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Charles M. Schwab was born on February 18, 1862, in Williamsburg Pa., to a woollen worker and a blanket manufacturer. Schwab took the job of a laborer at  Edgar Thomson Steel Works, owned by Andrew Carnegie, after working as grocery clerk at a young age. By the age of 19, Schwab was the assistant manager of the steel works, and eventually became the manager. In 1897, Charles Schwab became the president of the Carnegie Steel Company at the age of 35. He was later the president of the United States Steel Corporation, but resigned in 1903. Schwab lived out the rest of his life as the owner of the Bethlehem Steel Company and the president of the American Iron and Steel Institute from 1927 to 1932. He died in 1939 by way of heart disease.

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John Davison Rockefeller was born on July 8, 1839, in Richford, New York. He founded the Standard Oil Company in 1870 with a few other associates, which included Henry M. Flagler. The company went on to buy out all the competitors in the surrounding Cleveland area and eventually across the United States, which therefore established the first major trust in the U.S.. This monopoly of the oil industry that the Standard Oil Company had created was put to an end in 1911 when they company was found to be in violation of the Sherman Antitrust Act. In the years before his death in 1937, he spent most of his life as a philanthropist.

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Andrew Carnegie was born on November 25, 1835, in Dunfermline, Fife, Scotland. Carnegie would have a quick rise to power after succeeding Thomas Scott as the superintendent of the Pittsburgh Division of the Pennsylvania Railroad Company. Carnegie left the company in 1865 to focus on steel production. He founded J. Edgar Thomson Steel Works, which eventually evolved into the Carnegie Steel Company. Carnegie's company was the first company to build plants in the U.S. that produced steel through the Bessemer process, which was borrowed from Britain. Carnegie sold the company to J.P. Morgan's United States Steel Corporation for $480,000,000 in 1901 and retired. He later died in 1919.