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-I want to have homeowners insurance to help me in drastic cases such as robberies, fires, natural disasters, and other damage
-I want to have car insurance because it is illegal if I don't, and it will help cover expenses in unfortunate events, injuries, and accidents that could happen with my vehicle.
-I want to have health insurance, specifically medical, vision, and dental because it will financially help me in the event of injury, illness, and other events.
-I want to have life insurance because it will help me pay for final expenses such as funeral, burial, medical, and other debts.

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CC name: Bank of America
Why? It is voted the best cash back card, the best travel rewards card, and the best airlines reward card.

Benefits/rewards: offers cashback, and 10% customer bonus with each cash back use.
APR: 14.49% - 24.49% Variable APR

Annual fees: none
Penalties: no penalty APR

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Cost of home in Mckinney, Texas: 185,000
Estimated monthly payment: 696.37
The house is less that 30% of my average career salary, so I would be able to make this house work. This is considering I am actually making the average salary in my career.

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Bank to use: First Midwest Bank
Location: Near me. It is voted the best bank to use in Illinois.
Services offered: lots of protection against yourself, purchases, and travel.
ATM Fee: $3

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Plan:
Start by 2020
-invest monthly payments into a savings account
-401k or 403b
-look into IRAs
-look into online investment tools and other resources.

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I want to invest in...
-a car
-half of college
-plan for emergencies
-retirement
-vacations
-my wedding
-a comfortable living situation

I can save by...
-making monthly payments in a savings account
-avoid dipping into that savings account (NOT a checking account)
-keep jars of change around the house: change adds up!

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Description: I chose two different places in the south, and I went through the differences, pros, and cons of both locations. What I ended up finding out is that Mckinney is one of the best places to live in America, and it is close to my family and my happy place.