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How I plan my budget.

Rule 50 (Needs) - For my RM 50, I will spend it on groceries.

Rule 30 (Wants) - I will use RM30 for watching movies and eating out.

Rule 20 (Savings) - I will save RM20 for my retirement.

Ms. B

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Rule 50 (Needs) – I will spend RM30 on groceries because they are important for my daily needs.

Rule 30 (Wants) – I will use RM15 for watching movies and eating out to relax and have fun.

Rule 20 (Savings) – I will save RM18 for my future needs and emergencies.

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Rule 50 (Needs):
I will spend rm50 on necessary items such as food, transportation, and school supplies.

Rule 30 (Wants):
I will spend rm30 on things I enjoy, like watching movies, snacks, or going out with friends.

Rule 20 (Savings):
I will save rm20 for future needs or emergencies.

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1. IncomeWhat is your monthly income (after taxes)?Do you have any additional income (freelance, side gigs, etc.)?2. Fixed Expenses (Monthly)Examples:Rent/mortgageUtilities (electricity, water, gas)Internet/phoneInsurance (health, auto, etc.)Car paymentSubscriptions (Netflix, Spotify, etc.)

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1. IncomeWhat is your monthly income (after taxes)?Do you have any additional income (freelance, side gigs, etc.)?2. Fixed Expenses (Monthly)Examples:Rent/mortgageUtilities (electricity, water, gas)Internet/phoneInsurance (health, auto, etc.)Car paymentSubscriptions (Netflix, Spotify, etc.)

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Needs( Rule 50 )-I would spend RM50 on mobile data and meals

Wants( Rule 30 )-I would spend RM30 on snacks and basic personal items

Savings ( Rule 20 )-I would save RM20 for any unexpected expenses

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RULE 50 [NEEDS] - FOR MY RM 50,i will buy my stationary.

RULE 30 [WANTS]- FOR MY RM 30,i top up diamond mobile legends.

RULE 20 [SAVING]- FOR MY RM 20,i will put in my piggy bank.

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50(needs)-For RM50 I will use it to buy my school supplies.

30 (desire)-for me to walk around buying food

20 (savings)-I will save my rm20 and I will use it when needed.

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RULE 50(needs)-I will spend RM50 to buy school stationary and school uniform

RULE 30(wants)-I would like to buy novels and comics with the RM30

RULE 20(Saving)-I will save the RM20 for my future and an emergency situations

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Rule 50-i will use 30 for my Necessities And 20 for savings like emergencies

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How I plan my budget

Rule 50(needs):I will spend Rm50 for my stationary

Rule 30(wants):I will spend Rm30 for my skincare

Rule 20(saving):I will saving my Rm20 for my education

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Rule 50(needs)

For my RM 40,I will spend it on stationary item

Rule 30(wants)

I will spend RM 30 for buying comic and eating out

Rule 20(savings)

I will save RM 30 for my future need and emergency situation

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rule 50 (needs)- I will spend RM50 for book and stationery

rule 30 (wants)- I will spend RM25 for educational apps

rule 20 (savings)- I will save RM25 for emergency fund

from pila

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RULE 50 (NEEDS)RM50 FOR SCHOOY STATIONARY

RULE 30 (WANTS)RM30 FOR JUNK FOODS AND MAKEUP

RULE 20 (SAVING)RM20 I WILL USE IN THE FUTURE