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Explore INFOhio's resources to assist with student research and curriculum.

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A collection of more than 65 eBooks on a variety of careers.

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Ohio's PreK-12 Digital Library. Optimized by the Management Council.

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Educational videos supporting all curriculum areas & Ohio learning standards. Has a series on soft skills and some careers.

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Streaming educational videos supporting all curriculum areas and Ohio's Learning Standards. Segmented and downloadable, most include teacher guides. Can be shown in classrooms or at home.

Access made possible thanks in part to funding provided by the Ohio General Assembly through the Ohio Department of Education.

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Ohio's PreK-12 Digital Library. Optimized by the Management Council.

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Collection of more than 50 full-text ebooks for middle & high school students on the topic of financial literacy.

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Ohio's PreK-12 Digital Library. Optimized by the Management Council.

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Offers more than 12,000 eBooks. Provides eBooks that will support CCR curriculum.

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Ohio’s PreK-12 Digital Library. Optimized by the Management Council.

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More than 80 complete units on STEM. Provides career related professions with science topics.

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Ohio's PreK-12 Digital Library. Optimized by the Management Council.

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Educational videos supporting careers, science, and technology.

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Ohio's PreK-12 Digital Library. Optimized by the Management Council.

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Organized by INFOhio, this resource provides lessons & activities based on content area, and grade. New activities and lessons are added monthly.

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Ohio’s PreK-12 Digital Library. Optimized by the Management Council.

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This platform provides a platform for collaboration to create lessons and resources. Participants can join groups and hubs to learn about what others are doing in certain content and CCR areas.

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Ohio’s PreK-12 Digital Library. Optimized by the Management Council.

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Online resource for students, parents, and counselors. Provides career planning, self- assessments, costs of college, scholarships, how to establish job shadowing programs, etc.

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EducationPlanner.org, a public service of the Pennsylvania Higher Education Assistance Agency (PHEAA), offers practical and easy-to-understand advice and information on how to deal with common financial situations facing today's college students and recent graduates.

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Career Exploration by the U.S. Bureau of Labor Statistics 

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Career Exploration by the U.S. Bureau of Labor Statistics 

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Allows students to explore different careers. Provides a couple of interactive games, and activities on financial literacy.

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The .gov means it's official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site.

The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.

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K‐12 : Student Resources : U.S. Bureau of Labor Statistics

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Great Lakes Community Action Partnership (GLCAP)

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Great Lakes Community Action Partnership (GLCAP)

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GLCAP's workforce development program offers training, financial literacy, and other services for 18-23. GLCAP works closely with the Fostoria Learning Center to provide these opportunities.

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Financial Wellness & Workforce Development | Great Lakes Community Action Partnership

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OMJ is a resource for students explore careers, learn about soft skills and financial literacy. (* Students will need to create an OH|ID login if items need to be saved. Will require social security number.)

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Careeronestop (American Job Center Network)

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Careeronestop (American Job Center Network)

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Great tool for staff and students. It provides career exploration, job searches, school and college searches, soft skills, and much more.

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Find an American Job Center in your local area.

Nearly 2,400 AJCs nationwide help people search for jobs, find training, and answer other employment related questions. COVID-19 update: Please note that a few AJCs are temporarily closed or shifted to virtual services; you will see a special note in red if we have information about closures or alternative services. If you need to file for unemployment insurance, please visit Unemployment Benefits Finder.

Nearly 2,400 AJCs nationwide help people search for jobs, find training, and answer other employment related questions.

Below is a list of the American Job Centers closest to your location.

Use the phone numbers or websites listed to contact any center; learn more by clicking on a center name. COVID-19 update: A few AJCs are temporarily closed or have moved to virtual services. You may see updates for individual centers below. Please call or email a center for the latest information on their current services.

Search in a different area by typing a new location into the box and clicking "Search."

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Find an American Job Center in your local area. Nearly 2,400 AJCs nationwide help people search for jobs, find training, and answer other employment related questions. COVID-19 update: Please note that a few AJCs are temporarily closed or shifted to virtual services; you will see a special note in red if we have information about closures or alternative services.

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Provides different, real-life activities that can be completed in a class period. Activities range from elementary to high school. Allows the user to search for specific financial literacy skills.

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Find activities that can help you teach and nurture the building blocks of financial capability across the curriculum.

These classroom activities can be completed within a single class period. Each activity comes with a teacher guide and supporting student material, so it's easy to implement whether you're an experienced personal finance teacher, integrating financial literacy into another subject area, or supplementing your existing financial education curriculum.

136 activities

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Find financial literacy activities | Consumer Financial Protection Bureau

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Find activities that can help you teach and nurture the building blocks of financial capability across the curriculum.

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Digital lessons for STEM, careers and financial literacy. Must create an account.

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"EVERFI is an invaluable resource for our students as a method for engaging instruction because of its relevant and authentic application to students' lives. Students grow as a result of this program in extremely positive ways - both in their understanding of financial literacy and their interest in the subject matter."
Amber Graeber Social Studies Curriculum Director and Advance Placement Coordinator
Des Moines Public Schools, IA

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EVERFI helps teachers, schools, and districts bring real-world skills to students. Thanks to partners, we provide our digital platform, training, and support at no cost.

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Practical Money Skills (sponsored by VISA)

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Practical Money Skills (sponsored by VISA)

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Provides lesson plans and online activities to help students understand important financial concepts.

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Financial Literacy for High School Students

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Financial Literacy for High School Students

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Provides 14 lessons over financial literacy for high school students. Lessons are structured to build on each other.

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Are You Teaching Financial Literacy To High School Students?

The teaching curriculum consists of fourteen lesson plans & worksheets designed to augment a semester course in life skills and personal finance management. The Teacher's Guide, compiled in a separate, easy-to-use notebook, includes an outline of the curriculum:

Goals

Lesson objectives

Suggested resources

Teaching notes

Chart indicating appropriate age groups for the key learnings offered in each lesson

Presentation slides

Worksheets

Answer keys to worksheets (when necessary)

Lesson One: Making Personal Finance Decisions

Each day, we are faced with many decisions. While most decisions are simple, such as "what should I wear?" or "what should I eat?," others are more complex, such as "should I buy a new or used car?" As decision-making skills are used and improved, a person's quality of life is enhanced. Wiser choices result in better use of time, money, and other resources. This introductory lesson provides students with an opportunity to learn more about decision-making. The lesson starts with an overview of the decision-making process followed by a discussion of various internal and external factors that affect decisions.
Teacher's Guide - Lesson One: Making Decisions Student Guide - Lesson One: Making Decisions Teacher's Slide Presentation - Lesson One: Making Decisions Teacher's Power Point Presentation - Lesson One: Making Decisions
Lesson Two: Making Money

Building your career is one of the surest ways to increase income and make money. When planning for the future, one of the most critical financial decisions is determining your career path. In this lesson, students will be encouraged to consider various topics related to career planning and the financial aspects of employment. This variation of the decision-making process can help a person match personal abilities and interests with appropriate employment opportunities.
Teacher's Guide - Lesson Two: Making Money Student Guide - Lesson Two: Making Money Teacher's Slide Presentation - Lesson Two: Making Money Teacher's Power Point Presentation - Lesson Two: Making Money
Lesson Three: The Art of Budgeting

A personal budget is a financial plan that allocates future income toward expenses, savings, and debt repayment. "Where does the money go?" is a common dilemma faced by many individuals and households when it comes to budgeting and money management. Effective money management starts with a goal and a step-by-step plan for saving and spending. Financial goals should be realistic, be specific, have a timeframe, and imply an action to be taken. This lesson will encourage students to take the time and effort to develop their own personal financial goals and budget.
Teacher's Guide - Lesson Three: The Art Of Budgeting Student Guide - Lesson Three: The Art Of Budgeting Teacher's Slide Presentation - Lesson Three: The Art Of Budgeting Teachers Power Point Presentation - Lesson Three: The Art Of Budgeting
Lesson Four: Living on Your Own

As young people grow up, a common goal is to live on their own. However, the challenges of independent living are often quite different from their expectations. This lesson provides a reality check for students as they investigate the costs associated with moving, obtaining furniture and appliances, and renting an apartment.
Teacher's Guide - Lesson Four: Living On Your Own Student Guide - Lesson Four: Living On Your Own Teacher's Slide Presentation - Lesson Four: Living On Your Own Teacher's Power Point Presentation - Lesson Four: Living On Your Own
Lesson Five: Buying a Home

For many, buying a home is the single most important financial decision they will make in their lifetime. However, the process of becoming a first-time homebuyer can be overwhelming, and requires a foundation for basic home-buying knowledge. This lesson will provide students with information on buying a home and where and how to begin the process. After comparing the differences between renting and buying, students will be introduced to a five-step process for home buying. This framework provides an overview for the activities involved with selecting and purchasing a home.
Teacher's Guide - Lesson Five: Buying A Home Student Guide - Lesson Five: Buying A Home Teacher's Slide Presentation - Lesson Five: Buying A Home Teacher's Power Point Presentation - Lesson Five: Buying A Home
Lesson Six: Banking Services

If the fee for an ATM transaction to withdraw money is $1 and a person withdraws money twice a week, the banking fees for that person will be $104 a year. Over a five-year period, those fees invested at five percent would grow to more than $570. Most students know that banks and other financial institutions (credit unions, savings and loan associations) offer a variety of services. However, few people know how to make wise choices when using financial services. In this lesson, students will learn about the different types of financial service products available and the features of each.
Teacher's Guide - Lesson Six: Banking Services Student Guide - Lesson Six: Banking Services Teacher's Slide Presentation - Lesson Six: Banking Services Teacher's Power Point Presentation - Lesson Six: Banking Services
Lesson Seven: Credit

In today's world, credit is integrated into everyday life. From renting a car to reserving an airline ticket or hotel room, credit cards have become a necessary convenience. However, using credit wisely is critical to building a solid credit history and maintaining fiscal fitness. While most students have a general idea about the advantages and disadvantages of credit, this lesson provides an opportunity to discuss these issues in more detail.
Teachers Guide - Lesson Seven: Credit Student Guide - Lesson Seven: Credit Teacher's Slide Presentation - Lesson Seven: Credit Teacher's Power Point Presentation - Lesson Seven: Credit
Lesson Eight: Credit Cards

What is APR? What is a grace period? What are transaction fees? These and other questions will be answered in this lesson as students learn about credit cards, and the different types of cards available and features of each, such as bank cards, store cards, and travel and entertainment cards.

As students start to shop for their first (or next) credit card, this lesson will make them aware of various costs and features. Included in this section is a discussion of the methods for calculating finance charges. Various federal laws protect our rights as we apply for and use credit cards, such as procedures for disputes and protection from card theft and fraud. In this lesson, students will also be given an opportunity to analyze the information contained on a credit card statement.
Teacher's Guide - Lesson Eight: Credit Cards Student Guide - Lesson Eight: Credit Cards Teacher's Slide Presentation - Lesson Eight: Credit Cards Teacher's Power Point Presentation - Lesson Eight: Credit Cards
Lesson Nine: Cars and Loans

"Should I buy a new car or a used car?" "Where is the best place to finance my automobile purchase?" "Is it better to take the rebate or the low-rate financing plan?" These are typical questions asked by people buying vehicles. In this lesson, students are asked to identify costs associated with owning and operating a motor vehicle. Since these costs are commonly underestimated, guidelines are provided on how much to spend when buying vehicles.
Teacher's Guide - Lesson Nine: Cars And Loans Student Guide - Lesson Nine: Cars And Loans Teacher's Slide Presentation - Lesson Nine: Cars And Loans Teacher's Power Point Presentation - Lesson Nine: Cars And Loans
Lesson Ten: The Influence of Advertising

In today's modern world, advertising seems to be everywhere we look; online, television, billboards, magazines, newspapers, on buses, grocery carts, even cell phones. In addition, some forms of advertising can be subliminal, such as the strategically-placed soda can in a movie. We can't help but be influenced and manipulated as consumers. In this lesson, students will become aware of the various techniques and appeals used to influence consumer behavior.
Teachers Guide - Lesson Ten: The Influence Of Advertising Lesson 10: The Influence of Advertising - High School Student Guide Teacher's Slide Presentation - Lesson Ten: The Influence Of Advertising Teacher's Power Point Presentation - Lesson Ten: The Influence Of Advertising
Lesson Eleven: Consumer Awareness

Decisions, decisions. With so many choices available to us, how can we be sure we're making the right decision? Wise consumer buying starts with a plan. Using a systematic purchasing strategy will provide students with an ability to make more effective purchases. Comparative shopping techniques will be discussed to encourage students to carefully consider price, product attributes, warranties, and store policies. Next, this lesson covers a variety of buying methods, such as buying clubs, shopping by phone, catalogs, online, and door-to-door selling.
Teacher's Guide - Lesson Eleven: Consumer Awareness Student Guide - Lesson Eleven: Consumer Awareness Teacher's Slide Presentation - Lesson Eleven: Consumer Awareness Teacher's Power Point Presentation - Lesson Eleven: Consumer Awareness
Lesson Twelve: Saving and Investing

Saving just 35 cents a day will result in more than $125 in a year. Small amounts saved and invested can easily grow into larger sums. However, a person must start to save. This lesson provides students with a basic knowledge of saving and investing. The process starts with setting financial goals. Next, a commitment to saving is discussed.
Teacher's Guide - Lesson Twelve: Saving And Investing Student Guide - Lesson Twelve: Saving And Investing Teacher's Slide Presentation - Lesson Twelve: Saving And Investing Teacher's Power Point Presentation - Lesson Twelve: Saving And Investing
Lesson Thirteen: In Trouble

The material in this lesson will help students become aware of the warning signs of financial difficulties. This lesson includes information on where to go for debt consolidation help and for nonprofit credit counseling.
Teacher's Guide - Lesson Thirteen: In Trouble Student Guide - Lesson Thirteen: In Trouble Teacher's Slide Presentation - Lesson Thirteen: In Trouble Teacher's Power Point Presentation - Lesson Thirteen: In Trouble
Lesson Fourteen: Consumer Privacy

In today's information age, keeping your personal financial information private can be challenging. What you put on an application for a loan, your payment history, where you make purchases, and your account balances are but a few of the financial records that can be sold to third parties and other organizations. This lesson, with attached budgeting activities, will encourage high school students to take the time and effort to develop their own personal financial goals and spending behaviors.
Teacher's Guide - Lesson Fourteen: Consumer Privacy Student Guide - Lesson Fourteen: Consumer Privacy Teacher's Slide Presentation - Lesson Fourteen: Consumer Privacy Teacher's Power Point Presentation - Lesson Fourteen: Consumer Privacy Supplementary Resources
In an effort to give you the most up-to-date information for teaching and making personal financial decisions, we've compiled the following lists of periodicals and organizations that can enhance your use of Practical Money Skills for Life.

More Resources for Students: The Cost of College

The cost to attend college has soared faster than almost any segment of the economy over the last 30 years. The average cost for students attending a public university is up 213% ($3,190 in 1988 to $9,970 in 2018), while private school is up 129% ($15,160 to $34,740) over the same time period.

That's the primary reason Americans are $1.4 trillion in debt on student loans.

The good news is that are hundreds of online sites offering tips on not just what it will cost, but what you can do to pay for it. So, take a deep breath and check out these sites that should help you find a college you can afford to attend.

www.collegecountdown.com: Asks and answers questions about actual costs of college, school that fit you financially and how to evaluate offers you receive from colleges.

Other Resources for Teachers

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Free Financial Literacy Lesson Plans for High School Teachers

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InCharge.org provides 14 free financial literacy lesson plans including Powerpoint Presentations, PDF workbooks, & student worksheets for high school teachers.

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Search information about Ohio's university and colleges. Provides demographics and tuition costs.

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The Ohio Secretary of State's Office is responsible for overseeing elections for the state of Ohio as well as registering companies to do business in Ohio.

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Fostoria Learning Center provides many employment training opportunities to increase the quality workforce of the area.

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Fostoria Learning Center – A Non-Profit Center for Education

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Introduction to S7 1200 Ladder Logic Programming
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