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My daughter's diaper this morning!

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To me 'disaster' means an event that causes extreme distress.  It's often used in business, but for me the true definition refers a catastrophic human event

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Often death and destruction

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Anything Kari touches.

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anything beyond my control

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An unexpected event resulting in horrible consequences for the people involved

Very often used to describe collapses by sports teams

A Falcons locker room that refuses to wallow in Super Bowl disaster

A disaster for Matt Ryan and the Falcons

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destruction. unplanned

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Disaster is what someone believes is catastrophic and possible life destroying. Used usually for nature's events, tech issues and major deaths.

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it's personal

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Human chaos
The word is often used carelessly.  Ie. Guy posting a picture of a 'disaster hair' under my name

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Epic catastrophe

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An event that is dangerous and life changing.

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Disaster, can be used in many different scenarios. We can define it in relation to global environmental scenario (i.e.: floods, fires, etc...), but also we use the term to describe something awful that happens in a personal setting (i.e: accident, death, etc...) Personally, though I like to have a positive look on disaster, as it always brings out the best in humanity....

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An event that negatively impacts and changes a place.

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Disaster is when either our environment or people are negatively impacted.

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Any thing that causes great change that is destructive

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Disaster to me is total destruction perhaps anticipated or unexpected. The word has been used a ton in media.