# data[].attributes.body
The PBS is a key component of the federal governments contribution to the Australian health care system. the aim of PBS is to provide essential medicine for those in need of them regardless of there ability to pay. The PBS is known to subsidised medicine and consumers should make a patient co-payment.

Sustainability- Meeting the needs of the public and ensuring they are able to access the medicine they require and these cost are also subsidised each year to stay in line with inflation.

Access- all individuals are able to access PBS regardless if they able to pay.

# data[].attributes.body
maka and mehmet
Medicare is Australia’s universal health insurance scheme. Medicare gives all Australians, permanent residents and people from countries with a reciprocal agreement access to subsidised healthcare. Medicare will pay all or some of the fees relating to many essential healthcare services, this includes consultation fees for doctors, and specialists, tests and examinations needed to treat illnesses, such as x-rays and pathology.

# data[].attributes.body
Pharmaceutical Benefits scheme is funded by the government which covers your medicinal cost.
Only people who are on Medicare have access to these beneficial services.

# data[].attributes.body
The National disability insurance scheme provides services and support for people with significant disabilities, and their families and carers.

The NDIS is funded by the federal and state/territory governments as the NDIS works to assists individuals with disabilities in order to live an ordinary life.

To be eligible for NDIS, an individual must meet the age requirement of being under 65 years of age.
An individual must also meet the residency requirement Of living in Australia and be an Australian citizen, or hold a permanent visa or even a protected special category visa.
Individuals must also have the following disability requirements in order to be eligible for the NDIS.
1) a lifelong condition
2) your condition must reduce your ability to participate effectively in activities unless you have;
• assistances from others
• you have assistive technology or equipment
• you can effectively participate even with the help of assistance and equipment
3) your condition must be affecting your capacity for social and economic participation
4) you are likely to require support under the NDIS for your lifetime

# data[].attributes.body
In order yo encourage people back into private health insurance, the government introduced three main incentives. These include: Private health rebate= Under this scheme, policyholders received a 30% rebate on their premiums for PHI. Lifetime health cover= People who take up private insurance after the age of 31 pay an extra 2% on their premiums for every year they are over the age of 30. This encourages younger people to take up PHI.  Medicare levy surcharge= People earning more than $90000 a year pay an extra tax as a Medicare levy surcharge https://www.youtube.com/watch?v=AZOAG2n7fWo -Ozlem

# data[].attributes.body
Australia's Healthcare System is made up of two main components - public and private health care.

The Public health system is made up of Medicare, Public Hospitals, NDIS and PBS.

Advantages of the Public Health System:
- Available to all Australian Citizens
- Free of charge (unless there is an out of pocket cost)
Disadvantages of the Public Health System:
- Don't have a choice in who your doctor is
- Long waiting list

The Private health care system is made up of Private health insurance, Private hospitals and Medical practitioners in private practice.

Advantages of Private health care system:
- Choice of doctor
- Short waiting list
- Private room
Disadvantages of Private health care system:
- Costly
- Policies can be complex

# data[].attributes.body
The  public health system includes public sector health services and schemes that are provided by the Australian, state/territory and local governments. They include public hospitals, Medicare, the Pharmaceutical benefits scheme and the National Disability Insurance Scheme. Medicare pays for some of many essential healthcare services. PBS aims to provide essential medicines to people who need it. NDIS ensures that people with disabilities are supported.

All these public health services are available to Australian citizens as they provide them with the support that’s needed for individuals who need it.

# data[].attributes.body
Private health insurance is a type of insurance under which members pay a premium for health related costs not covered by Medicare.
Why do we have PHI in Australia?

Contributes to necessary health care funding.

Gives Aussies more choice in the sort of care they wish to access.

# data[].attributes.body
Funding across Australia's health care system provides better access to healthcare and improved services.
Medicare funds part or all of the fees associated with health services- including doctor and specialist consultations, pathology tests and fee-free treatment in public hospitals

Sustainability- Determining which services will be subsidised through Medicare can preserve funds for the most necessary services.

Access to healthcare contributes to improved health outcomes in Australia.
Medicare provides access to people of all socioeconomic backgrounds to services such as doctors consultations and treatment in public hospitals.

Equity within the health system contributes to improved health outcomes in Australia. An example in Medicare would be the Medicare Safety net which helps people who require frequent services covered by Medicare such as doctors visits and tests. They receive financial support.

# data[].attributes.body
NDIS prices are reviewed annually to ensure that NDIS participants receive value for money and that service providers, like Yooralla, can provide services in a sustainable market.

Under the NDIS rules participants are required to conduct a plan in order to to have their needs and goals met, which is related to their disability. From there can organised funding for reasonable and necessary support and services in their plan.

The NDIS works within units within a price guide . A service provider cannot charge in excess of the set unit costs for services. So under the NDIS a participant may be receiving the same hours and type of support, but because it is funded at a different rate, their overall funding amount will be different.

# data[].attributes.body
Private health insurance is a type of insurance under which a members pay a premium or(fee) in return for payment towards health-related costs not covered by Medicare.
Its optional and can be purchased in addition to Medicare.

The sustainability of the Australian health system relates to its capacity to provide a workforce and infrastructure such as facilities and equipment into the future, and to be innovative and responsive to emerging needs through interventions such as research and monitoring.
, a way PHI can contribute to this