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Mr Tan divorce Mrs Tan

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Jovin: Treatment of distribution to consider when below event occur:

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Jovin: Treatment of distribution to consider when below event occur:

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1,.Bankruptcy or divorce of wife and children - to stop payment till settled
2. common disastor, who else to give
3. Protecctor: trusted individual
4. in emergency such as medical or education needs, able to advance funds or through a loan?
5. How to distribute if one of the beneficiary is a backrupt - just give for maintenance only
6. if kids reaches certain milestone, eg. acquire Masters - to give more, or marries with kid - can give more.
7. mental incapacity - any LPA or AMD done?

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What if the wife re-marry?

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besides the trust, did he have a will covering the other estate? property etc

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Bankrupt?
Divorce?
Pre-mature death of beneficiaries?

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If divorce?
If wife and child deceased before husband?

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All beneficiaries not around
Divorce
Bankruptcy

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Clauses to shield the trust from in-laws+

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Clauses to shield the trust from in-laws+

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What if wife died after the 30 days from his death?

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What if wife and 2 kids accidental death?

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What if wife and 2 kids accidental death?

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What if one of the contingent beneficiaries dies?

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Why not arrange something for 2 children upfront?

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What happens when kids n wife not around?

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What happen if wife died and one child died before Mr Tan? 

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What happen if wife died and one child died before Mr Tan? 

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Residual beneficiary (in case kids predecease
What if Bankruptcy of beneficiaries
What if 1 kid die - does the surviving kid get his share? or it goes to the deceased kid estate?

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if policy got no ci/tpd cover, ph cannot fund policy anymore then how

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in the event of divorce?

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if beneficiary is bankrupt
if kids are divorced
if wife remarries. may want to specifically set aside some money for kids' education

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Ethan  Contigency beneficiary, ensure at any time there's more than one beneficiary so to ensure the trust is not dismantle. Can even name the future beneficiary (e.g. unborn grandchildren) as contigency beneciaries.

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Ethan  Contigency beneficiary, ensure at any time there's more than one beneficiary so to ensure the trust is not dismantle. Can even name the future beneficiary (e.g. unborn grandchildren) as contigency beneciaries.

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1. Bankruptcy of beneficiaries
2. TPD of beneficiaries
3. Death of beneficiaries
4. Re Marriage of wife
5. Marriage n divorce of beneficiaries

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1) Wife predeceased and 1 kid or both kid also predeceased.
2) TPD of Mr Tan
3) CI of Mr Tan
4) Divorce of Mr Tan and Wife
5) What if all dies

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what if wife die and child is still minor

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Jovin:Distribute to spouse, but if spouse passes on,2 kids receive till left a certain ammt , then split to the 2kids 50% each

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Jovin:Distribute to spouse, but if spouse passes on,2 kids receive till left a certain ammt , then split to the 2kids 50% each

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what if wife and 1 child pass on and there's only 1 child surviving?

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what if wife and 1 child pass on and there's only 1 child surviving?

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should the estate of the deceased child continue to be entitled to the benefit? or should the surviving child be entitled to the entirety of the benefit

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If both my children decease before the full payment are paid up, the balance of the funds in the Trust will be donated to Charity 🤬 in a lump sum and the Trust will be terminated.

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whatif both wife and kids passed on before Mr Tan?

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whatif both wife and kids passed on before Mr Tan?

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What if children and wife pre decease Settlor
Appointment of protector

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If spouse predecease - to 2 children
If 1 child predecease - suviv

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Till children reach of certain age, or till funds run out

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Till children reach of certain age, or till funds run out

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bankruptcy of beneficiary upon distribution

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2)

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if wife and children predecease?
TPD payout?
wife and or children bankrupt?
dementia? divorce?

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Lump sum wife
20% every 3 years over 15 years

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What if wife and children all die?

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Lump sum to spouse

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Lump sum to wife
if wife preceased, the 20% every 3 years

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1.lump sum
2.last 20% to children by 15 yrs

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Lump sum to wife

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Lump sum to wife.

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20% to each child every 3 years

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if wife prede

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else
2 childeren will receive

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Lump sum to wife, or
over 15 years to children

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Single pay or multi pay plan which pays 5m cover.

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Single pay or multi pay plan which pays 5m cover.

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upon last claim of 20% by children

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Upon fully paid out

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When full amount has been distributed either to spouse (full payment), 2 children (in 15years)

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Upon dead. Lump sum paid. Or after fully paid off to both children

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1.lump sum to wife or
2. 15 years

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either upon death or final distribution to children

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upon full distribution to wife upon his death

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upon full distribution to wife upon his death

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if wife predecease him, 20% pa every 3 yrs

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when all distribution has been completed 

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when all distribution has been completed 

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Option

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When all claim amount is paid out from the Trust.

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No

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depends

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Yes. Mr Tan's sister

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Yes, for the children

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as an option

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No

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No need

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none

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Children

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2 Children

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kids