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Based on human law and own desire.

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Aims for maximizing the profit without any restriction

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It does not deal with zakat

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Have riba, gharar, maysir

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Islamic bank operates based on the principles of Islamic Shariah

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Also aim for maximizing profit but subject to Shariah restriction

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It has become one of the service-oriented functions of the islamic bank to be a zakat collection centre /also pay out their zakat

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Does not involve riba, gharar and maysir

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Can charge additional money without any information or notice

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No provision to charge any extra money

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Have forbidden transaction

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Prohibited to Islamic Bank doing forbidden transaction

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No specific place to invest the fund

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Has been stated to invest only in Shariah compliance company

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The status between conventional banks and its clients just like as creditor and debtors

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The status between Islamic banks and its clients in relation like partners,investors and trader,buyer and seller

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Is Malaysia successful in implementing Islamic Banking system

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Is Malaysia successful in implementing Islamic Banking system

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YES!!
Because the majority people in Malaysia are Islam.
Second, we have many muslim scholar that are expert on islamic finance.
Third, Islamic banking is growing rapidly
Lastly, Malaysia is the hub of Islamic banking to the world.

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Lecturer : Puan Norazah Binti Mohd Shariff

Wan Muhammad Irfan Hakimi Bin Wan Mohd Ezzuddin (01DIB15F1005)

Muhammad Hasif Bin Ramli (01DIB15F1007)

Nazmi Najmuddin Alauddin Bin Azman (01DIB15F1014)

Muhamad Faris bin Fauzan (01DIB15F1020)

Muhammad Hariz Faiq bin Mohamed Faisal (01DIB15F1025)

Muhammad Amirul Hakim bin Saifufadzilah (01DIB15F1035)

Muhammad Izzul Ismat bin Ibrahim (01DIB15F1039)

Mohammad Nor Ariff bin Mohd Sabry (01DIB15F1040)