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The forgetting curve is the exponential decline in information retention after a certain amount of days. 48 hours is usually the best interval for reviewing information to keep it present in your mind. This has completely changed the way I approach studying and review for all of my classes.

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There are many ways people can learn new things. Auditory focuses on hearing, Visual focuses on sight, and kinesthetic focuses on being hands on. This has helped me process what type of learner I am and how I can use that to more efficiently digest information in the future.

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Fixed mindset is usually a state of thinking that causes people to avoid change, and makes them assume that evolution is not possible within one's self. Growth mindset is the thought process that one can learn anything given enough effort and time. Learning this in class has made me more conscious of staying away from the fixed mindset.

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Eat that frog is a procrastination avoidance strategy. The idea is to get the worst thing you have to do first, just to get it over with. This is a mantra of the Wilshire household and I do not go a day without thinking of this.

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The power of yet goes hand in hand with growth mindset. It is the idea that even though you don't understand something now, that doesn't mean you won't down the road. Adding yet to the end of disgruntled phrases adds power. This helps me keep a more optimistic and motivated mindset whenever I am going through hardship.

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Intrinsic motivation is an internal drive to accomplish things based on personal goals. Extrinsic motivation is an external drive based on tangible things, such as money or assets. It could be an accomplishment as well. This will be helpful in the future because it will help me properly align what motivates me with who I want to be.

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SMART goals are a way of setting concise goals that has shown to greatly increase the probability of them being accomplished. This has been helpful because it has allowed me to get more done because it actually holds me accountable when setting a goal.

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The concept of self congruency is whether or not who you are right now aligns with who you would like the be in the future. This is the most important one to me because it is relevant in my life right now. Trying to make changes is hard and keeping this in mind has made it easier to stay committed.

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A job is something you do short term to get income, a career is the field or broader scope of what you do long term. A calling is a passion that you are driven by regardless of financial well-being. This will be helpful in the future when I have to evaluate where I'm at in the working world and if what I am doing is making me fulfilled.

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Living behind instead of living forward is the idea that you shouldn't spend money that you don't have just because you are assuming you will be good when your next check hits. This is helpful because it prevents you from living over the budget you currently have, because if you are constantly taking from your next check then saving money will be much more challenging.