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1. What is your current financial situation? (e.g. income, expenses, debt, savings)

2. What financial goals do you have for the short-term and long-term? (e.g. saving for a vacation, buying a home, retirement)

3. How do you currently manage your finances? (e.g. using a budgeting tool, or tracking expenses manually)

4. What challenges have you encountered in managing your finances? (e.g. difficulty sticking to a budget, lack of financial knowledge)

5. What do you think about Emergency saving funds, is it important or not?

6. What tips do you have for people out there who want to save up?

7. Continuing on that topic, do you think that “investing” is beginner friendly? If so, can you explain how someone can “get into” investing and how should they learn it?

8. How do you make financial decisions? (e.g. researching options online, seeking advice from friends or family)

9. What factors are most important to you when choosing financial products or services? (e.g. interest rates, fees, convenience)

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We created an application based on the answers we get from the questionnaire and interviews, one of the requirements most of the respondents would like to have certified experts to manage their money, so we decided to make a feature that connects the users with certified experts.

By letting potential users try our app prototype and interview them for the final evaluations and conclusion so we can make our application satisfy the users.

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https://www.canva.com/design/DAFjFtUsX3g/Eje-iJygmEsn7Syz3USgXA/edit?utm_content=DAFjFtUsX3g&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton

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Conclusion:

1. Entertainment (anime, idol, concerts)

2. Primary Needs (food, etc)

3. Investment Profits

4. Long-term Goals

5. Future Savings

6. Self-satisfaction

7. To Get Rich

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We can see here that our application provides real-time feedback which gives users information about their recent transactions.

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#2: Match between System and The Real World

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#2: Match between System and The Real World

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As you can see, we are not using complicated languages which ease the user's understanding.

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As you can see, we provided a "back button" to close the hamburger menu in case if the user accidentally pressed the hamburger menu.

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We implemented the hamburger menu on every top left corner of our pages.

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We will add a "Red mark" on the Login and Register page to signifies the importance of having to fill in those data

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Using the principles of emotional interaction and used the color green to indicate "good", and red to indicate "bad".

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Income and expenses comparison graph to make it easier for users to see, rather than calculating manually.

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As you can see here, our UI uses very minimalistic design elements that only show what is necessary.

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#9: Help Users Recognize, Diagnose, and Recover from Errors

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#9: Help Users Recognize, Diagnose, and Recover from Errors

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Unfortunately, because the application is still in the prototype stage, we can't add logic to it. Later, in the real app, a validation feature will be added on the "Login page". For example, if the user inputs an invalid email, a prompt will pop up.

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We will provide a FAQ and customer service system on the finished app.

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Login

Input transaction

View Mutation

Talk to Pro(s)

Add Goals

Finish Goals

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1. "I found the system easy to learn."

2. "The system's features were logically organized."

3. "I felt confident using the system."

4. "The system provided clear instructions and guidance."

5. "Using the system was a frustrating experience."

6. "I needed assistance to complete tasks on the system."

7. "The system's interface was visually appealing."

8. "I believe that most people would learn to use the system quickly."

9. "I encountered errors or issues while using the system."

10. "Overall, I am satisfied with the usability of the system."

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Has difficulties with finding goals.

Comment from the interviewee:

The sign up button is too small

System Usability Scale [1-10]

1. 8

2. 7

3. 8

4. 6

5. 4

6. 7

7. 9

8. 7

9. 7

10. 8

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Had a hard time pressing the menu button and finding a way to finish goals.

System Usability Scale [1-10]

1. 4

2. 6

3. 8

4. 2

5. 4

6. 10

7. 7

8. 4

9. 9

10. 6

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His first reaction to opening the application is to explore.

System Usability Scale [1-10]

1. 4

2. 6

3. 4

4. 3

5. 5

6. 7

7. 7

8. 5

9. 6

10. 4

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We provide several solutions in our application to solve the user's problems, such as :

1. Finance Tracking, allows the user to track their income and outcome details which have been categorized in detail.

2. UI/UX Design, we use minimalist design as our application's design.

3. Features, we provide several features such as options for reminders, and setting goals to improve the user's financial management.

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General User Data:
Full Name, Age, Gender, and Location

Specific User Data:
Goals, Spendings, Occupation, and Savings

Other Data:
User's Selected Colour

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Short review and Describe Financial Application

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Short review and Describe Financial Application

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Conclusion:

1. Tracking

The application used gives information in the form of a pie chart and or bar chart.

The application used can categorize spending in terms of transportation, food, and others.

2. Design

Some respondents that used financial applications preferred minimalist UI and a customizable colour palette.

3. Features

The application used has an option for investment.

The application used has a feature to quiz users to tell what kind of a finance person they are (moderate or high spender).

The application used has a feature to remind users to save.

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"Most of the respondents would like certified and experienced experts to help manage their money."

And so we provided a feature that connects the user with certified experts.

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Social Environment:

Friend list, e-wallet synchronization, ability to speak to professionals, online/onsite seminars

Technical Environment:

Internet connection, Android 10 or above, iOS 14 or above, 1 GB RAM, <1 GB Phone Storage

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1. Devin Jo the Student:

Background: Devin is a 19-year-old college student who is learning to manage personal finances for the first time. He is currently unemployed, and the only income he has is from his parent's monthly allowance.

Goals: Devin needs an app that simplifies expense tracking, helps him determine a monthly budget, and provides tips on saving money as a broke college student. He is also interested in investing, but have no experience in it whatsoever.

Needs: Devin requires a user-friendly and minimalistic interface, a sort of budgeting tools for everyday use, monthly reminders for end-of-the-month bills, and educational resources on financial literacy and investment opportunities.

2. Jojo D. Chad the Employee:

Background: Jojo is a 25 years old young professional who recently started his career after graduating college. He wants to establish good financial habits, and save for short-term goals such as going on a holiday to Japan and long-term goals such as establishing complete financial success on the age of 35 where he can retire early.

Goals: Jojo wants an app that helps him track expenses both daily and monthly, set financial goals to complete each month, an app that shows him visually how much money he currently have, and an app that can accurately predict how much money will he have left by the end of the month if he sticks on the current financial habit he is on. He is interested in personalized insights on being as money-efficient as possible, optimizing daily/monthly expenses, and growing his savings.

Needs: Jojo requires a sleek, intuitive, and stylized interface, goal-setting features, expense categorization, savings automation, and notifications for progress towards goals.

3. Seele the Entrepreneur:

Background: Seele is a 32 years old entrepreneur who runs a small business in town. She wants to manage her business finances efficiently, track business expenses, and plan for future investments and/or future business expansion.

Goals: Seele would want an app that enables her to track business finances such as tracking income and expenses her business, and provides tax estimation and financial reporting features at the end of the month. She is also interested in insights on business growth and investment opportunities.

Needs: Seele requires a comprehensive financial management app that offers business expense tracking, tax estimation tools, invoice generation, integration with accounting software and e-wallet services, and investment analysis features.

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Finance Tracker:
Users will be able to input their spending to the application and the application will keep track of their spending. The application will be able to show the users how much they are spending or how much they are saving using charts.

Personalization:
Users will be able to customize the UI colour based on their favourite colour.

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2602086652 - Rennard Owen Tan [Project Manager]

2602066695 - Christian Arifin Gouw [Technical Engineer]

2602073290 - Shannie Tannaris [Technical Engineer]

2602075251 - Yoshua Budiawan [UI/UX Designer]

2602076222 – Johanes [UI/UX Designer]

2602073196 – Alwin [UI/UX Designer]

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Here's a link to our Figma prototype:
https://www.figma.com/file/WGjN5YhbsF7AxeVJukhA4j/LEC-HCI-GOLDCOIN?type=design&node-id=0%3A1&t=nX2U9qOWnc04jNWI-1

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Took some time to find some of the functions because it is hidden in the hamburger menu instead of the home page.

System Usability Scale [1-10]

1. 6

2. 7

3. 7

4. 6

5. 6

6. 2

7. 8

8. 6

9. 7

10. 6

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Generally the quickest person to finish the task given by the instructor.

System Usability Scale

1. 9

2. 10

3. 10

4. 9

5. 2

6. 1

7. 9

8. 9

9. Yes

10. 9

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Most interviewees finished the task given, easily, but the last task given to them gives a bit of a problem. They had a hard time finding the menu for goals.

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Register and Login

Connect E-Wallets -> Insert Transactions

View Current Balance (in detail, from every connected e-wallet)

Set Goals (add, delete, also include tracking and progress bar for every goal)

View Mutations (both expenses and income)

View all expenses

View all incomes

Financial Coaching (Seminars and contact professionals)

Generate Monthly Report