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Some members may resist ESG initiatives, particularly in regions where traditional practices or industries are prevalent. For example, a push toward sustainable agriculture or renewable energy may conflict with long-standing practices or beliefs, leading to reluctance or resistance.

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Access to social media can lead to consumption of wrong information

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-Training and work shop

-Networking event's

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Opportunities for organizations to provide “nature-based solutions,” such as reforestation and regenerative agriculture efforts, and “engineered solutions,” such as combusting methane emitted from landfills to generate electricity and direct air capture towards achievement of net zero emissions from green House Gas emissions GHG

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Opportunities for organizations to provide “nature-based solutions,” such as reforestation and regenerative agriculture efforts, and “engineered solutions,” such as combusting methane emitted from landfills to generate electricity and direct air capture towards achievement of net zero emissions from green House Gas emissions GHG

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Productivity in agriculture will go down

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Productivity in agriculture will go down

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Hot climatic conditions and the government initiatives to promote renewable energy ( in kenya lithium ion solar batteries are tax excempted) provide opportunities for investing in solar technology.

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Failure to uphold good governance may lead to collapse of Saccos or decreased rates or return in investment for members. 

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Failure to uphold good governance may lead to collapse of Saccos or decreased rates or return in investment for members. 

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For SACCOs with members involved in farming, green financing options can promote sustainable agricultural practices, such as organic farming, water conservation, and climate-smart technologies

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On the side of equality, as it comes with power, can get abused for is new thing

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Risks from adverse weather events that results to degraded infrastructure, Supply Chain disruptions,stranded assets etcetera 

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Risks from adverse weather events that results to degraded infrastructure, Supply Chain disruptions,stranded assets etcetera 

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Inability to pay loans leading to Liquidity challenges for Saccos

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Inability to pay loans leading to Liquidity challenges for Saccos

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SACCOs can provide loans specifically designed for eco-friendly projects such as solar panel installations, energy-efficient appliances, sustainable agriculture, or electric vehicles.

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Unpredictable weather patterns are affecting the economic activities of our members hence in ability to honor their obligations when they fall due

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Opportunities for businesses/ organizations to take up carbon credits

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Opportunities for businesses/ organizations to take up carbon credits

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Increases confidence and mental stability for women

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Low productivity due to excessive rainfall and extreme drought/famine

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Low productivity due to excessive rainfall and extreme drought/famine

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Failure to repay loans and loss of members

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Failure to repay loans and loss of members

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Unreliable rainfall adversly affect farming leading low yield and reduced ability to service loans 

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Unreliable rainfall adversly affect farming leading low yield and reduced ability to service loans 

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Opportunities that come through transition finance..growth towards Mitigative and adaptive technologies which are otherwise capital intensive.

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Opportunities that come through transition finance..growth towards Mitigative and adaptive technologies which are otherwise capital intensive.

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Opportunities for MSMEs to offer solutions like irrigation systems to drought prone area.

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Opportunities for MSMEs to offer solutions like irrigation systems to drought prone area.

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Opportunities for more women in business association to drive gender inclusion.

Opportunities to offer financial literacy programs and seek partnership and funding