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Reflective writing enables students to learn experience in specific practice and helps students to understand how to establish a connection between theory teaching and practice. Through this lesson, I learned how to keep reflecting on my writing process, constantly change my mistakes, and write down notes. In the process of learning, having ideas must be recorded first, which will help me to think and learn more deeply. I have to use reflective writing to help me understand how I write and think.

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The basic human rights of all people should be respected, and international companies should recognise this in their dealings with employees. If all employees achieve basic rights and freedoms such as good working and living conditions from large international companies, these companies will receive excellently and the levels of productivity can be increased to get more profits. However, some people think large international companies should give priority to benefits.

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Well done Jerry, though your introduction lacks a thesis statement. Can you add please?
TK

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Microfinance is defined as microcredit. The financial services industry is rising spelling the comma splice society.  In this society, many people or business need the turnover of capital, however, it is taken in line with bank lending conditions is not easy.  As a result of the microfinance to help them solve the problem. According to Gulli(1998), there are two different approaches. Firstly, financial systems approach(FS). This approaches advocate provide financial services for lower-income people, make it difficult for low-income people. The low-income people for this kind of need to be sustainable. If loan paid back will also give useful service. Secondly, poverty lending approach(PL). These approaches aim to reduce poverty, help out of poverty. The approaches indicate let people have control over lives and choose to live. And then state sustainability lets. To sum up, both approaches define microfinance.