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Share with the us ways you stay motivated?

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What's this credit thing you grown ups are doing?

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What's this credit thing you grown ups are doing?

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https://ufcu.everfi-next.net/student/dashboard/members/ufcu-borrow/1569#credit-score/what-is-a-credit-score/page-1

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University Federal Credit Union Financial Education powered by EVERFI

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Why establishing and maintaining strong credit matters so much for your financial health. From University Federal Credit Union and EVERFI

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https://ufcu.everfi-next.net/student/dashboard/members/ufcu-borrow/1569#credit-score/how-do-credit-scores-impact-lives/page-1

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University Federal Credit Union Financial Education powered by EVERFI

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Why establishing and maintaining strong credit matters so much for your financial health. From University Federal Credit Union and EVERFI

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Key points:

From applying for a mortgage to getting a mobile phone plan, your credit score and report can affect your life in many ways. Here are a few key points to keep in mind.

1. Aim high

A higher credit score may save you money. A higher credit score may give you more loan options at favorable terms if you're shopping around for a loan. Even a slightly lower interest rate may mean you pay thousands less in interest over the life of a loan.

2. Review regularly

Your credit report influences your credit score. You can obtain a free copy from each of the three leading credit reporting agencies every 12 months at

www.annualcreditreport.com

. If you catch any errors, you should dispute them with the credit reporting agency.

3. Take action

Specific actions may improve your score. Paying bills on time, paying down debts, and having a long credit history are all actions that may help improve your credit score over time.

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1. What are some examples of predatory lending?

2. What are some reasons someone would apply for this type of loan?

3. What are some alternatives to predatory lending?

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What are some tools and resources that have worked for you.
What did you like and what wont you do again?

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What are some of your takeaways from these three workshops?

Budget

Goal Setting

Credit

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zoom access

schedule and so on...