# data[].attributes.body
Services:
- Mobile phone app
- Website
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Hours/ ATM
- No need to go anywhere because the bank is in your device(s)
- Opened 24/7
*CIT does not own any ATM's (located @ a different bank)*
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- No translator available (Try using the language settings that is built in the computer or phone)
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- Bank offers both mobile banking and online bill pay
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- Bank offers prizes by letting users earn a high 1.35% APY on balances up to $100,000
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# data[].attributes.body
- Need a minimum opening deposit of $100
- No fees for opening or maintaining a CD account
- $34 for bounced check fee
- Does not provide overdraft protection option
- No fees for writing a check
- Other fees includes- Mortgages, Servicing, Conventional loan, Document, Payoff statement fees, etc
- Minimum balance to maintain account: $100
- ONLY 6 transactions per month
- Maintaining account is FREE

# data[].attributes.body
- Just $100 to open the account. But for the APY, you’ll need at least $250K
- Current ratings varies between 1.30-1.35% (depends on your account)
- Interest compounds monthly

# data[].attributes.body
- $1000 is required to open a CD
- CD rates depends on what type of CD you have. (Term CD: 1.70% APY up to 5 years)
- Money withdrawal only 6 times a month.
- No fees or penalties for CD

# data[].attributes.body
- Types of IRA: Traditional or Roth IRA
- Minimum opening deposit: $100
- Can contribute a maximum of $5,500 for both IRA's