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- The gap between rich and poor will diminish over time as technology has evolved to the point where everyone will have at least one smart phone. Therefore, its use will put everyone in a position of equal conditions and opportunities to develop advantages and benefits that will lead to a better financial life.

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2.- Technology has achieved and will continue to massify the various types of payment methods, achieving that every day more and more is used in daily and everyday activities of human beings. Its use has meant savings in costs and time of people and companies, so it is necessary that governments work harder every day by strengthening the current systems of digital finance, its greater security and credibility would generate an acceleration and growth of new companies in the sector.

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Main topic: Trend towards digital payments.   

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Main topic: Trend towards digital payments.   

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1. The main topic is the trend towards digital payments that has massively accelerated during and after covid 19 and how this has forever changed the way we think about commerce and the implementation of new business structures.

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2. Important topics discussed in the conversation.                                                                

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2. Important topics discussed in the conversation.                                                                

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1.Financial health:  Financial health is that economic result that remains of the net income and total expenses that each person has. It is that remaining money that can be used as investment or savings capital. Many people do not have enough money left over to implement it and improve their standard of living and quality of life, that is why companies should work thinking about their employees and their improvement of their economic condition.

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2.The capitalist economic system has been the system that has worked most effectively for companies, but it is necessary to make changes and adjustments, so that several parties must be involved and seek the benefit of them, both companies, companies that are contracted to provide services and the consumer.

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3. Companies must focus on their workforce, it is paramount that the workforce is of excellence, that employees are passionate about what they do and have economic security, then only then will their productivity increase, there will be a strengthening with the customer, and they will be able to achieve incredible things. That is the kind of advantage that drives companies to position themselves competitively.

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1. • The pandemic that emerged through covid 19 and the global crisis that followed, was a closer look at all the problems that had been presenting themselves some time ago, for which it made visible everything that we ignore and that today a year later we seek in every possible way to find solutions that generate a balance in companies and markets.

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⁴.Technology has been breaking down global barriers to improve our basic needs and to obtain services as important as health. So much so that it has incurred in the new form of payment of financial services, the digital currency, making it possible to make a payment and save time from any electronic device, such as a cell phone.