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- it was quite difficult t find what brand of car to research on because it was quite vague, but tat also gave us the flexibility to choose what we want.

- We had to deal with proper time management because all of us had tests and assignments needed to hand up, and it was a bit challenging to find time to set aside for the MM task.

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- one of the main issues that my group faced was lack of time management as we only started out project around 2 days before it was due.
- we also had quite a few difficulties in identifying the factors that we need to consider as none of us ever had the experience of buying a car and did not quite know exactly what to research on

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-due to our manyb clashing commitments, our group could not find time to do the project at the same time

-another challenge was that there were many different aspects and factors that had to be considered

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-Hard to work together and complete the project before the deadline
- No knowledge about cars or financial plans

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- Because of other commitments like cca and other tests, it was difficult to find a time to work on the project together and we ended up doing the task the day before.
- Also, as we do not have any experience with buying cars or car loans, it was difficult to find accurate information on these and to decide which would be the best solution.

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- One of the challenge that we faced was the lack of time management. We thought that we still had a lot of time and only started working on the project yesterday night and we had to stay up till about 12 midnight.
- The second challenge is that buying of cars and car loans were not really applicable to our daily lives since quite a few of our parents do not own a car.
-The third challenge is that there were many onlinne websites for us to get information. However, we realised that some of the informations from the websites are outdated so we had to find the newer ones. There were many calculations that needed to be done and we got confused halfway and had to redo everything again.

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- We were many other commitments especially during the period when we had to step up in our cca, hence we didnt have time to start MM earlier. Thus, we had to rush the task at the last minute.
-The concept of buying a car has many requirements we had to fulifill (which were not provided in the task sheet). We had to source out for the various requiements

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- We had different schedules and had a hard time getting a fixed time to work on the project as a group. However, we split up the work and then checked for each other and on the day where all of us could meet, we would discuss online what we researched on and explain to our other group members about our research.

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It was challenging to arrange everyone to come online when most had various commitments at different times. More over, tests, homework too up too much time leaving us only a little bit of time.

For the task, it was difficult to consider all aspects of pricing applied on the car, and also searching for a suitable car for him.

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- It was difficult to find out what to research on, because the the topic was rather broad. For example, for the brand of cars, we had to research quite a bit, and even then, the websites of the car brands did not provide enough information.
- It was a rather new topic to handle, because I am not a car enthusiast, and I do not know anything about cars, so I managed to learn a lot.
- I was also able to see how the concepts that we learnt during lessons are applied in the real world context.

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- We had to face the challenge of finding out more about the cost of purchasing a brand new car in Singapore, with the different car loan packages offered as we had not been exposed to the real-world problem solving through the application of the in-class mathematical concepts.
- We had to face the challenge of setting aside adequate amount of time to discuss thoroughly for the project so as to present the best research answers amidst the many tests to prepare for and assignments to work on.

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It was quite hard for me to know what factors needed to be considered. Especially the COE thing. At first I had no idea what that is. I only started to realise what it was after my group mates explained to me. At first, I also had no idea about how things work in the bank. After doing some research, I started to have a general understanding of how things work. It is a completely new topic for me. I gained lots of new knowledge.

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-I just knew a bit about cars and the question did not tell us how many little children who need the child safety seat does that gus have.
-We had to search for different loan intersts of different banks.
-We started to do the MM task too late and everyone was busy preparing for the tests.

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I knew nothing about cars and especially cars in Singapore. It was hard for me to understand all types of fees needed.
We were all busy with different things, so it was not easy to discuss.

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- It was hard for the whole group to go online together since everyone had their own personal commitments and priorities.
- The task had many aspects to cover and this required a good amount of research and there were many new terms used.

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- We had difficulties, discussing with each other in person, mostly we did it online, thus there were some confusion.
- It was very hard to do the MM task, due to many tests coming up and busy schedule.

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- we had difficulties communicating with each other
- we did not understand the task properly and were not familiar with the calculations and applications of the concepts we learnt in the real world context.

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- we did not understand the task at first therefore spending too much time on it
- we could not find time for all of us to  meet online together due to our different schedules and commitments

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- We had difficulties finding time to be able to discuss and solve the problems together.
- It was also difficult to find time amidst our busy schedule to do mm.

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- We are not familiar with the calculations and had difficulty finding out how to calculate the values
- It was difficult to find a suitable timing to do it together as we each had our commitments and busy schedules.
- Our group was smaller compared to the rest and hence there was more to do individlly which took up more time

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it was difficult to get everyone online at a certain timing. It was hard to set aside time to do mm instead of homework. It was time consuming having to open so many tabs for research on cheap cars and low loans. And this topic is really new to us as we dont have a source of income and we have never had to calculate a meddle with a car loan so this is our first time doing so even if we have no money and that the money given was so low

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-It was hard for us to find a source or information that was reliable enough for us to actually use it for the MM.
-Many of us very busy and exams are coming up so it was hard for all of us to gather together and get things done.
-Since there were only 3 people in our group, the workload was a bit more for us.

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- We had to research on many different car loans and calculate the different interests
- Many of us had commitments and we struggled to find a time where all of us could meet

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-We had a hard time finding a time where all of us could meet at the same time and most of it was done at night
-It was not easy to find the banks and narrow it down to only a few that provides car loans

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- We were unfamiliar with car loans and had to do quite a bit of research on it so that we could understand and choose the best loan plan
- We were not quite sure what to include the whole Math Modelling project other than the loan plan itself as the practice MM task had many factors to consider

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-We all had to find a time which all of us were able to log together to do the task.
-Some of us had difficulty meeting the deadline set for each part of the task.

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-Our group had problems trying to understand what Certificate of Entitlement so we had to do a lot of research to get a clear understanding
-We could not finish the task together as all of us have our own commitments so we ended up doing the project individually contributing to the work
-We had problems deciding a suitable bank for the relative to put his money in