, neighborhoods, faith organizations, and many others. Supported by 16 peer-reviewed studies and government reports, our programs are evidence-based with more studies coming out each year.

Together, we can build a suicide-safer world.

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LivingWorks Start for California Schools

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Statewide Online Suicide Prevention Training Program will bring LivingWorks suicide prevention training to teachers and students across California.

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Crisis Lines
Humboldt Youth Services Bureau Crisis Line
707-444-2273 24/7
Humboldt County Mental Health Crisis Line
(707) 445-7715 or (888) 849-5728

24/7 crisis line
Suicide Prevention & Crisis Services (WellSpace Health)
1-800-273-8255 or (916)368-3111 or 1-800-SUICIDE
http://suicideprevention.wellspacehealth.org Institute on Aging Center for Elderly Suicide Prevention Friendship Line
(415) 752-3778 or (800) 971-0016
www.ioaging.org/services-for-elders-and-care-givers/friendship-line
Provides 24/7 crisis intervention and emotional support to older adults who are depressed, bereaved, or lonely.
Student Mental Health--University/College Services
Humboldt State University Counseling & Psychological Services (CAPS) for students and for faculty members or staff concerned about an HSU student CAPS offers support and crisis intervention 24/7 707-826-3236
The Trevor Project: LGBTQI suicide prevention
866-488-7386

Workgroup
Superior Region Suicide Prevention Network
This network serves counties in the Superior Region with support from the California Mental Health Services Authority (CalMHSA)(http://www.calmhsa.org). With representatives from colleges, school districts, community and faith-based groups, municipal agencies, and medical centers, the Network comes up with concrete steps to reduce the risk of suicide and shares best practices with others across the State. The Network also identifies gaps in services and populations that have been overlooked and under-served.

Programs
Grief Support
Hospice of Humboldt
707-445-8443 or www.hospiceofhumboldt.org
Heart of the Redwoods Community Hospice, Garberville
707-923-7276
National Alliance on Mental Illness (NAMI) chapter
707-444-1600 - message only
http://www.nami-humboldt.org/
NAMI Humboldt County is a grassroots, family and consumer self-help support and advocacy organization dedicated to improving the lives of people with severe mental illnesses. E-mail: [email protected]
Humboldt County Health & Human Services Suicide Prevention Program
Information, Referral, Outreach, Education Trainings: Question ~ Persuade ~ Refer Suicide Prevention Free. Can be tailored to community groups and organizations.
ASIST ~ Applied Suicide Intervention Skills Training 2-Day Intensive, interactive training
Community Wellness Center 707-441-5554
Seeds of Understanding Speakers Collective
Local speakers who are ready and willing to share their stories to promote healing, help-seeking, public education, and increase understanding.
Humboldt County Department of Health and Human Services 707-268-2132

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Suicide Prevention Awareness | Know the Warning Signs of Suicidal Behavior

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Although the warning signs of suicide can be subtle, they are there. By recognizing these signs, knowing how to start a conversation and where to turn for help, you have the power to make a difference - the power to save a life.

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dr daniel amen's brain health assessment

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The Brain Health Assessment from Dr. Daniel Amen will determine your brain type to help you improve overall brain health. Take the assessment today!

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What Is a Secured Credit Card? How it works.

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What Is a Secured Credit Card?

A secured credit card is a type of credit card that is backed by a cash deposit from the cardholder. This deposit acts as collateral on the account, providing the card issuer with security in case the cardholder can't make payments. With a secured credit card, the amount that you put down in a deposit will become your credit limit for your credit card.

Secured credit cards are often issued to subprime borrowers, or those with poor or limited credit histories (so-called thin-file borrowers). Because the card issuer will report on secured credit cards to credit reporting agencies, these cards can help borrowers improve their credit score.

key takeaways

How a Secured Credit Card Works

Most credit cards are unsecured: There is nothing guaranteeing or "securing" your ability to pay off your accrued balance, which is basically money that you owe to the credit card company. Its contract with you has you agreeing to pay your balance in whole or in part each month, but you're not putting up any of your assets or income to back that promise. (That's one reason why credit card interest rates are so high: Unsecured debt is always more costly than secured debt, such as mortgages or car loans, to compensate for the lack of collateral).

How to Apply for a Secured Credit Card

You can apply for a secured credit card in the same way that you would apply for a regular credit card. They are issued by nearly all of the leading credit card lenders, like Visa, Mastercard, and Discover, and look just the same.

Cardholders can use the card anywhere that the card brand is accepted and may be eligible for perks and rewards. Cardholders also receive monthly statements showing their end-of-period balances and the activity on the card during the specified month. They're responsible for paying at least the minimum due, and they pay interest on outstanding balances, which is detailed in the credit agreement.

Secured credit cards may come with an annual fee-like on a regular card. They may also impose a few other charges, like initial setup or activation fees, credit increase fees, monthly maintenance fees, and balance inquiry fees. All these can and do cut into the deposit and the amount of available credit, so they bear examining before signing up.

With secured credit cards, you do put up something as part of your agreement with the card company. When you apply for secured credit cards, the card issuer assesses your credit score and credit history through a hard inquiry with a credit reporting agency. It then determines the amount of deposit needed to open an account and the credit line that will be extended.

How Do Secured Credit Card Deposits Work?

With a secured credit card, the amount of cash that you put down as a deposit becomes your credit limit -the amount you can charge on the card. Since the deposit made to open the secured credit card account serves as collateral, it is not accessible to the borrower once it has been paid, but it stays in reserve.

You can lose your deposit, but usually secured card issuers will use it only if you default or miss a certain number of payments. If you cancel the card, you receive your deposit back, assuming your balance is paid off. Alternatively, some secured credit card providers will review a borrower's payment history on a regular basis, and will convert a secured credit card into a regular credit card if they regularly meet payments. In this case, you will also receive your deposit back.

Is a Secured Credit Card Good?

Secured credit cards are an expensive way to access credit, but they can be very useful for people looking to rebuild their credit score.

There are other a number of costs involved with secured cards that make them an expensive way to borrow. Secured cards' annual percentage rates (APRs) tend to be on the high side-often more than 20%-and are currently in line with the national average of 20.68% as of May 2023. But if you are a secured-card candidate, then your credit score is presumably not the strongest, and you wouldn't qualify for the best rates anyway. So 20% or more may not be that much more expensive than other forms of credit available to you.

On the other hand, secured credit cards can be great for borrowers looking to improve their credit score. Secured credit cards are aimed at people with a poor credit history or very little credit history-those who would have trouble qualifying for a regular credit card. The deposit that they put up compensates the card company for the extra risk associated with extending credit to them.

How to Build Credit with a Secured Credit Card

Obtaining a secured credit card and then using it responsibly for several months or a couple of years can be a recommended way to establish or improve your credit history and/or boost your credit score. Unlike a prepaid credit card, which functions more like a debit card, a secured credit card will send your account history to the credit bureaus to be included in your credit report. This means that using a secured card can gradually improve your credit score.

In fact, if you maintain a positive payment history, secured-card lenders may increase your credit limit over time or even offer to upgrade you to an unsecured card (in which case, you can get your deposit back). Maintaining that positive history usually means paying off balances in full each month-and, of course, paying on time. If you miss payments, lenders will report delinquencies to the credit reporting agencies, which won't do your credit score any good.

Be warned, however, that improving your credit score in this way can do more harm than good if you miss payments. While consumers typically obtain secured credit cards to improve their credit, their credit score can be damaged if any delinquencies arise.

6

Example of a Secured Credit Card

The Discover it Secured Card is one of the most popular secured cards on the market, and is typical of secured cards when it comes to fees and interest rates.

Discover generally accepts borrowers in the "fair" credit category-that is, those with a credit score in the 580-670 range-along with borrowers who have a minimal credit history. The minimum security deposit required to open the account is $200, and the maximum credit limit can be up to $2,500, depending on your income and the ability to pay. After eight months, the account is reviewed to see if it qualifies for transfer to an unsecured card, at which time the borrower's deposit can be refunded.

The Discover it Secured Card offers numerous cash-back rewards and has no annual fee-just like unsecured Discover cards. It carries a variable APR of 27.74% as of May 2023.

Do secured credit cards build credit?

They can. Secured credit cards are aimed at people with limited or poor credit history and can be a good way to improve your credit score. By making regular, reliable payments on a secured credit card, you can improve your credit score and access less expensive forms of credit.

How does a secured credit card differ from an unsecured credit card?

With a standard, unsecured credit card, no deposit is required. With a secured credit card, the money that you borrow from your card issuer is a covered by a deposit.

This deposit acts as collateral on the account, providing the card issuer with security in case the cardholder can't make payments. This reduces the risk to the card issuer, which in turn means that secured cards are available to borrowers with a poor or limited credit history.

How do I close a secured credit card?

You can generally close a secured credit card at any time, as long as you are up to date with your payments and there is no balance outstanding on the card. To do this, contact your card issuer.

When you close a secured credit card, you should get your deposit back, less any fees that your card issuer imposes. Alternatively, your card issuer may offer to convert your secured credit card to a standard card if you regularly meet your payments.

How can I change a secured credit card to an unsecured card?

If you regularly meet your payments on your secured credit card, your credit score should gradually improve. You can check your credit score online at regular intervals so you know when you have a good chance of being approved for a regular credit card. Sometimes, your card issuer will do this for you and automatically convert your secured card to an unsecured card (and typically increase your credit limit as well).

The amount of time this takes to happen varies greatly, but if your credit score is poor, then you should expect to make regular payments for a few months before you are approved for an unsecured credit card.

The Bottom Line

Secured credit cards are a type of credit card that are backed by a cash deposit. This reduces the risk of lending to borrowers with poor or limited credit histories, and these borrowers can use secured credit cards to improve their credit score. Secured credit cards generally come with high levels of fees and interest, but they can allow borrowers to improve their credit history and access lower-cost forms of credit.

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What Is a Secured Credit Card? How It Works

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A secured credit card is a type of credit card that is backed by a cash deposit, which serves as collateral should you default on payments.

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FULL LIST OF EDITORIAL PICKS: BEST SECURED CREDIT CARDS

Click the card name to read our review. Before applying, confirm details on the issuer’s website.

Discover it® Secured Credit Card

Our pick for: Rewards and upgrading

Like other secured credit cards for people building or rebuilding credit, the Discover it® Secured Credit Card requires a cash security deposit. Unlike most others, it offers rewards. But what really makes it stand out from the competition is its upgrade possibilities. The issuer has a process in place for automatically reviewing accounts for possible transition to an unsecured card. Read our review.

Capital One Quicksilver Secured Cash Rewards Credit Card

Our pick for: Rewards and upgrading

The Capital One Quicksilver Secured Cash Rewards Credit Card offers an impressive combination of features for those with poor credit. A deposit is required, but in exchange you get a $0-annual-fee card that reports to all three credit bureaus; an automatic credit limit review after six months; and a possible upgrade path to an unsecured Capital One card. Oh, and 5% back on hotels and rental cars booked through Capital One Travel, plus 1.5% back on all other purchases, which equals what you'd find on many unsecured cards. Read our review.

Capital One Platinum Secured Credit Card

Our pick for: Low deposit

The Capital One Platinum Secured Credit Card requires a security deposit, as do all secured credit cards. But while most cards require you to put down a deposit equal to your credit line, this one allows some qualifying applicants to get a $200 credit line with a deposit of $49 or $99. Further, you can be automatically considered for a higher credit line with no additional deposit in as little as six months. Read our review.

Citi® Secured Mastercard®

Our pick for: Basic card for thin credit

The Citi® Secured Mastercard® is a straightforward card for people new to credit — put down a security deposit, use the card to establish a positive credit history and then move up to a better card (and get your deposit back). One note: This card is for people just starting out with credit, rather than people with bad credit from past mistakes. Read our review.

OpenSky® Secured Visa® Credit Card

Our pick for: No credit check or no bank account

The OpenSky® Secured Visa® Credit Card charges an annual fee, but a lot of people will still want to take a look at it for two reasons. First, there's no credit check required. Second, you don't need a traditional bank account; you can fund the deposit or pay your bill with a money order or Western Union payment. Read our review.

Chime Credit Builder Visa® Credit Card

Our pick for: Easy account management

This card has no minimum deposit requirement, charges neither an annual fee nor interest, and doesn't require a credit check, and you can automate your payments so you're never late. But to get it, you must be a Chime banking customer, which is an extra hoop to jump through — and which comes with its own considerations when it comes to customer service. Read our review.

Petal® 1 "No Annual Fee" Visa® Credit Card

Our pick for: No-deposit alternative

The issuer of the Petal® 1 "No Annual Fee" Visa® Credit Card doesn’t only rely on credit scores to determine eligibility. Instead, it assesses your creditworthiness based on your income, expenses, savings and debts. The card earns a decent rate of up to 10% cash back when you use the card to shop with select merchants. And there's no annual fee, late fees or foreign transaction fees. Read our review.

Credit Builder Secured Visa® Credit Card

Our pick for: Adjustable credit limit

The Credit Builder Secured Visa® Credit Card from Armed Forces Bank makes it easy to increase your credit line over time to give you greater flexibility and keep your credit utilization low. You can increase your limit in $50 increments simply by depositing more money at any time. Read our review.

Navy Federal Credit Union® nRewards® Secured Credit Card

Our pick for: Military

The no-annual-fee Navy Federal Credit Union® nRewards® Secured Credit Card earns rewards, offers an upgrade path and even features some perks, which is a lot from a secured product — if you can swing the membership and security deposit requirements. Read our review.

DCU Visa® Platinum Secured Credit Card

Our pick for: Low fees and interest

The DCU Visa® Platinum Secured Credit Card is a secured card for bad credit, but it offers a lower interest rate than many unsecured cards for people with good credit. You must be a member of Digital Federal Credit Union to get this card, although you can join by becoming a member of a partner organization for as little as $10. Read our review.

• • •

OTHER RESOURCES

Getting a secured credit card

Who can be approved?

Even though secured credit cards are available to people with bad credit, and even though the security deposit reduces the risk to the issuer, approval is not guaranteed for everyone:

The issuer will usually (but not always) check your credit report for signs that you're an unacceptable credit risk. If you're in the middle of a bankruptcy, for example, or you're currently delinquent on other accounts, or you've opened a bunch of new accounts recently, you're unlikely to be approved.

You'll also have to show that you have income so you can pay your credit card bill. Yes, the issuer has your deposit, but it will use that money to cover your bill only as a last resort. You're expected to pay your bill every month, so you'll need income.

How does the process work?

Every issuer handles things a bit differently, but the process of applying for, receiving and using a secured credit card works like this:

1. You apply for the card. The issuer evaluates how risky you are (a process called underwriting), and if you pass muster, you're approved.

2. You fund the deposit. Before the issuer will open your account, you have to pay your security deposit. In some cases, you must provide bank account information with your application so the deposit can be transferred right away. Other times, the issuer will give you some time to pull together the deposit. If you neglect to fund the deposit, the issuer will change the status of your application from approved to rejected.

3. You receive the card. Once your deposit is funded, the issuer will send you your card. You can then use it just like any other credit card. In general, it's best to use less than 30% of your available credit at any given time, so don't go maxing out your secured card. Use it for a few small purchases each month and pay them off promptly.

4. You get your bill and pay it each month. Because secured cards tend to charge very high interest rates, it's best to pay your bill in full every month to avoid finance charges. The issuer reports your payments to the credit bureaus, which helps you build credit.

5. You upgrade. As your credit moves from bad to average to good, you'll be in a position to qualify for better cards:

Some issuers automatically review your account for potential upgrade to an unsecured card. For example, Discover does this with the Discover it® Secured Credit Card after seven months. Navy Federal Credit Union starts automatic reviews after six months when you have the Navy Federal Credit Union® nRewards® Secured Credit Card. When your issuer moves you to an unsecured card, you get your deposit back.

With other issuers, you may have to specifically request an upgrade. That might mean converting your secured account to unsecured or closing your secured card and opening a new unsecured account. Either way, you get your deposit back.

If your issuer can't or won't upgrade you — and keep in mind that not all secured-card issuers even offer unsecured cards — you can apply for unsecured cards separately. Eventually you'll want to close the secured card to recoup your deposit.

Alternatives to secured credit cards

Unsecured cards for bad credit

Several issuers specialize in unsecured credit cards for people with bad credit, but NerdWallet generally doesn't recommend them. That's because these "subprime specialist" cards tend to charge high fees that can easily add up to much more than a typical minimum security deposit — annual fees up to $99, application fees, "activation" and "processing" fees, monthly maintenance fees and so on. And unlike the deposit on a secured card, those fees are money you can't get back. Our roundup of the best and worst cards for bad credit has more information on cards to avoid.

Prepaid debit cards

Prepaid debit cards offer convenience and are a safer alternative than carrying cash, but they don't help you build credit. With a prepaid debit card, you "load" money onto the card, and the purchases you make are paid for with that money. Since you're not borrowing money, there's no effect on your credit score. See NerdWallet's best prepaid cards.

Credit-builder loans

Offered mostly by smaller financial institutions, such as credit unions and community banks, these loans are designed to help you build a good payment history. The money you "borrow" isn't actually given directly to you. Instead, it's held on your behalf in a savings account while you repay the loan in monthly installments. Once you're done, the money is released to you — and your credit report shows a paid-off loan. Learn more about credit-builder loans.

Personal loans

These loans can be secured or unsecured. Unsecured loans (those without collateral, such as a car title) generally have higher interest rates than secured loans. The better your credit, the lower your rate is likely to be. Conversely, those with bad credit can expect to pay very high rates, if they can get a loan at all. Learn more about personal loans.

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Best Secured Credit Cards of May 2022 - NerdWallet

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Start building or rebuilding your credit with a secured credit card. Our experts recommend the best secured cards with low deposit requirements and low fees.

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Bad Alternator vs. Bad Battery: A Quick Guide

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Bad Alternator vs. Bad Battery: A Quick Guide

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Whether you are safe in your garage or alone in a deserted parking lot at night, your stomach drops when your car won't start. "Am I stuck here? Am I safe? How much will this cost me?" These are probably your first thoughts, especially if you aren't a mechanic. Usually, there are two likely culprits for a car that won't start: a bad alternator or a bad battery.

The alternator and car battery are part of your car's electrical system. The battery provides the energy to crank the engine and start the vehicle. Starting a car takes anywhere from 400-2,000 amps depending on your engine's size. Batteries are designed to deliver that charge before being recharged and are responsible for running the electrical system when the car's engine is off.

The engine starts the alternator, which turns the engine's energy into electricity to recharge the battery, and directs electricity to the car's electrical system when the engine is running.

AAA has helped millions of people in this exact situation and knows there are two types of people: The type to immediately call roadside assistance and the kind who tries to handle the problem on their own. If you fall into the latter category, or you just want an idea of what the auto shop will tell you, read on to find out how to diagnose and handle the issue so you can get back on the road.

Table of Contents

8 Signs of a Bad Battery

If your car doesn't start, always start by checking the battery. Since it is the first step in your car's electrical process, it is the most likely culprit. Consider if you've noticed any of the following signs in recent weeks.

1. Your Car Struggles To Start Consistently

If your car cranks (makes a clicking noise) and stutters before eventually turning over, your battery is probably losing its charge.

However, excessively low temperatures can also cause your car not to start immediately, so if you live in a cold environment and notice your car has trouble starting, the cold may be to blame instead of the battery.

2. Your Car Won't Hold a Charge Over Time

You've probably noticed that your old cell phone doesn't hold a charge like it did when you first got it. That's because batteries naturally degrade over time. The same is true for your car battery.

The battery's age is a big factor here, but another factor is whether you sufficiently recharge your battery each time you use it. If you only drive short distances, it may not have enough time to recharge, damaging its ability to hold a charge in the future.

If you've needed a few jump-starts recently, chances are your battery is dying.

3. Your Car's Electrical Systems Flicker

The battery powers the car's electrical systems when the vehicle is off. A bad battery will struggle to keep those systems running, and you may notice dim or flickering lights, or the radio signal may go in and out.

4. You Notice Corrosion on the Battery

Like all batteries, car batteries can corrode if acid leaks from it. The acid contains hydrogen gas, which turns into a green, blue or white substance when interacting with the air under your hood.

Corrosion makes it more difficult to start your car because it acts as a barrier between the battery and the rest of your car's electrical system. This causes two main issues:

The good news is that you can clean corrosion off your battery to extend its life until you can get a new one. You'll need to remove the battery and then use a battery cleaner and a wire brush to scrub the corrosion. You can buy the cleaner at the store or create a mix of baking soda and water.

Ultimately, if you're seeing corrosion, your battery is leaking and will need to be replaced sooner rather than later.

5. Your Car's Low Voltage Icon Is Lit

Newer cars have computer diagnostics that can let you know when the electrical system is failing. However, this icon indicates that a problem exists in the electrical system, but it doesn't necessarily mean it's the battery. It could also be the alternator or another component of the electrical system.

6. A Rotten Egg Smell Comes From Your Battery

When everything is running smoothly, you shouldn't notice a smell from your battery. However, if the sulfuric acid in the battery overheats, it converts to hydrogen gas, which has a rotten egg smell.

If you notice this, you should take your car to a mechanic immediately. Not only is your battery dying, it's at risk of exploding and harming anyone near the car.

7. Your Battery Appears Swollen

Batteries contain dangerous materials like sulfuric acid, which usually isn't a problem. If it is overheated, though, your battery's casing will swell.

If you notice this when you pop your hood, do not touch it and call a tow truck immediately. Do not attempt to replace the battery on your own, as this can cause the battery to explode. While batteries are easy to replace and nearly anyone can do it, this is one instance where it's best to let the pros take over.

8. Your Battery Is More Than 3-5 Years Old

Car batteries have an average life span of three to five years unless you have extra electrical accessories like subwoofers, auxiliary lights, or alarm systems. If you know when you last replaced the car battery, and it's been longer than its lifespan, it's a good bet that the battery is the reason your car won't start.

How To Test Your Car Battery

If those signs indicate the car battery being the problem, you can test your battery at home if you have a multimeter tool.

There are two ways to test your car battery:

1.Test the battery's voltage with your multimeter. The reading should be about 12.6 volts with the engine off. If it's not, your battery is either dead or undercharged.

2. If the reading is normal, and you have time to investigate further, you can disconnect your battery and plug it into a wall charger. Once it's charged, let the battery sit for two days before testing it with a multimeter. If the charge is lower than 12.6, it is struggling to hold a charge and on its way out. You can also take your car to an automotive repair shop for further investigation.

An auto repair shop will conduct additional battery tests, including:

7 Signs of a Bad Alternator

If your investigation of the battery turns up empty or your battery is relatively new, it's time to investigate the alternator. A faulty alternator will exhibit the following problems.

1. Your Car Won't Start With a Jump-start or Starts and Dies Shortly Afterward

The alternator is responsible for keeping the car on after the battery does its initial job. If a jump-start doesn't work, or if it works but the car stalls within 10-15 minutes, the alternator can no longer do its job running the electrical running or recharging the battery.

2. Your Car Vibrates While You Drive

One of the alternator's jobs is to provide the electricity required to ignite the spark plugs, which are responsible for igniting the gasoline that creates the energy to move the car's wheels. When a spark plug doesn't fire, the engine stutters, creating a vibration sensation while you drive.

3. Your Car's Low Voltage Icon Is Lit on the Dashboard

Like with your battery, newer cars with a low voltage icon may light up when you have a problem with your alternator.

4. You Notice Issues With Your Car's Electrical System, Especially the Radio and Interior and Exterior Lights

If your car's electrical system is going haywire, your alternator may be on the fritz. You may notice any or all of the following odd occurrences:

5. Your Engine Squeals or Growls, Especially When the Radio or Headlights Are on

A whine or growl from the engine, especially when running electrical systems like the radio or exterior lights, can indicate a problem with the alternator. However, when you hear this sound, get a professional to investigate. A whine or growl can also indicate other issues such as a worn-out serpentine belt or another bad component, like the power steering pump or air conditioner compressor.

6. You Smell Burning Rubber or Hot Wire When the Engine Is on

A bad alternator sometimes overcharges the battery rather than failing to charge it all together. In that instance, you'll smell burning rubber or hot wire.

7. Your Alternator Is 7-10 Years Old

Today's alternators typically last seven to 10 years before they need replacement. If you know you haven't replaced the alternator during that time and you're experiencing some of the other signs, have a professional check your alternator before your car starts stalling or not starting.

How To Test Your Alternator

If you're a DIY-er and want to test your alternator, you'll need a multimeter.

1. Start the car.

2. Use the multimeter to check the voltage of the battery terminal.

3. If the voltage is 13-14.5 volts, the alternator is correctly charging the battery and your alternator is fine. If you get any other reading, the alternator is either over- or under-charging the battery.

You can also test the alternator by turning on the car and interior lights. If the lights slowly dim while the vehicle is on, your alternator is struggling to do its job and needs replacing.

A professional mechanic can also check the alternator's diodes, which convert the engine's alternating current (AC) to the battery's direct current (DC).

Read on to find answers to common questions related to batteries and alternators.

How Do You Jump-start a Car Battery?

You'll need another car and a set of jumper cables from your car emergency kit to jump-start a car battery.

Can You Jumpstart a Car With a Bad Alternator?

It's possible that your car will start even if your alternator is bad, but it will probably stall once the battery runs out of enough power to keep things running the way they should.

Can a Bad Battery Mess up an Alternator?

Fortunately, no. A bad battery will not damage your alternator since the alternator only runs when the car is running.

Why Does an Alternator Go Bad?

Alternators consist of moving parts that suffer wear and tear over time, especially if they get dirty or you drive in climates with extreme temperatures.

Can You Drive a Car With a Bad Alternator?

Yes, but you shouldn't. A bad alternator can overcharge your battery, damaging it to the point that you'll need to replace it. Plus, you want to avoid stalling or getting stranded somewhere when the alternator finally dies completely.

Can You Drive a Car With a Bad Battery?

Technically yes, but it's a bad idea. You'll need jump-starts to get the car started, and you run the risk of stalling in stop-and-go traffic. The alternator runs the car's electrical systems when the engine runs, but at low RPMs, the battery takes over because the alternator doesn't have enough energy to run them.

How Do I Maintain My Car Battery?

Car battery maintenance is relatively simple and can ensure your battery lasts as long as possible.

If you don't drive your car often or take frequent short trips, your battery may not get fully charged between starts. To prevent this from happening, take a long drive on the highway once a week to let the alternator charge the battery, or use a battery tender when you aren't using the car.

You should also clean the battery posts and connections with a wire brush to keep corrosion from building up. Adding a bit of dielectric grease to the contact points can also keep corrosion at bay.

You can replace the battery yourself at any auto parts store or take the vehicle to a mechanic you trust. Generally, a new car battery will cost you between $45-$250, depending on the type of voltage your engine needs.

An alternator can be trickier to access, so let the professionals at a AAA Approved Auto Repair facility take care of it. It can cost anywhere from $500-$2500, including parts and maintenance to replace an alternator.

Being stuck with a car that won't start - regardless of the reason - is never convenient. Protect yourself with a AAA membership so you can take advantage of features like roadside assistance and our car battery replacement assistance.

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can you jumpstart a car with a bad alternator

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Bad Alternator vs. Bad Battery: A Quick Guide

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If your car doesn't start, it could be a bad alternator or a bad battery. AAA explains the different signs for each so you can get it fixed and back on the road.

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How to remove corrosion from your car battery

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How to remove corrosion from your car battery

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What Type of Windshield Wipers do I need?

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What Type of Windshield Wipers do I need?

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Park the vehicle on a dry, flat surface and set the parking brake. The ignition should be off, and if the vehicle is warm, give it time to cool before starting this job. Wear safety goggles, gloves, and pull back long hair. You should never smoke under the hood, especially when working on batteries.

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About the Check Engine Light

What is the Check Engine Light?

This light is the visual indicator for problems in your vehicle's on-board diagnostics system (OBD). Since the 1980s, many vehicles have been built to be run by the engine computer unit (ECU), which controls vehicle's drivetrain and auxiliary systems based on input from the vehicle's sensors. This computer will adjust your vehicle's performance to keep your ride running smoothly. When it runs into an issue that the ECU cannot correct, the Check Engine Light (CEL) illuminates. The light is typically yellow or amber and features an image of engine with text telling the driver to check or service the engine or powertrain. The engine computer stores a diagnostic code when the engine light is on.
The light can be intimidating, and most people prefer to just not think about it, but not thinking about it is the worst thing you can do. That's because the light indicates that one part or system in your vehicle is not functioning correctly. And driving a vehicle that is only partly functional can cause a lot of damage over time.
Part of what makes the light so intimidating is that it is often misunderstood and difficult to understand. For starters, the light itself is incredibly vague as it can indicate a wide variety of issues. Luckily the system logs diagnostic trouble codes (DTCs), but these sometimes only provide a starting-off point for further diagnosis. That's because even though the code indicates that a certain issue has arisen, it may mean that a part is broken, a sensor is broken, the sensor is connected to a broken wire, the wire is connected to a broken relay, or some other issue. For example, the oxygen sensor may detect a lean air-fuel mixture. This could indicate that your vehicle's fuel system is not providing enough fuel for proper combustion or it could be caused by a faulty sensor. These sorts of diagnostics only become more complicated as you look at parts that interact with more systems.

What Does a Lit Check Engine Light Mean?

Why does the Check Engine Light come on? The engine service light starts glowing and the driver is left confused, scratching their head to try and make sense of what's wrong with the vehicle. At its most basic, a lit CEL means that one of your vehicle's sensors has detected a problem with the vehicle's engine or powertrain and stored a trouble code detailing the issue. An OBD-II tool can read diagnostic trouble codes that communicate what is wrong with your car.
AutoZone uses one of these in our Fix Finder service, the check engine light is scanned to find out what part you need to fix your car. With stores in all 50 states, AutoZone has scanned a lot of vehicles. Associates are more than a little familiar with the types of issues that cause the Check Engine Light to become illuminated, and this is a compiled list of the top 5 reasons why the check engine light is on.
OBD-II readers and services like AutoZone's Fix Finder are pretty useful for diagnosing the cause of a glowing CEL. That's because there are many potential causes that vary in severity. Most cars will illuminate the light if the gas cap is loose, but they will use the same light to indicate an engine that is misfiring. A loose gas cap is not that big of a deal. The best case scenario sees you tightening the cap, while the worst case is you need to replace it. Engine misfiring, on the other hand, can seriously damage your engine over time.

What Does a Flashing Check Engine Light Mean?

While the light appears the same way regardless of the part or system affected, it does differ depending on severity. If the Check Engine Light just came on solid, you can keep driving but you should get the car checked out as soon as you get a chance. A flashing Check Engine Light means that you need to pull over immediately as your vehicle has a serious issue that could cause severe engine damage if it's left untreated.
Generally, a flashing CEL indicates that the engine is misfiring, which can damage your engine or catalytic converter. Both of those can be pricey and complicated to repair, hence why it's best to pull over immediately. The misfires are most commonly caused by defects in the ignition and fuel systems, or inside of the engine.

Is the Check Engine Light Lit or Flashing?

If the light is steadily lit, that means that one of your engine sensors is doing one of two things - it's either sending a signal to the vehicle's ECU that something is wrong, or the vehicle's ECU (computer) itself has lost an accurate read on that particular sensor - meaning, the sensor has gone out. Sometimes, multiple sensors send signals indicating that something bigger has gone awry. You can still drive with the light illuminated, assuming the car is running and driving fine, but you should get it checked out as soon as possible. If the light flashes, that means you need to pull over immediately as your vehicle has a serious issue that could cause imminent damage.

Can I Check My Own Light?

You can. All you need to check your light is an OBD-II reader, which can pull codes that help you find out what's wrong with your car. Reasons for Check Engine Light illumination are vast, with hundreds of potential codes in the onboard computers. If you don't have a code reader, keep reading to learn the most common causes, and then bring your car to your local AutoZone to find out why your Check Engine Light is on.

What's the Difference Between Checking Yourself and Taking it to a Shop?

An automotive professional shop invests thousands of dollars in diagnostic equipment and training for said An automotive professional shop invests thousands of dollars in diagnostic equipment and training for said equipment. While yes, both yourself and AutoZone can read the engine computer's stored codes, and through Fix Finder, determine likely causes based on thousands of mechanics intel, none of these can pinpoint with 100% accuracy exactly why the CEL came on.

Many times, multiple sensors are telling us something but not telling us why, and in nearly all these cases, the vehicle needs to go to a mechanic where more specialized diagnostic equipment can diagnose the vehicle while the car is running. They can then determine exactly what is going on beyond just trouble codes. A code reader and an ASE-certified Master Tech with thousands of dollars in diagnostic equipment are NOT the same equivalent at all.

If there is any speculation or doubt about exactly what's going on with the trouble codes retrieved, you can search here for AutoZone preferred repair shops in your area that can help take the information you already have and assist you in the repair. It's important to note that some trouble codes can and do lead to an easy result and solution. Many cannot, and even the most avid of DIYers need the assistance of professional diagnostics.

5 REASONS YOUR CHECK ENGINE LIGHT MAY BE ON

1. FAILED OXYGEN (O2) SENSORS

Your oxygen sensor measures the amount of unburned oxygen in your vehicle's exhaust system. It indicates how thoroughly the air-fuel mixture burned during the combustion process.

Oxygen sensors also live a hard life in +800 degree exhaust temps and are prone to fail over 80,000 miles or more. It's important to note here that there are a multitude of engine codes where the oxygen sensor indicates something is wrong, not necessarily that the oxygen sensor is bad. Be careful determining that a sensor is truly at fault, as opposed to determining something else is happening. This cannot be more apparent than in the ever-popular PO420 / PO421 engine code, which is detailed HERE.
What happens if I don't replace it?

Your engine will burn more fuel than needed

You will lose fuel economy, and get fewer miles per gallon

Faulty sensor(s) can cause damage to your spark plugs and catalytic converter

2. GAS CAP IS LOOSE, DAMAGED, OR MISSING - EVAP

Your gas cap is part of a sealed evaporative emissions system that recirculates gasoline vapors from your gas tank and keeps them from escaping into the air. Because of this, this system of lines and valves is closely monitored, and one of the key sealing pieces of this is the gas cap.

If you leave your gas cap off accidentally, it won't take long before the diagnostic system sets Check Engine Light codes. These leaks in the EVAP emission control system are often grouped as "small" or "large" leaks. Its important to note that the problem is not always the gas cap, but could be one of the plastic recirculation lines, fittings, or connectors causing the leak, but more often than not, the gas cap is the culprit.
What happens if I don't replace it?

You can lose fuel through evaporation

Your recirculation system will not function properly

You will have to stare at the CEL until it's fixed

3. BAD CATALYTIC CONVERTER

Your catalytic converter helps protect our environment by superheating hydrocarbons and other harmful tailpipe emissions into compounds like carbon dioxide and water vapor. Your downstream oxygen sensors carefully monitor the converter's performance, and if something goes awry, a number of trouble codes based on "Catalyst efficiency" will appear.

It's important to note that a catalytic converter will more than likely not fail on its own. Generally, something causes it to fail or not perform properly. Because of this, simply replacing the converter or the oxygen sensors around it will often not fix the problem, and often leads to yet another failed converter. Things as serious as a blown head gasket can force burned coolant vapor into the exhaust, triggering a catalyst engine code.
What happens if I don't replace it?

Your vehicle will not pass an emissions test

You will experience reduced performance and fuel economy

Whatever caused the converter to fail initially will continue to get worse, possibly causing engine failure

4. MASS AIRFLOW SENSOR OR INTAKE TRACT

Your mass airflow sensor (MAF) measures the amount of air entering the engine to determine how much fuel is needed to run your engine properly. If there are any leaks before or after the mass airflow sensor in the intake tract, a light can trigger. Mass airflow sensors are sensitive to oil, dirt, and water vapor, and any contamination on them can trigger a light. Sometimes, cleaning the sensor with intake or mass airflow sensor cleaner can fix the issue. Other times, the sensor needs to simply be replaced. Be sure to check the intake ducting carefully for leaks, rips, or damage.
What happens if I don't replace it?

A faulty MAF sensor can cause rich or lean conditions, which can lead to further failures of other parts

You will experience reduced performance and fuel economy

5. MISFIRES

If your car is misfiring, you probably aren't wondering to yourself "Why is my check engine light on?" Your spark plugs ignite the air/fuel mixture in the combustion chamber of your vehicle, but if the timing of that spark, the mixture of the fuel and compression of the mixture isn't perfect, you will get a misfire. Multiple issues can cause a misfire, either on one cylinder or a multiple cylinder misfire.

Defective ignition coil:(either DIS or coil-on-plug). A quick trick to determine if a coil is causing a misfire is to simply move the coil and swap with another on the engine. If you have a #2 misfire and move the #2 coil to cylinder #4, for example, then the misfire moves to #4, you know the coil is suspect.

Defective fuel injector:If a fuel injector fails to deliver the proper amount of fuel to a cylinder, you will have a misfire. Unlike swapping the ignition coil with a neighboring coil, a fuel injector is more difficult to move.

Vacuum leak: Vacuum leaks often cause multiple cylinder misfires, or lean running conditions. They also can be very difficult to diagnose.

Worn spark plugs and/or wires:Sometimes, spark plugs can go far past their life cycle and fail, causing a misfire. On vehicles with spark plug wires, a defective wire or wires can also cause this. For many drivers with older cars, it's a likely reason the Check Engine Light came on.

Bad compression: A burnt or bent valve, worn piston rings, or valve timing that is off will cause a misfire as well. These issues are more serious and will all become apparent during an engine compression test.

What happens if I don't replace it?

You will experience poor performance (reduced power, engine missing) and reduced fuel economy

The misfire will only get worse, and will lead to mechanical failure in the engine

What could happen if I ignore my Check Engine Light?

Ignoring the check engine light can have several consequences, including:

Worsening of the problem: If the cause of the check engine light is a minor issue, ignoring it could make the problem worse, leading to more expensive repairs.

Decreased fuel efficiency: A malfunctioning engine can lead to decreased fuel efficiency, which can cost you more in the long run.

Emission problems: The check engine light could indicate an issue with your vehicle's emission control system. If left unchecked, it could lead to increased emissions and potential fines.

Damage to other parts: A problem with one part of the engine can also affect other parts. Ignoring the check engine light can lead to additional and costly repairs.

Safety hazards: In some cases, the check engine light could indicate a safety issue, such as a problem with the airbags or the emissions system. Ignoring this warning could put you and others at risk.

It is always recommended to have the check engine light checked as soon as possible by a professional mechanic to prevent further problems.

Does AutoZone Scan Check Engine Lights?

AutoZone can diagnose Check Engine Light codes, yes. If your engine light is on and you are wondering why head down to your local AutoZone where one of our store associates can help diagnose the issue through our free Fix Finder service. As stated before, if you need help from a professional to further diagnose an issue, check out our list of preferred shops in your area.

Regardless of whether the light is glowing or flashing, you can find out what's causing the issue by bringing it in for a Fix Finder reading.

These are the most common reasons, but there are others too. Finding out why your Check Engine Light is on may help you save gas and avoid more problems down the road. Get in the Zone.

The AutoZone Fix Finder

Fix Finder is an easy-to-use tool to troubleshoot why your Check Engine Light is on using an extensive database of repair solutions from ASE-certified mechanics to help you find the most likely fix.

How does AutoZone Fix Finder work?

Fix Finder reads diagnostic trouble codes from your vehicle's onboard diagnostic system, and pulls your vehicle information and mileage.

This data is analyzed to give you vehicle-specific fix solutions that have been verified from the records of over 5.5 million ASE-Certified technicians.

AutoZone gives you a FREE, easy-to-read MYZONE HEALTH REPORT, which includes relevant codes, and details the action that needs to be taken.

Let us help you find out if the problem is simple or serious

Your Check Engine Light may indicate a simple problem that's easy to fix-such as a loose gas cap that needs to be replaced. It could also be a warning of a serious problem that could damage your engine components.

Your Check Engine Light blinks or glows depending on what's wrong with your vehicle. A flashing Check Engine Light indicates that your vehicle's engine is in serious trouble, whereas a steadily lit one means less urgent service is needed. Regardless, it's easy to find out what the issue, and taking care of it quickly can save you money and prevent further damage down the road.

How to Reset the Check Engine Light

1. Drive Until it Turns Off
This is the easiest way. Your vehicle's sensors will generally recheck the problem that led to the CEL. If you've fixed the issue, the light will go off once your ECU recognizes this. If it stays on for more than 3 days, you may need to double check your fix or reset the light manually.

2. Turn the Car Off and On 3 Times
Some vehicles reset the trouble codes when they are turned on and off three times. To do this, simply turn the car and drive it like you normally would. The OBD system performs self-tests in the background when a set of predetermined conditions are right. After three drives that have self-test processes completed without a fault present, the Check Engine Light may go off on its own.

3. Disconnect and Reconnect the Battery
Pop the hood, disconnect the positive power cable from the battery, and wait 15 minutes. Then put your key in the ignition and turn it to the on position to "kill" any residual charge in the system. Lastly, reconnect the positive cable and start the car. The light should clear soon after.

4. Use an OBD Reader
Most code readers can clear the codes. If you have one that is capable, plug it in, select any error codes and use the option to erase the code.

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We check a lot of check engine lights here at AutoZone. Learn 5 common causes of a lit light, and what you can do to take care of it.

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Why is the battery light on in my car?

First things first: if the battery light comes on in your car when you turn it on, you probably have nothing to worry about. Sometimes the battery light will come on when you start your car, but then the light will quickly flick off. If this is the case, pay it no mind.

Second, the battery light is probably one of the most misunderstood lights in your vehicle because most people immediately assume it means your battery is bad. While your battery can be bad in some of these cases - that is not why the light is on. The light is on because your alternator is not properly charging. Initially, in the olden days, this light was referred to as the generator light and often had the abbreviation "GEN" on the light itself. Several made the migration to "ALT" but eventually, this light became a little battery icon, or battery word, and the rest is misunderstood history.

What you need to know though is that the battery light does not mean your battery is bad. It does mean, if you don't attend to it quickly, your battery will die, because your entire car's electrical system is running off of it.

Can You Drive Your Car With the Battery Light On?

The short answer to this is, "Yes." The full answer is, "Probably not for too long." The car's battery light coming on generally means that there is something preventing your car's electric system from the battery charged and thus, the car is running on battery power only. Basically, if you see the battery light on in your car when it is running, you shouldn't expect to be able to drive it for very long. Think of it like unplugging your cell phone from your wall charger. If you leave it plugged in, your phone will last indefinitely on 100% charge. Unplug it, and you're on battery power. Chances are good that after a day, your phone will be dead.

The exact amount of time that your car will be able to function with the battery light on depends on many factors, but assuming that the alternator is the issue (this is the most common issue) it is likely that your car will lose battery power after 30 minutes to an hour of driving. This is about how long it takes most car batteries to completely discharge to a level that the ignition system cannot keep the car running. Of course, this depends on your battery and your car, and some cars may be able to last longer while others may die quicker.

Other signs of problems with your car's electrical system may be windows that will not roll up or down if your car has power windows, or a radio that will not turn on. You may also experience problems with the headlights or climate control.

What Can I Do if The Battery Light is On?

The smartest thing to do is to try and get your car home or to a mechanic's garage as quickly as possible if you see the battery light go on. If you are not in a position where you can do this, the first thing is to ensure that you keep the engine running. Do not turn it off for any reason. If you turn off the engine, it's likely that you will not be able to start the car again without a jump, and if you're in an area where you don't have easy access to mechanics, you probably won't have easy access to a jump, either.

You will also want to make sure that you turn off any features of the car that draw on electricity unnecessarily. This means turning off the air conditioning, stereo, potentially dimming the dome lights, and try not to roll your windows up or down if your car has power windows. If you have any external devices plugged into your car, like cell phones, make sure that they are unplugged. If it is dark, make sure to keep your headlights on for as long as possible, as driving with them off is dangerous.

Understand that driving with the light on can cause issues with your battery in the long run, most notably the rapid discharging can cause your battery to also go bad, and not be able to be recharged. Many customers end up replacing the alternator in the car, don't properly recharge the battery before installation, then find out the battery also went bad. Just remember that driving on the battery light is limited time. Get the alternator or wiring fixed, and properly recharge the battery at the same time.

The folks at AutoZone can always help with battery and charging system issues, both on the car, and with the parts off the car. If you need a shop to help with your repair, search through our Preferred Repair Shops in your area to help you get your car back running again!

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The battery light can be intimidating. That's why it's important to understand this light so you can be worryfree on the road again.

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How to Jack Up a Car with a Scissor Jack