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Car insurance from liberty mutual
I've seen the ads on TV and they protect well.

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Homeowners insurance from liberty mutual
I've seen the ads on TV and they protect well.

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Health insurance from finalquote.com
they offer health insurance for $89 or less per month

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Citi® Double Cash Card

Earn Cash Back TWICE!   1% cash back on purchases, + 1% cash back as you pay for them.

APR = 14.99% to 24.99%Variable APR

Annual Fees = 0
Penalties = none that I can find
Rewards = Earn Unlimited 1% Cash Back on Purchases: Earn 1% cash back on all your purchases, with no cap on the amount you can earn and no category restrictions.

Why/Reflection: I want this card becasue it has cash back, no annual fee, and is a offered by the bank I chose earlier

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Cost of house = $299500
20% down payment = $59900
Property taxes = $5906
Loan amount = $239600
Monthly payments (30 year loan) = $1709.17

Reflection:
Given that 30% of my monthly salary will be $2387.748 and the monthly payment would be 1709.17, this house is very easily affordable, so budgeting for it wouldn't be very hard at all.

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Why I choose Citibank: they are close to where I live, they don't have atm fees on atm's they own, they have good Credit cards

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Start by 2026
- $50 into stocks every 4 months
- $50 into mutual fund every 6 months
- $50 into savings every 5 months

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Start by 2024
- $50 into stocks every 4 months
- $50 into mutual fund every 6 months
- $50 into savings every 5 months

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Start by 2027
- $50 into stocks every 4 months
- $50 into mutual fund every 6 months
- $50 into savings every 5 months

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Plan:
Start by 2018
- Need a job
- put $50 in savings each month
- put $25 in stocks every 3 months

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Plan:
Start by 2025
- need a job
- do a 401K if offered by my place of work, or a IRA if it isn't
- $50 every 6 months into  a mutual fund
- $50 every 4 months into diversified stocks

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In this project, I researched two different places, and chose Springfield because it was cheaper to live there.