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Put on your seat belt and make sure others are buckled

Make sure your mirrors and seat are adjusted properly.

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3 Tips for keeping your insurance at a manageable rate

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3 Tips for keeping your insurance at a manageable rate

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BEFORE YOU BUY A CAR, COMPARE INSURANCE COSTS

ASK FOR HIGHER DEDUCTIBLES

REDUCE COVERAGE ON OLDER CARS

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What is the difference between uninsured motorist and under insured motorists coverage?

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What is the difference between uninsured motorist and under insured motorists coverage?

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Uninsured motorist coverage protects you if you're in an accident with an at-faultdriver who doesn't carry liability insurance. Under insured motorist coverage, on the other hand, steps in when you're in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses.

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What is the difference between collision and comprehensive insurance?

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What is the difference between collision and comprehensive insurance?

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Comprehensive insurance is also known as “other than collision” insurance or “OTC”. It covers damage done to your vehicle from things other than collisions, such as: vandalism, disasters, theft, fire, impacts with animals, etc. Comprehensive does not cover any damage as a result of a collision.

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Homeowners insurance exists to protect your home and your possessions from events such as fires, hurricanes, severe storms and tornados

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Liability coverage is what protects you if you're at fault for an accident and you hurt someone or someone's property. It's made up of two components: bodily injury liability and property damage liability.

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Why do drivers under 25 pay more for insurance than drivers over 25?

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Why do drivers under 25 pay more for insurance than drivers over 25?

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While this may seem like age discrimination at first glance, the policy is based on solid evidence that these age groups, along with new drivers, are more dangerous on the roads and therefore are a higher risk for the company to take on. The result is higher car insurance rates.

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6 factors that can affect your car insurance rate.

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6 factors that can affect your car insurance rate.

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1. Gender and Age
2. Marital Status
3. Where You Live
4. Credit Score
5. Profession
6. Safety Rating

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It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.