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We work, we earn, and then, we retire! The clock on retirement is ticking consistently. Traditionally, customers regularly set aside a portion of their hard-earned salary into a pension pot with an aim to support lifestyle in retirement.

But, today's scenario has changed. The new generation savers face new challenges, which previous generations did not have to worry about. We now have longer life expectancy. In simple words, you need more money to survive longer - potentially into your 90s. While this is happy news, it makes financial planning even more critical.

Sat Mehat - financial planner, recommends some prudent retirement key principles that help later down the line:
Determine your goals first to establish a financial plan

Be realistic and specific about your goals - How much do you spend now? Will this change in retirement?

Review your plan at least annually as your circumstances may change

Minimise fees and taxes:

Markets are uncertain; while fees are certain

Pensions offer various tax advantages including protection from inheritance tax

Start saving and investing into a pension today:

Pensions often accumulate faster than savings accounts due to automatic tax relief and investment growth

Time in the market is key - it's a long-term plan

Common mistake - don't try to time the markets

Spread your risk to reduce the chance of losses:

Don't quit when markets are down - the worst thing to do is sell when markets are down at a loss

Use multi-asset diversified investment funds as opposed investing in one type of asset class

Select a suitable risk level for your investment

Last words - Of course, agreeing to the old saying "money can't buy happiness" but undoubtedly, money is an essential factor in determining quality of life. A trustworthy financial advisor like Sat Mehat can ensure you are better off financially when you come to retirement.

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We work, we earn, and then, we retire! The clock on retirement is ticking consistently. Traditionally, customers regularly set aside a portion of their hard-earned salary into a pension pot with an aim to support lifestyle in retirement. But, today's scenario has changed.

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Sat Mehat is a professional financial planner. He has a Diploma in Finance Advice from The London Institute of Banking & Finance. He is committed to providing quality financial advice and solutions th...

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Sat Mehat is a professional financial planner. He has a Diploma in Finance Advice from The London Institute of Banking & Finance. He is committed to providing quality financial advice and solutions th...

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We work, we earn, and then, we retire! The clock on retirement is ticking consistently. Traditionally, customers regularly set aside a portion of their hard-earned salary into a pension pot with an ai...

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The Retirement Plan that Wins Customers - By Sat Mehat

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We work, we earn, and then, we retire! The clock on retirement is ticking consistently. Traditionally, customers regularly set aside a portion of their hard-earned salary into a pension pot with an ai...

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Mar 9, 2022 - As one of the largest face-to-face financial advisory firms in the UK, we can help secure your financial future by giving you financial advice you can trust.

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Mar 9, 2022 - This Pin was discovered by Sat Mehat. Discover (and save!) your own Pins on Pinterest

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We work, we earn, and then, we retire! The clock on retirement is ticking consistently. Traditionally, customers regularly set aside a portion of their hard-earned salary into a pension pot with an aim to support lifestyle in retirement.

But, today's scenario has changed. The new generation savers face new challenges, which previous generations did not have to worry about. We now have longer life expectancy. In simple words, you need more money to survive longer - potentially into your 90s. While this is happy news, it makes financial planning even more critical.

Sat Mehat - financial planner, recommends some prudent retirement key principles that help later down the line:
Determine your goals first to establish a financial plan

Be realistic and specific about your goals - How much do you spend now? Will this change in retirement?

Review your plan at least annually as your circumstances may change

Minimise fees and taxes:

Markets are uncertain; while fees are certain

Pensions offer various tax advantages including protection from inheritance tax

Start saving and investing into a pension today:

Pensions often accumulate faster than savings accounts due to automatic tax relief and investment growth

Time in the market is key - it's a long-term plan

Common mistake - don't try to time the markets

Spread your risk to reduce the chance of losses:

Don't quit when markets are down - the worst thing to do is sell when markets are down at a loss

Use multi-asset diversified investment funds as opposed investing in one type of asset class

Select a suitable risk level for your investment

Last words - Of course, agreeing to the old saying "money can't buy happiness" but undoubtedly, money is an essential factor in determining quality of life. A trustworthy financial advisor like Sat Mehat can ensure you are better off financially when you come to retirement.

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By Sat Mehat - The Retirement Plan that Wins Customers

# data[].attributes.attachment_link.description
We work, we earn, and then, we retire! The clock on retirement is ticking consistently. Traditionally, customers regularly set aside a portion of their hard-earned salary into a pension pot with an aim to support lifestyle in retirement. But, today's scenario has changed.