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Debt means that you owe someone back. It could mean that you borrow someones blazer, then you would be in there debt because you would owe them. in our case we're talking about money. When the bank loans some money you have to pay it back. In the period of time that you don't pay the money back, you are in debt.

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how and what do people spend their money on?

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how and what do people spend their money on?

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people tend to spend there money on things that save money on or that can help people learn

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People who have too much debt have one thing in common, STRESS !!!   When you are worried about your debt or your money, you may have a difficult time concentrating or sleeping. The stress of too much debt can lead to illness and depression. It can seriously affect your ability to be happy and stress-free. It can affect how well you sleep and how you perform at your job. Your quality of life is also affected when your friends buy new cars, or go on holidays, or buy a bigger house, and you can’t.

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The website that we used to find an opinion about, said that 'bonds' were like an i.o.u, or a loan that the bank gives you. They said that a bond basically means that you have a set date to pay the money that they borrowed, if they don't, they could be arrested or given an extension depending on the situation.

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In some countries, you used to not have to pay back money at an inn. If you wanted to have a beer, you had to have a stick. each time you got a new beer, you added a  cut to the stick. Once the stick was covered in cuts, you had to pay.

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How and why do people spend money on unnecessary things?

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How and why do people spend money on unnecessary things?

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It seems that people can get influenced by others on social media when they get something new, that looks cool, you feel like you want it. people often refer to this as keeping up to the Jones's.

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the media influence's people by taking what people like and finding a way to make it look interesting and different

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What is the debt history like of Australia vs. the world? 

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What is the debt history like of Australia vs. the world? 

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Australia 551.75 VS world

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people tend to gamble when they are sad, distressed, anxious or lonely. They'll play once to try it out, and later become addicted to it.

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How does it make people feel?

older people tend to like the thought because they don't have to do much and it looks enjoyable and being in debt can make them flee the country

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What is Australia’s and the worlds current debt like? 

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What is Australia’s and the worlds current debt like? 

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$551.75 billion

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How do they get into debt? How do they get out of debt? 

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How do they get into debt? How do they get out of debt? 

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you can get into debt by getting a loan and not paying it of and this can be hard to get because if you don't pay back your loan in time then the amount to pay can go up

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trends are objects or a styles that people tend to like or and people think famous or popular people might have or wear that makes you want it

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Government?

Us?

Families – Parents?

Teachers?

Schools?

Companies?

Advertising?

Spending outside your means is due to many things, however in the case of gambling, it is safe to assume the main cause is adverts. AFL, swimming, horse racing, all of those are sports that have adverting for gambling. Websites like TAB, ladbrooks and bet365 all have ads inbetween quarters, races and on the sidelines.
Examples:
https://docs.google.com/document/d/1MeWM4oW58RvP3bbzjtJGdaTCxlArVaWGF_XtsKzgSvU/edit

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What are addictions? How do people become addicted? 

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What are addictions? How do people become addicted? 

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Addiction is when you spend an unhealthy amount of time doing a certain activity. In this case, it means that you're spending too much. That money could be from gambling or just spending money on things you can't afford. People play on a poki machine once because they're bored or lonely, and if they win, the do it again and again even if the loose, but every time they win, it's just money to make up for all their losses.

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is all debt bad? Is it good? i.e. buying a house vs. buying a tv on a credit card? Gambling debt…horse racing etc. 

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is all debt bad? Is it good? i.e. buying a house vs. buying a tv on a credit card? Gambling debt…horse racing etc. 

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While debt sounds like a word that means bad things, not all debt is bad. when buying a house or a first car, you probably won't be able to pay it back. However, this doesn't necessarily mean that it is bad debt. It just means that they have to pay back that money. but it's not bad because it's something that they will use, i.e. an investment.

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Inverstopedia n.d., Inverstopedia, viewed 28 October 2019, . 

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Inverstopedia n.d., Inverstopedia, viewed 28 October 2019, . 

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https://www.investopedia.com/terms/d/debt.asp

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Australian government n.d., Dealing with debt, Australian government, viewed 28 October 2019, .

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Australian government n.d., Dealing with debt, Australian government, viewed 28 October 2019, .

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https://www.afsa.gov.au/insolvency/cant-pay-my-debts/dealing-debt

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Five types of products that people will always buy 2019, viewed 28 October 2019, .

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Five types of products that people will always buy 2019, viewed 28 October 2019, .

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https://goodkeywords.com/kb/products.php

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Entrepreneur 2019, viewed 28 October 2019, .

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Entrepreneur 2019, viewed 28 October 2019, .

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https://www.entrepreneur.com/article/307747

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Psychology today 2019, viewed 28 October 2019, .

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Psychology today 2019, viewed 28 October 2019, .

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https://www.psychologytoday.com/au/blog/in-excess/201508/why-do-you-gamble

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Huffpost 2011, 9 things you didn't know about the history of debt, America, viewed 28 October 2019, .

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Huffpost 2011, 9 things you didn't know about the history of debt, America, viewed 28 October 2019, .

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https://www.huffpost.com/entry/history-debt_b_913419

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World debt clock 2019, viewed 29 October 2019, .

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World debt clock 2019, viewed 29 October 2019, .

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https://www.usdebtclock.org/world-debt-clock.html