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An advantage of a credit card is you are able to build credit.

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High Interest Rates

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You can go into debt quite easily

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Keep track of spending

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You can ruin your credit and go into crippling debt.

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It allows you to spend money that you don't have

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Budget could be ruined

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Don't have to carry a lot of cash around

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You have to do a lot of research to find the right fit for you

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It's easy to go in debt

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There is danger of overspending and running up major interest charges.

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Interest rates on credit cards are very high

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Convenient method of spending

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Destroy credit

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You can spend more than you have and go into debt fairly easily.

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They are a convenience

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Certain credit cards have a super high interest percentage.

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It is easy to slip into debt

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Can be safer than carrying a lot of cash

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you can spend money that you dont have

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can purchase something you cant immediately
afford

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Allows you to spend money you may not have at the moment.

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Allows you to spend money you may not have at the moment.

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Good for purchasing expensive things and pay them off gradually

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good way to pay for things online