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My business is going to be some type of clothing business. That is why I decided I would need these specific types of insurance. My business will be a small family business. Due to this I do not need a whole lot of complex coverage for my company which is nice.

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"Property Insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as a fire, smoke, wind, and hail storm" (Risk and Management Plans 5). This is very important because it protects my company against natural events that I cannot control.

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"This type of liability coverage protects a business against malpractice, errors, and negligence in provision of services to customers" (Risk Management Plans 5). This would help my company and make sure that we would be protected if we were to ever make any huge mistakes.

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I would also make sure to invest in this type of insurance. "Product liability insurance protects against financial loss as a result of a defect product that causes injury or bodily harm" (Risk Management Plans 5). This is important because I will be the owner of a retail type of store

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If I was a business owner I would purchase this type of insurance. I would buy this because it "cover legal hassles due to accident, injuries, and claims of negligence" (Risk Management Plans 4). It will protect me against payments due to injury, property damage, lawsuits, or medical expenses.