# data[].attributes.body
With money you can buy everything you want,with  money you can do anything and with money you can rule the world .Last week,my class has been discussing about money and how to use it wisely . Nevertheless,i'm student so i don't have any income. However, every week i'll receive my pocket money from my parents so i'll make spending schedule to manage my money then the balance spend on to thing's i would to buy.

# data[].attributes.body
Money is also called dough because we all 'knead' it. However, we need to understand on how to spend our money wisely. It is because the more money we own, the higher risk we will get dragged to waste them on stuff that brings no benefit at all. Learning how to spend money correctly is important because if we failed, we cannot survive in this modern world.

# data[].attributes.body
Money is very important to us.Without money,we can't buy everything.During the MCO,many people have had to postpone their job and it affected their income .So,we should learn how to spend our money wisely.If we failed,we can't survive our life  in this modern world because money is everything.

# data[].attributes.body
Everyone have their own dreams item including me which is MacBook Air.The price of MacBook Air very  affordable for many student.If I have enough money,I want to buy it to make my dream comes true.

# data[].attributes.body
MacBook Air have a lot of benefits especially being a good choice since I have online classes. I can  download a lot of files because it has larger memory size.It also has a big screen.It make me  more excited to watch movie and kdrama  after finishing my homework.

# data[].attributes.body
During the MCO, everyone should stay at home to avoid from the Covid-19 pandemic.So I can't hang out to buy MacBook Air.As a another alternative,I choose to buy it on online shop.I love to buy on online because it offers a cheaper price than the regular shop.It can also prevent me from wasting my time.

# data[].attributes.body
If I have given the chance to buy anything with my money, I would buy a speaker. I love wearing earphones but wearing them for a long period will let the bacteria grow rapidly in my ears. I prefer the speaker in small size since it is easier to bring anywhere.

# data[].attributes.body
The speaker is suitable for me in this online learning situation since I can hear clearly what my teachers are teaching. A speaker also costs within my budget and I will never regret buying this beneficial device. I can let my family members borrow them without worrying for the bacteria to spread like earphones.

# data[].attributes.body
Local online shop is my choice at the moment. It contains contacless delivery and it should arrive at my house less than a week. Other than that, I can return the speaker back to the shop if eventually it is broken or they send me the wrong variation of my desire.

# data[].attributes.body
As a summary, it is never wrong to spend your money for your own good. You just have to control yourself while scrolling through the online shop or walking in a shop. We have to be cautious what we spend our money on because we will use the money in case of emergency like when accidents occurred or paying a debt. As the goes saying, a penny saved is a penny earned.

# data[].attributes.headline
𝑰𝑵𝑻𝑹𝑶𝑫𝑼𝑪𝑻𝑰𝑶𝑵

# data[].attributes.subject
𝑰𝑵𝑻𝑹𝑶𝑫𝑼𝑪𝑻𝑰𝑶𝑵

# data[].attributes.body
Money is an important thing that is often pursued by all human beings until the emergence of a proverb that is no money, no talk. If you are lucky enough to have money left over, whether a little or a lot, you have a choice on how to spend it.Therefore, we must spend it on the right place to avoid wastage.

# data[].attributes.body
The thing that I would like to buy is a television called XIAOMI MI LED TV 4S. This is because offering price as low as RM1499 makes this television suitable for everyone to buy because  the price is so cheap and affordable.

# data[].attributes.headline
𝑷𝑨𝑹𝑨𝑮𝑹𝑨𝑷𝑯 3 (WHY)

# data[].attributes.subject
𝑷𝑨𝑹𝑨𝑮𝑹𝑨𝑷𝑯 3 (WHY)

# data[].attributes.body
I chose this television because of its attractive specifications such as supporting 4K and HDR resolutions that can produce brighter and more natural picture quality. It also supports Dolby Atmos and DTS which can produce more immersive and surround sound. I can also watch Netflix, Youtube and more using this television.

# data[].attributes.body
During the MCO, I did not out from my house for fear of being infected with the Covid-19 Virus. As another alternative, I always buy the items that I want on online. I always use the shopee app because it offers items at a cheaper price than the market. The price of Xiaomi Mi LED Smart TV 4S in shopee is as low as RM1250, which is cheaper than the market price of RM1499. Therefore, I prefer to choose an online store like shopee than market.

# data[].attributes.body
In conclusion, apart from spending money, we should also save our money to use during times of emergency. We can keep our money in the bank because when we save money, we will get interest on every month or year depending on the chosen bank. Therefore, we must spend our money prudently and carefully in order to reduce waste of money.

# data[].attributes.body
When it comes to youth, the most exciting bit is usually when parents give pocket money. Some people like to spend their money as soon as they earn it, while others think it is better to save their money for some time in the future.Spending money is easy, but saving money can be hard to do.

# data[].attributes.body
I would like to spend my money on many things like food,clothes and music instrument but the thing i need the most is laptop.Since we are having online classes during this pandemic,I think that laptop is important to me because my phone keep lagging and overheating during online classes.

# data[].attributes.body
I chose laptop because it can help me with my online classes.I can also watch any movie with my siblings and transfer all pictures in my phone to laptop since my phone storage are full.Besides,laptop has a big screen that can help me to see screen clearly than a smartphone.

# data[].attributes.body
I usually buy any gadget direct at the store but during this pandemic,I think I will buy it online because I can’t go outside.I prefer to buy it on shopee because shopee has the cheaper price than the market price.Other than that,I just need to wait it arrives and I can take my refund back if it have some problems with the laptop.

# data[].attributes.body
In conclusion,everyone should spend their money wisely.We need to make and prepare budgets any time before going shopping to avoid overspending. It is also important to select cheaper alternatives for products that serve the same purposes.

# data[].attributes.body
Normally, i spend my money to purchase books such as novel,comic or any motivation books from my idol,Iddin Ramli. I love read his book that give me some motivation and positive quotes.

# data[].attributes.body
In addition , it's my habits since i was in primary school  untill now and i have a lot of collection that various genre. More interested is , my father also book collector so we make a mini library at home to put our book. But must neatly arranged or mum will burn it!

# data[].attributes.body
Usually, i bought my book at bookstore near my house but since we are in MCO our movement is limited , so i can't go out and do my routines . Despite that, i learn something new in this pandemic which is purchase book  online. I love it because it's more variation  option and will get a advantage if buy more.

# data[].attributes.body
Money is like an energy for our life because we can purchase and get everything with money. The question is what you would spend your money on? Everyone has their own way on spending thier money since it can lead them to become happier and more satisfying by spend it. As i am, i would like to spend my money  by buying the things i like.

# data[].attributes.body
I would like to spend my money by buying the comic. It is because i want to complete colecting all the collection of my favourite comic. In addition, i really loves to read the comic especially the funny comic .

# data[].attributes.body
INTRODUCTION
Everyone must have their own Saving.I do have one too.We do a saving for every purpose .So it is good for us to have our own saving to fulfill our wishes.Savings can help us to less the burden of our parents.

# data[].attributes.body
PARAGRAPH 2
For me, I made the savings to buy a great camera. I already want it for a long time. I want to buy it because I want to venture into my interest in the field of photography.With the camera,I can capture all of my lovely memory with my beloved people especially my family and friends.Since I am a traveller,I can also keep my moments there in it too.

# data[].attributes.body
PARAGRAPH 3
So when I get older one day,I can see it again and show them to my child soon that I had such a beautiful experience when I was younger.Other than that,I will take a really good care of my dream camera because I bought it with my own saving.Furthemore,buying something that I had struggle for it made me realised that it's not easy to get even a coin.So I will appreciate it so much.

# data[].attributes.body
PARAGRAPH 4
Because of the covid 19 pandemic is not over. I thought to buy it in the shoppe store. This can also prevent covid cases from increasing. The price in the shoppe store is also cheaper than the market price.

# data[].attributes.body
CONCLUSION
In conclusion, saving money bring many useful benefit to us. So, we should save money to let us have money to use when we need.

# data[].attributes.body
First thing that comes to most of the people’s mind is money. Money concerns are a major cause of stress and anxiety in the modern world. Maybe saving money can be hard to do,but spending money is easy. We don’t need to buy everything we want but that doesn't mean we can’t spoil ourselves occasionally.As well as for me,I have something that I wanted.

# data[].attributes.body
Since I was little, I have always been taught to spend money only for the needs because it's a priority and can't be neglected. That said, I only buy my wants when I have extra money.

# data[].attributes.body
For me, I'm always looking for affordable and reasonable items so I tend to go thrifting once a while. I know, the quality and cleanliness can be a serious problem but I'll always make sure to check carefully before buying them.

# data[].attributes.body
Aside from the fact that the clothes are cheap, I also love the design especially the vintage style one. It looks cold and cool at the same time, just like the idiom, old but gold. I always match them with my jeans and skirts.

# data[].attributes.body
It's really convenient for me to buy directly from the thrift store. Why? Because it's just a stone's throw away from my home. This really helps me during the MCO because I can't really go to farther shops due the circumstances.

# data[].attributes.body
As a reminder, everyone should spend their money wisely. Especially when it's from our parents'. They literally put blood, sweat and tears into earning a living so that we can live a comfortable and happy life. Thus, we, as children, ought not to waste money thoughtlessly and appreciate their efforts.

# data[].attributes.body
In today's world, money is extremely important. Money is required to purchase both requirements and desires. Everyone will undoubtedly have their own source of income. Since I'm still a student,my parents will provide me with some pocket money each month. Nonetheless, because my parents work hard for a living, I must spend it responsibly.

# data[].attributes.body
Since all students are now attending online classes due to the pandemic, I absolutely need a laptop to help me with my studies (do my tasks faster and easier). Previously, I had just used my smartphone, which was frequently lagging. It's because I have to download large things, such as videos for my assignment. .

# data[].attributes.body
The laptop makes it easier for me to do tasks such as giving presentations and video editing. Furthermore, I don't need to be concerned about its battery life because it will outlast my smartphone. Furthermore, having a larger screen than a smartphone allows me to see the screen more clearly. I can also download all of the materials given by the teacher without fear of storage issues.

# data[].attributes.body
When I have enough money, I will buy it at the gadget store since I will be able to utilise the voucher. However, depending on the pandemic situation, I'll probably buy it online from a reputable source.

# data[].attributes.body
To summarize, we must wisely manage our finances in order to prevent wasting money. We must put our needs ahead of our desires.

# data[].attributes.body
In ancient times, we use the barter trade to get something. Batering is the process of trading services of goods between two parties. Times by times, the technology is advancing, so people made the money to buy something. Money is the medium that we use to get a services or to buy the goods that we want. Money is in the form of coins and banknotes. For me, money is the most important thing in life because without it we can't buy the things that we need and want.

# data[].attributes.body
As a kpop fan, I would buy the kpop album of the group that I stan. Kpop album is a collection of songs that released by the idols. There are a lot types of the kpop album such as full album, mini album, repackaged album, mixtape and more. The types of albums released by the idols have their specific roles. Most of the album contains the photo book, CDs, photo card and poster.

# data[].attributes.body
The reason why I would like to buy the kpop album is because I love to collect it. I'm sure all the kpop fans wish to have the kpop album. Others might think that the kpop album is useless, but for me buying the kpop album is just like self satisfaction. Especially, when I bought it with my own money that I collected. Beside that, I can also support my favourite group by buying their album.

# data[].attributes.body
I usually buy the kpop album on Instagram shop. It's because some of the Instagram account give the discount so the album's price be more cheaper. Beside that, the owner of the Instagram account is so kind and that's why I love to buy the kpop album from her.

# data[].attributes.body
In conclusion, as a human, we can't deny the importance of money because it is the most necessary thing that we require. Just like you need food to live similarly you need money to survive. It's difficult to sustain without money because it's the basic necessity in order to live a happy life. Although money can't buy happiness, it's can make we happy.

# data[].attributes.body
In discussion, money is important but you need to know it's not easy to get money and remember how struggling your parents  work for it. So use your money wisely and frugally. Cut your coat according to your cloth.

# data[].attributes.body
In conclusion,we should spend money wisely.At the same time,we should saving our money in the bank because it can bring useful benefits to us especially during emergency.

# data[].attributes.body
Nowadays,everyone need money to buy their necessities.It is more meaningful if we use our own savings to buy the things we want.We don't need to ask our parents money anymore.So,we should work harder to fulfill our dreams.

# data[].attributes.body
Some of us said that money is not everything.But my opinion is very different from what they said I’m totally disagree because what my parents always thought me is there’s no things that are free in this world.Furthermore growing up watching people feeling happy and excited when getting money or get paid makes me believe that money is one of our happiness.Spending money is very easy but getting money is not that’s why we have to spend them wisely.As a grown teenager we should be able to save some money for our own.

# data[].attributes.body
What I would spend my money on is for a kpop album from the group that I’m supporting.I really felt the satisfaction when buying it and the feeling makes me want more or maybe we can called it as addiction.

# data[].attributes.body
The reason why I choose to buy albums because it feels great to buy it I feel like I am really showing my support by buying it.And the most reason is I can’t stop myself to not buy it because the packaging is unique on its way

# data[].attributes.body
Finally, I bought these albums online because stores in Malaysia overpricing it too much and they only have the group that I did not stan. I bought it from shopee because they have a store from korea that supplies their album here and I also bought from igshop that I found on instagram and of course the price is cheaper than the albums in our local stores

# data[].attributes.body
In conclusion,if you tired hoping your parents to buy something for you just save money and buy it on your own also don’t forget to spend it wisely this automatically turns you to be more independent.

# data[].attributes.body
I wish for an ipad to buy if I have an enough money.Since we have an online classes due to this pandemic,gadget is important right now.It is difficult to join online classes with only one device.So,if I have an ipad,it can make me easier to do an assignment and join the classes.

# data[].attributes.body
What would I spend my money on?
First and foremost,I would buy a watch.A watch is not just a watch, but it is a piece of art.There are dozens of watches that I love and cherish, but Casio brand is a watch that I absolutely adore.It suits my style which is simple and comfy.I don't really like bracelet so I'll replace it with a wristwatch.

# data[].attributes.body
Watch is a reminder that our time is limited.Wearing a watch has a positive effect on my attitude towards time.I am more attentive to how I spend my 24 hours. It tells me if it is time to play or to study.Plus,it is very easygoing because I can bring it anywhere I go.A watch is much more effortless to look at my wrist for the time than to try to fish in my pocket for my phone.What's more,it is also a fashion accessory for men and women to make our look be perfect.

# data[].attributes.body
Where I usually buy a watch?Usually,I will search for watch which are available on discount with fewer price. I either go online or nearby stores for getting affordable watch with unique design and high-quality.However, I prefer to buy on online more because I can save my time than go to the store.To turn the table, I can also sneak into the festive sales to grab amazing deals and discounts. So,It will be easier for me to find and get my precious watch that I want in lower price.

# data[].attributes.body
To summarize,budgeting and saving looks easy on paper and also sounds simple but getting into this habit needs some firmness of mind. It is easy to enjoy life, spend whatever we have, and enjoy all the luxuries around us.But remember a light purse is a heavy curse .No matter how little or how much money you have, spending it wisely is a good idea.It will make our future safe and save for a rainy day.

# data[].attributes.body
Why i choose to buy the comic? I choose to buy it because i really loves to read the comic and it is one of my favourite hobby. Besides, reading the comic can help me to become more relax, have fun and a feel of pleasure since i'm doing something that can make me happy.

# data[].attributes.body
I usually buy the comic at the bookstore. Unfortunately, since our country still having the pandemic of covid-19 so i just buy the comic trough online shopping like Shopee. However, i  prefer to buy it at bookstore directly because it have a lot of choices than Shopee and it more satisfying if i can buy it in front of my eyes.

# data[].attributes.body
As a conclusion,  with money we can buy whatever we want. But you also have to spend money wisely because it's not easy to get the money.

# data[].attributes.body
Money is the most important thing in our life. It is because we can purchase and get everything that we want with the money. In these modern times, our life is not easy if we have no money. Even though, we have saved our money or spend our money wisely.

# data[].attributes.body
As related to my hobby, I like reading books. So I usually like to spend my money to buy a lot of books. There are many types of books that I like. Such as fiction books, comics, novels, and more.

# data[].attributes.body
Why do I spend my money on books? The reason is that I am a lover of general knowledge. For example, I like knowing about everything about nature, politics, and sciences. Besides, I can gain my knowledge and spend my leisure time beneficially.

# data[].attributes.body
Money is the first thing that I will think of when someone asks me what is the most important thing in my life, I guess. But different people, different opinions. For me, money can give me some happiness when I buy something that I want. For sure everyone needs money to buy anything this nowadays, yeah it's not free, right? So here I am to talk about the thing that I will buy if I have money.

# data[].attributes.body
For me, the thing that I really need this whole time is a laptop. I think I want to buy a laptop that has a lot of functions and suitable for students like me. I don't think that the price is unaffordable if the laptop has a good system and good quality. I don't even know yet what brand should buy so, I will choose it based on some reviews and the price.

# data[].attributes.body
I really need a laptop to attend all the classes and maybe to watch some movies with friends. It's kind of hard to just using a smartphone to join the classes because sometimes it will lag and I can't download some of the files because it's too big. The laptop has a large screen and big spaces to download everything. It also has a lot of convenience that make it better than a smartphone.

# data[].attributes.body
I think I will buy it online because of the pandemic make it harder for me to go to the store. But online shopping is good as well because I can read some reviews from the customers and make the best choice before buy it. I don't have to wait too long till it arrives and I can get my refund back if the laptop has some problems based on their warranty.

# data[].attributes.body
In conclusion, we can spend our money on the things that we want, but it doesn't mean that we can buy anything that's not important. We should save our money if we want to buy something because we would appreciate it if we buy on our own. Automatically, we don't have to burden our parents to buy it for us or they just need to topup some money. So save and use the money wisely!

# data[].attributes.body
Money is something that is very important to live in  world and almost everything is possible with money.besides,we can get anything we want with money.If we want something,its better for us to save some money and buy it by our own money.thats why we have to start saving from now.

# data[].attributes.body
Like me,i want to buy is laptop named ASUS ROG Strix SCAR II.With thus laptop,i can use it to join online class in the morning and playing games in leisure time

# data[].attributes.body
I choose laptop because laptops give me the flexibility and freedom i need to work on academic assignments anytime and anywhere.Laptops also afford me the best of both worlds with the maximum portability of a tablet or mini-notebook but larger memory size for all of my files.

# data[].attributes.body
During the MCO,i have to study at home so it is easier for me to join online class using laptop.I also can save many files provided by my teacher because laptop get a larger memory size compared to handphone.I also can play video games using laptop during my leisure time

# data[].attributes.body
In conclusion,Besides spending money we can also save money for emergency time.besides keeping money in the fund. we can also keep money in the bank because it is safer and we should not spend the money we save on things that are not beneficial.

# data[].attributes.body
The reasons why I want to purchase it because an ipad has a bigger screen than mobile phone.By using an ipad,it can make easier to me to make a note and edit my photos or video.Plus,I can save my phone's storage since I need download many apps and files.

# data[].attributes.body
If may savings are enough,I will buy it at phone stores or in apple education website.I prefer to buy in a online because this pandemic situation.In apple website,I can get an education discount since i'm a student.

# data[].attributes.body
In conclusion,we need to use our money wisely to avoid wasting money by buying unnecessary things.We also need to practice saving our own money as a habit to get our own pocket money.

# data[].attributes.body
Money nowdays is a very important thing in life,yet can not buy things like time and love.It can only meet one's external needs, not internal needs like love.But with money, we can buy something we like.

# data[].attributes.body
Nowadays , money is an essential commodity for life because we can purchase and get everything with money. I been taught to manage my money since i was a kid .The money should be spent according to what i need or want .Hereby ,I would not waste our money on unnecessary things.

# data[].attributes.body
Saving money is one of the things that can save and give profit to us. Saving money can allow us to buy things that cost quite high. The way I save money is by saving extra money after school. I’m also looking for extra work to raise money.By doing this, I was able to buy something valuable with that money.

# data[].attributes.body
If my money is enough, I want to buy a new pair of sports shoes. I also want to buy them from a well -known brand like Adidas. This is because they are durable and quite comfortable to wear. With the shoes, I will wear them for leisure and doing hard activities. The price of these shoes is between Rm 50 to Rm 100. With my savings, I would like to buy the shoes.

# data[].attributes.body
The reason of my choice because my old sports shoes are old, damaged and small.My old sports shoes are also a bit uncomfortable if I wear them.I also buy new sports shoes because I do a lot of outdoor activities like cycling, playing football and others.If I wear my old shoes again,of course the shoe is already torn.So I bought new sports shoes to solve this problem.

# data[].attributes.body
I usually buy these sports shoes at sports equipment stores such as at Al-Ikhsan. This is because there are many options and various types of sports shoes. My money will not be wasted if I buy sports shoes there. This is because they are durable and quite beautiful pattern. I also buy another equipment there such as ball.

# data[].attributes.body
Lastly, I will try to always save money for something. After buying new sports shoes, I will save money for other things. In addition, the savings can also be used in emergencies. This is so that we can stay in a healthy state .

# data[].attributes.body
Money is very important to us because it is one of the necessities of our life. With money, we can buy everything what we want but we have to be a wise person to manage our spending well. In addition, we also need to start saving money into the fund so that we can use the money we save in the future.

# data[].attributes.body
So,What do i spend my money on? Literally, i would spend my money on my study but i also have something that i really want to buy. For me ,i wish to buy a new brand laptop.

# data[].attributes.body
Normally, I usually bought books at Popular bookstores. Since MCO ( Movement Control Order), I have bought books in the online shop. Despite that, online shopping has a lot of benefits which are we can get a good discount, save time, and convenience shopping at home. Besides, we can avoid crowded places and avoid getting infected Covid 19.

# data[].attributes.body
I chose to buy  laptop for many purposes.As a student ,I would use it to do my online task and assignment because i think it is a lot easier to do them on a laptop than smartphone.Then, i could download more files and software as the laptop storage is bigger than a smartphone.So why not ,i just buy the  laptop for numerous use.

# data[].attributes.body
If I have the money that is enough, I want to buy my favorite watch. I like to collect a variety of branded watch and it is also one of my hobbies. The watch I want is very expensive and high quality than abroad. I also want to wear the watch I bought to look more stylish than others. Therefore, I use my savings to buy a branded watch that I want.

# data[].attributes.body
In conclusion, everyone should spend money wisely. I believe that it is better-saved money for the future rather than spend it right away. For example, When I was a kid, I spent a tremendous amount of money on video games which I enjoyed for the short time. So we must make a wise decision before spending our money and buy something that worthwhile.

# data[].attributes.body
The thing I most want to buy is an Ipad tablet. With the tablet I was able to use it for my online classes and studies during this Motion Control Command.Easier to use tablet by using phone.

# data[].attributes.body
I chose the Ipad tablet because the Ipad tablet has big screen as well as a keyboard digital. With the big screen,I could clearly see the content provided by my teacher. With a digital keyboard, its easy for me to type without mistakes

# data[].attributes.body
I would but my tablet by shopping online because of this epidemic I could not get out.I will use the shoppe app because the app will pick the cheapest price and the tablet performs well.

# data[].attributes.body
I could buy this brand new laptop at any electronic stores nearby but as it is MCO, i shall buy it from the trusted online store.Normally ,the price on online store is cheaper than the market value.So why not ,i just buy the laptop from there.

# data[].attributes.body
Spending money is when you use your own money on personal things for pleasure.There is something we must buy and we want to buy.Of course we need to prioritise our necessities.

# data[].attributes.body
Since all of us are having online class during this pandemic,I really want to buy a laptop.Before this,I online use my phone to attend online classes until my phone keep on lagging.

# data[].attributes.body
I can use the laptop to join my online classes.Using laptop for online classes is more preferable compared to mobile phone.Plus,I can download big files in laptop so my phone will not lagging anymore.Using laptop,I can use Microsoft PowerPoint for a slide presentation and I can edit my videos.

# data[].attributes.body
At last,we should spending our money and manage it wisely to what we want and need.The more budget we save now, indeed more we can spend for future use.So lets start save our money! better late than never.

# data[].attributes.body
Of course we buy laptop at PC store.Since the Movement Control Order(MCO),I can't go out to nearest store.Then I will buy it online from trusted seller so I won't be scam.