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FREE mathematical activities, puzzles, problems, visual aids, investigations and lots more. Enter Transum Maths to see how teaching and learning this fascinating subject can be fun.

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Transum.org [also at Transum.info and Transum.com] developed as an eclectic mix of free webware featuring online activities to help teachers and learners with Mathematics. You can read the latest Newsletter, find out more About Transum or see the other, non mathematical parts of the site.

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A large collection of free interactive online activity supporting the teaching and learning of Mathematics.

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Our Maths booklet provides support for our parents when helping their children with addition, subtraction, multiplication and division.

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Add or Subtract the hours and minutes separately.
But you may need to do some adjusting if the minutes end up 60 or more, or less than zero!

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My nieces used to call me Uncle Buck because they knew I worked in a bank and it was easier to remember Buck than John.

While they could say Buck they did not know what bank meant, nor obviously did they know the origin of the word. But for them at least it was a start...

Over 300 years ago, moneylenders use to ply their trade on benches in the marketplaces of the main cities in England. The Latin word for bench is bancus. When they ran out of money, or could not repay loans, they broke the same bench to signify they were out of business.

The Latin word for broken is ruptus - now you know where the word bankrupt came from.

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Teaching children the basics about money - one of the most important concepts that have never been championed by any generation or government - is, in my humble view, essential for the later life of your child. You can never start too early...

Here are 10 simple steps to teach your children and lead them on the road to financial happiness and beyond:
1. As soon as your child can count, introduce them to money
Repetition and observation play an important part in their learning experience. It is at this stage with aids such as the abacus, simplistic Fisher Price play and learn activity toys, and First Blocks, that the concept of money can first be mooted.

Don't be afraid to show them notes and coins - they are learning all the time. After a while, you can teach them the value of coins in particular and encourage them to save their coins in a savings box or piggy bank.

Giving them an allowance or pocket money is a good idea as this can be used to help parents in the quest to educate their children financially. As they grow older, the pocket money can be increased. (As a rule of thumb, a national poll recently determined that national school pupils received €10 per week pocket money, secondary level €20 per week and third level, a whopping €60 per week.)

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2. Give your children values concerning money.
Did you ever notice how parents influence thoughts on money? Being taught at an early age how to save, how to make your money grow, and importantly, how to spend it wisely is crucial to a balanced attitude to money in later life. There is a massive difference between needs, wants and wishes of your child. Teach them to know the differences - this will help them prepare for good spending decisions in the future.
3. Shop with your child.
When you go to shops or even the supermarket, show them price tags, and explain to them what the check-out person is doing and how at the end of the items, your bill is presented for payment. Also how you pay for those groceries - cheque, credit card or cash.

Curiosity will eventually enable your child to wonder where the money is coming from ( the parents might wonder too!) You can also explain discount coupons, special offers and sale prices along the way. Children are observant, will copy your behaviour and as a result, learn many of the concepts you are trying to impart.

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4. Set small financial goals for your children.
This is at the heart of learning all about money and saving. When they want that exclusive toy, or go on that special trip, you can turn this wish into the object of a goal-setting session. This makes them become responsible for themselves and is at the core of budgeting for later life.
5. Explain the jargon of money.
Children do not know how the concept of a credit card works. Imagine you are explaining how it works to a Martian, slowly and simplistically. Run through all the money terms so that when your child hears the name of that money term, a bell is rung...
6. Play games with money motifs e.g. Monopoly.
Make this a fun thing and include the whole family - this will encourage learning and allow them to make mistakes, a valuable teaching tool while at the same time being on hand to help and guide them through these mistakes.

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7. Open a post office, bank account, or credit union account.
They will feel so important when they are brought to open their own savings account. Explain the concept of interest and how if money is left for a certain period of time in a deposit account, further money is earned called interest.

If that interest however pitiful currently is also left in the account, the interest earns interest - this is called compounding and as Albert Einstein once quipped: "Compounding is mankind's greatest invention as it allows the reliable systematic accumulation of wealth".
8. Save on a regular basis.
If they have pocket money, they should be encouraged to save part of it for specific later needs. A history of regular successful savings will lead in time to a good credit rating when the child is firstly old enough to understand credit ratings and secondly at the stage where they are looking for a loan.

Always allow them to withdraw - you could discourage them from saving. You can still go through the pros and cons of spending decisions with them. They will also have a record of transactions from this deposit-taker - an important skill to be learned as this can transfer to keeping records for all their activities e.g. purchases, loans to other family members, donations, birthday gifts, etc. Prudent parents encourage their children to save by matching what the child is regularly saving.

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9. Advise your children on loans and how they work.
Tthat loan to your big sister may never be repaid, or Dad borrowing €10 from your piggy bank may be forgotten. Records are important here plus the concept of receiving interest on loans given so your child can expect, for instance, €12 back from Dad!

Inversely, interest on a loan can over a period of time be well in excess of the original amount borrowed. Part of this discussion would include credit card debt, mortgages, overdrafts and ordinary personal loans and the differences in interest treatment.
10. Talk regularly and openly about money in your family.
Even the macro picture - how the economy is doing, nationally, locally even globally. Parents should set a good example too - don't lie about purchases, sharing money, maintaining core values (the basics - compassion, hospitality, respect, justice and excellence) and teaching generosity and generosity of spirit.

So now you have it - do not be afraid to discuss money and money issues; it will be to your children's benefit.
For more information click on John Lowe's profile above or on his website. The views expressed here are those of the author and do not represent or reflect the views of RTÉ.

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John Lowe of MoneyDoctors.ie imparts 10 simple steps to teach your children and lead them on the road to financial happiness and beyond.

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Read the time on an analogue clock. Lots of choice over levels, including: reading time to the nearest hour, half hour, quarter hour, five minutes or minute. Options include using a 24 hour clock and seeing how many correct answers you can get in a given time.

This new version will work on any tablet or computer.
For more measuring and time resources click here.
Scan to open this game on a mobile device. Right-click to copy and paste it onto a homework sheet.

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Scan this on mobiles and tablets to quickly open this web page.

Toy Shop Money is a game for helping children understand Euros. There are two game modes; the first where children use coins to make up varying amounts to buy the toys and the second where they work out change.

This money game is suitable for children from 4 to 11 years of age as it has varying levels of difficulty. The easiest levels involve working out amounts with coins of the same denomination and the activities progress from counting out amounts with mixed coins to working out change from up to €10.

The game also supports other currencies including British, Australian and US money.

AGE

4-11 Years

SUBJECTS

Maths Money

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A shopping game where children work out which coins will buy toy shop items and where they can calculate change. Suitable for children 4 - 11 years and tablet-friendly. Different levels of difficulty and currencies - GBP, USD, AUD, EUR.

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Along with basic addition and subtraction skills, children learn how to add and subtract time and money. These are skills that will follow children throughout life, therefore it's important for them to get them down pat. Since time and money are real-life skills, it's important to give children plenty of real-life practice.

Our free time and money games, videos, and worksheets below give children a chance to work with time and money in real-life settings. By combining all of the resources Math Game Time has to offer, children will learn how to read time and accurately count and spend money.

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Time & Money - Free Online Math Games, Videos & Fun Worksheets

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Math Game Time provides free time and money games, fun videos and worksheets for kids, parents & teachers in multiple grade levels.

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Interactive Clock | Telling Time | Analog & Digital | Toy Theater

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Use the online teaching clock for a fun digital experience with your students. Students can learn to tell time with both analog and digital clocks!

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All your favourite Teaching Time resources, including Stop the Clock, Bang on Time, and a host of new activities, are now part of iR Online.
Visitwww.interactive-resources.co.uk for a free trial.

Try a few other tasters from iR Online below!

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Teaching Time - Telling the time made fun!

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Worksheets, games and apps for telling the time.