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Providing highly flexible hours but unpredictable about receiving work.

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National Insurance -
Self-employed means;
Depending on the profits paying either class 2 or class 4 to be able to clean state benefits.

VAT (Value added tax)-
Vat has 3 rates;
• Standard rate 20%
• Reduced rate 5%
• Zero rate 0%

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3+
7+
12+
16+
18+
Indicates the age a game is suitable for.

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casual contract - this contract makes an employee only work when needed. this contract is usually used when a job needs filling but is not an everyday job.

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The employer must consider making reasonable adjustments for a disabled person

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(Freelance)
you need to make sure the contract Includes:
1. How much you will get paid
2. What time you will be working
3. When the deadline is
4. Where you will be working

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Safeguards those who face inequality or harassment due to a characteristic

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freelance - when negotiating contracts, make sure you have some form of legal adviser look over it first to make sure its fair and legal. both parties must be happy with the terms.

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Come to an agreement with the company, which goes into your contract, of protecting your work given.
Important for concept artists

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freelance - don't ask for per hour wages. contractors assign more value to per hour than a single payment. whether it actually is worth more or not.

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Freelancer
"Know what you're worth"
- Don't fall into the trap of doing something for the wrong price

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- Better company image

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Paying tax through HMRC by providing invoices

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It's not about enrolling people to increase the business diversity, its about providing an opportunity.

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Kill fee contract: A kill fee contract makes sure you get paid for the work you have already done before the project gets cancelled

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Having a limited company means your name is protected by law.

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freelance - grant clients use for a limited time and you will retain ownership.

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Unless you earn over £79,000 no registration for VAT is necessary.

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A PLC must disclose all of their tax Returns to the public

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Small businesses
"It shall be the duty of every employer to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all his/her employees" - Health and Safety at Work Act. 1974 (HASAW/HSW).
Ensure all employees are safe otherwise a large fine could occur and this is something you could do without.

Freelance
It shall be the duty of every self-employed person who conducts an undertaking of a prescribed description to conduct the undertaking  in such a way to ensure, so far as is reasonably practicable, that he and other persons (not being his employees) who may be affected thereby are not then exposed to risks that may violate their health and safety.
It is down to the self-employed person to ensure the others around them are safe whilst they are working.

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Depending on your business, as a freelancer you may not need to raise too much money, therefore a bank loan/overdraft or borrowing from family may be your best option to minimise costs, especially in the early days when you would be considered a riskier investment.

(Freelanceuk.com)

You may need to have another job on the side, as starting up as a freelancer can be difficult, especially if you are unknown to the sector you are working in.

You can also take out loans from banks, or get a government grant. An example is the Prince's Trust, who consider loans and grants for young people aged 18-30 who are unemployed, underemployed or limited.

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A PLC must disclose all of their tax returns to the public for investors.

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- The owner of the business is responsible for fire safety.
- If you have 5 or more people in the business there needs to be a written record kept.
- Regular fire drills.
- Evacuation plan.
-  Consider the needs of the elderly and disabled.
- Provide fire instruction and training.
- Carry out risk assessments or hire a professional to carry them out.
- Have working and usable fire safety equipment and fire extinguisher in the building.
- Clearly mark fire exits.
- Safety test all electrical equipment.

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ESRB (US)
PEGI (EU)
RARS (Russia)
ACB (Australia)
USK (German)

BBFC (British)

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They have unlimited Liability.

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Can be started up quickly without too much investment and have complete control. The business is dependent on them and their skillset.

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freelance - stipulate that your work is yours until you are paid in full.

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Being a LTD company or with one does not allow you to be sued directly, they would have to go through the business.

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eC - Early Childhood
E - Everyone
10+ E - Everyone (10+)
T - Teen
M - Mature (17 +)
Ao - Adult over 18

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Sole traders have unlimited liability

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Freelance - Find out minimum wage first and negotiate so its beneficial to you

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Don't rely on a business loan as getting a loan for a start up is near impossible as it will require cash flow to support payment.

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Self Employed, often running own business

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Small business
ROI = (Gain from investment/over/cost of invest) ROI is a percentage that is always relative

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Don't rely on a business loan as getting a loan for a sta

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Owning a small business:
Crowd funding, bank

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Crowdfunding
Bank loans
Games publishers
Games distributors
Personal investments
Part time jobs

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Merging of: Equal pay (1970), sex discrimination (1975), race relations (1976), disability discrimination (1995), religion and belief (2003), sexual orientation (2003), age (2006), equality act (part 2, 2006), equality act (sexual orientation, 2007)

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National Insurances

Tax returns - A form on which you report you details of your taxable income and any capital gains if appropriate.