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Grocery
Eating Out

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For emergency situations and for things you want to buy
- Accidents
- Hospital bills
- Wish List

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Movies
Games
Music apps
Concerts

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Down Payment
Gas
Repairs

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- No worries about extra fees or extra expenses
- You can avoid debt

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- If you lose your cash, it's gone
- You miss out on cash-back opportunities
- Cash doesn't build credit score

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- It takes less time to make a purchase
- It keeps you within budget

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- Some banks may charge you extra fees
- Disputed charges can be more difficult to resolve