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A lot of people don't know why or how much to buy. This video explains why it is good to get life insurance.

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Life insurance in canada websites - Bing video

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Great-West Life Insurance Canada Car Insurance Canada Travel Health Insurance Canada Manulife Cover Me Cover M Canadian Health Care System Pros and Cons Insurance Jobs Canada

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video #2 (commercial)
The reason why I picked this video is because Sun Life financial is one of the best life insurance agencies out there. this is just a commercial that they have and shows you what motivation you can get from getting life insurance.

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video #3
This video is very short but helps a lot because they show two very important stats that 43% of Canadians don't have life insurance. 63% of Canadians would struggle if there love one passed away.

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Ottawa's #1 Life Insurance Broker & Insurance Superstore

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Why Canadian Families Need Life Insurance

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percentage on why people buy life insurance.

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website #3
I picked this website because me personally don't know to many companies that have life insurance so this website gives us the knowledge of to top 5 best life insurance agencies in Canada.

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Our Insurance Canada - Demystifying the Insurance industry for Canadians - Home - Auto - Life - Travel - Health

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Did you know that in 2014, there were 97 independent life insurance companies competing on the Canadian market? The number is pretty impressive and it gives Canadians the chance to choose among the best options on the market.

When it comes to life insurances, a few companies have much better reputation than their competitors. If you're interested in getting a quality life insurance product, you may want to check out what these companies have to offer.

Great-West Lifeco

The company has topped a number of industry charts through the years. Great-West Life is an international company that has its headquarters in Canada. In 2014, Great-West Life announced premium income on life insurances in Canada that reached 2.7 billion dollars. The number is bigger than what all other insurance companies in Canada have managed to accomplish.

There are several reasons why Great-West Life insurances are so popular.

Great-West is highly competitive in the professional market and the company has developed a vast array of disability products. When it comes to life insurances, there are term, permanent, participating and universal options. The company employs highly experienced financial security advisors that give clients suggestions about the selection of one policy or another and about long-term asset management.

Manulife Financial

Manulife Financial is another incredibly popular insurance company that has been a leader within the life insurance field for multiple years.

As measured by revenue, Manulife Financial is the biggest insurance company in Canada. The company has an extensive portfolio of life insurance products, group benefits and high quality retirement plans.

It's also interesting to point out that in 2015, Manulife acquired The Standard Life Assurance Company of Canada. The move enabled the company to access numerous additional customers and increase its network throughout the country.

Sun Life Financial

According to company promo materials, one in five Canadians works with Sun Life Financial. That's how big the insurance agency is. These numbers are far from a gross over-exaggeration and Sun Life Financial is definitely one of the top players on the life insurance market,

The global financial services company makes its products available through independent agents in multiple countries across the globe. Its most prominent markets, however, are North America, the UK and Ireland.

High quality financial planning services set Sun Life Financial apart from many of its competitors. When it comes to life insurance, the company offers several classes of products to its clients. The company's advisors work with clients to do all the necessary calculations, determine the best amount of coverage and help people choose between the multiple options.

Industrial Alliance

Industrial Alliance Insurance and Financial Services has been on the Canadian market since 1892. Today, it has a full-range of life and medical insurance products that appeal to a big number of Canadians. The Canadian life insurance premium income that the company generated in 2014 reached 940 million dollars.

Industrial Alliance is mostly known for the variety of financial and insurance products available. In addition to the life policies, IA offers property and casualty insurances. Many of the larger players on the market don't have such possibilities and extras available for their customers.

The company has one other very intriguing feature - a life insurance product that's available without a medical exam. The product is particularly suitable for the individuals that simply can't get life insurance because of underlying health conditions. Child life and health policy combos are also available.

Desjardins Insurance

The final entry in the list is recognized for the extremely diversified portfolio of life and health insurance policies. Desjardins Insurance has more than seven million clients in the country and approximately 248.1 billion dollars in total assets. The company was founded back in 1900 and ever since, it's managed to maintain a solid reputation.

Desjardins gives its clients access to a wide array of services - insurances, loans and credits, wealth management and investment, to name a few.

In terms of life insurances, Desjardins has a very popular affordable insurance bundle. It provides a preset combination of life, health and disability coverage that's based on the needs and the lifestyle of individuals within the respective age group. No proof of health is required for clients that intend to switch from one insurance bundle to another. A financial security advisor is appointed to each Desjardins customer, helping them make adequate decisions for long-term stability and fiscal security.

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5 Best Life Insurance Companies in Canada - Our Insurance Canada - Demystifying the Insurance industry for Canadians - Home - Auto - Life - Travel - Health

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This website aims to demystify the insurance industry in Canada and provide you with Home, Life, Auto, Health, Dental and Travel insurance advice for Canadians. First and foremost is unbiased information on what is the right amount of home, life, health and dental insurance for Canadians.

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I put this website on because of TD is one of the biggest banks in Canada. going on here will be good to get a quote. This will give you a head start on life insurance.

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Life Insurance Quotes and Coverage | TD Insurance

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TD Insurance offers life insurance coverage that fits your needs. Get a quick and free life insurance quote today.

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website #2
Personally I love this site these are 4 things we should know about life insurance. some people don't know about these things and given this website it is definitely worth a read. As college students we don't think about getting life insurance but knowing these things is helpful and will make it easy on us when we do go get it.

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What to Ask before Buying Life Insurance in Canada

Life insurance is an extremely important part of financial planning, but not many people want to talk about it. To make this topic more accessible, InsurEye is laying out the statistical facts and other useful pieces of information to inform Canadians about life insurance. After discussions with consumers, we have identified the main questions and concerns of Canadians:

* What amount of life insurance should I choose?
* How much insurance protection do I need if I have children?
* What are the best life insurance companies?
* What kind of life insurance policy do I need?

Question 1: How Much Life Insurance Should I Choose?

If you get Life Insurance in Canada, you want make sure that all essential financial aspects are covered so they do not become a burden for your family. These aspects can include:

* Income substitution for your family
* Taking care of your children's education (e.g. university or college costs)
* Paying down assets (e.g. mortgage on your house, car loan)
* Dealing with outstanding financial debt (e.g. lines of credit, credit card debt)
* Other costs (e.g. funeral)

So, how much life insurance coverage do Canadians choose? This data originates from our InsurEye Price Comparison tool, free for all Canadians to compare their own insurance costs with those of other people in similar peer groups.

Our data shows that most Canadians choose life insurance under $500k. We recommend speaking with a knowledgeable insurance broker or insurance representative before making this big decision. There might be other potential financial responsibilities that you have not calculated. If you have children, the costs can be much higher than you think - just take a look at the next section.

A separate word on Mortgage Life Insurance Protection: In most cases having separate mortgage insurance is not recommended. Having enough life and disability insurance can encompass a mortgage, avoiding policies overlaps.

If you are looking for insurance to cover your funeral expenses only, the coverage you need, would be lower - approximately $10-30k. A funeral insurance quote will help you to understand the exact costs for this type of insurance.

Free, no-obligation life insurance quote for you

Question 2: I Have Children - How Much Life Insurance Do I Need?

If you have kids, there are several areas that you need to calculate into your financial planning (see research published in the Money Sense online journal - link at the end of the article):

* Food
* Clothes
* Health Care (e.g. dental services, braces)
* Personal Care (everything from diapers to deodorant)
* School and recreation (school supplies, sports, activities etc.)
* Transportation (E.g. public transit or minivan)
* Housing (E.g. larger house with more bedrooms, furniture, additional utilities etc.)
* Child Care (e.g. nanny, daycare, babysitters)

Overall costs add up to $243,660 as the total cost of raising a child to the age 18. This means $1,070 per month over the course of 19 years. You should consider that this number does not include any post-secondary education costs. Having several children will obviously increase this amount correspondingly. Have you calculated these numbers into your life insurance protection?

Question 3: What Are the Best Life Insurance Companies?

This analysis is based on the data from our own independent insurance review platform. We do not promote any insurance companies, but collect and analyze what other Canadians share about their insurance providers helping to understand what are the best Life Insurance companies in Canada. All companies are evaluated based on reviews across two dimensions: Customer Service and Value for Money.

According to our data, the four life insurance products which have the highest ratings are offered by the following providers:

* 4.7 out of 5.0 stars: Primerica Life Insurance Company
* 4.4 out of 5.0 stars: BMO Insurance
* 3.9 out of 5.0 stars: Great-West Life
* 3.9 out of 5.0 stars: Sunlife
* See the full list of insurance reviews for other companies

We strongly encourage consumers to check the most recent version of our Independent Consumer Reviews, find out which companies appear to be best for them and share their own experiences! Remember, if auto or home insurance protect your assets, life insurance protects your family!

Question 4: What Type of Life Insurance Do I Need?

There are several types of life insurance in Canada - here is brief overview of different insurance types:

Term Life: Life protection that will expire at the end of a set term (e.g. after 5, 10, 20 years) and which does not accumulate any value. A Term Life Insurance policy is a pure insurance product: simple and easy to understand.

Universal Life: It is a combination of life insurance and an investment component. A portion of your premiums go into your account, increasing your net worth. You can choose how the investment component is invested. A Universal Life Insurance Policy typically comes at a higher cost than a Term Policy.

Whole Life: One of the most complex life insurance products. Like Universal Life, a Whole Life Insurance policy also has both insurance and investment components. However, they typically offer less flexibility (e.g. the insurer decides how the investment component is invested). This product is also more expensive than Term Life insurance.

While each type of life insurance has its pros and its cons, we believe, the best choice for most people is very often Term Life insurance. It's the simplest product to understand, it's the cheapest protection you will get, and it fully fulfills its purpose - to protect.

One of the fans of simple Term life insurance is Suze Orman, one of the leading personal finance gurus in the U.S.A. This video about Suze's perspective on life insurance is fully applicable to Canada.

According to InsurEye analysis, Term Life is the most popular life insurance protection type in Canada. Nearly 45% of InsurEye users, who have Life insurance, report that they have purchased Term Life insurance.

Please speak with a qualified insurance broker or advisor before making any important decisions associated with such an important topic. An insurance broker can also help with other types of insurance policies such as dental insurance policy, disability insurance coverage, or burial insurance protection (also called funeral insurance plans). Please note, that this article is provided for educational purposes only.

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4 Things you Should Know About Life Insurance in Canada

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Life insurance is an extremely important part of financial planning, but not many people want to talk about it. To make this topic more accessible, InsurEye is laying out the statistical facts and other useful pieces of information to inform Canadians about life insurance.