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Don't forget about MABS !!!

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The Money Advice and Budgeting Service is the State's money advice service, guiding people through dealing with problem debt for more than twenty years.

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A surplus budget means that more money is coming in than going out, but a deficit budget mens that more money is going out than going in, which can lead top debt.

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a budget is an estimated plan of your income and expenditure

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money

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deficit is when you spend more that comes in 

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deficit is when you spend more that comes in 

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Fxed, irregular and discretionary expenditure.

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Fixed expenditure is the amount of money you are expecting to spend per month.

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Fixed income is money that you know will how much it costs

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deficit is when your expenditure is more that your income

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fixed expenditure is money that doesnt change

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Income is money that is received into the household

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Income is money that is received into the household

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outcome is money going out

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OPENING CASH IS THE MONEY YOU HAVE LEFT OVER FROM THE LAST MONTH