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Interior Of An American Bank, 1980's - Film 38674

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“I have seen the strength of America in the inexhaustible resources of our people. In the days to come, let us renew that strength in the struggle for an energy secure nation.” Jimmy Carter

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Signed by President Jimmy Carter on March 31

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Signed by President Jimmy Carter on March 31

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The Monetary Control Act of 1980 required the Fed to price its financial services competitively against private sector providers and to establish reserve requirements for all eligible financial institutions.

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Following its passage, interstate banking proliferated, and banks began offering interest-paying accounts and instruments to attract customers from brokerage firms.

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The Act marks the beginning of a period of modern banking industry reforms. It gave the Federal Reserve greater control over non-member banks.