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an estimate, often itemized, of expected income and expense for a given period in the future.

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Every single time I Door dash food I have a budget.

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Money left over after a person pays their taxes and pays for essential goods and services like housing and food.

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I had so much money left over after this party because of my Discretionary Income.

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Regular payments made at consistent intervals (e.g., monthly bills).

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I pay bills each month and because it's one of my Recurring Expenses.

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Costs that do not change month to month (e.g., rent, insurance).

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I used all my fixed expenses to fix my house

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Costs that can fluctuate each month (e.g., groceries, entertainment).

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I get groceries all the time that's called Variable Expenses.

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When income exceeds expenses, allowing for savings or investments.

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Budget Surplus should have a limit on expenses so people don't spend to much money.

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When expenses exceed income, leading to a shortfall.

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You have to have a budget or your money is gonna go down the drain.

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The ease of converting assets into cash without losing value.

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If you lose your value then there's nothing you can do because ur money Is gone.

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Federal Deposit Insurance Corporation; insures deposits in U.S. banks up to $250,000.

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FDIC is good to use in banks and services.

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 A member-owned financial cooperative that provides banking services.

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My family uses Credit Union I'm positive and it works great.

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A bank account for daily transactions, allowing deposits and withdrawals.

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Checking Account's are for checking and saving money and you can check it everyday or week.

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Automated Teller Machine; allows cash withdrawals and other banking transactions.

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I use ATM's all the time and I be getting money all the time.

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A card linked to a checking account, used for direct purchases and withdrawals.

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I have a debit card at home and I can get sent money to get stuff I need.

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A bank account designed for saving money, typically earning interest.

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This an account for you to save money.

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A type of savings account that usually offers higher interest rates and may require a higher minimum balance.

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If you use this you have a limited time spending money.

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The total amount of interest earned on an account over a year, expressed as a percentage.

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Im totally interested in money so maybe I would check this out.

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The stated interest rate on a loan or investment, not adjusted for inflation.

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This looks like a math problem to me but I think this is used for money.

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The nominal interest rate adjusted for inflation, reflecting the true cost of borrowing.

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I borrow money from my mom and sometimes my friends all the time but I pay the back.

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A list of fees associated with various banking services.

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The fees add up and if you don't pay them then you'll go bankrupt.

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A document containing a customer's signature, used by banks to verify identity.

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I don't have a signature card but I do have an I.D

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 Savings set aside for unexpected expenses or financial emergencies.

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This includes money for emergencies so maybe like an emergency vacation.

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A summary of all transactions in a bank account over a specific period.

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My mom makes bank statements all the time and they give her more money for it.

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A Personal Identification Number used to verify identity, typically for accessing bank accounts or ATMs

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You need to enter your PIN to access your bank account at the ATM.

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A banking situation where you withdraw more money than your account balance, resulting in a negative balance.

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She was surprised to find a fee for overdrafting her checking account.

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A charge imposed by a bank when a withdrawal or check cannot be processed due to insufficient funds in the account.

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He was charged a nonsufficient funds fee when his check bounced.

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Wrongful or criminal deception intended for financial or personal gain.

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The company was investigated for fraud after customers reported unusual charges.

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The Federal Trade Commission, a U.S. agency that protects consumers and promotes competition.

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The FTC provides resources to help consumers protect themselves from scams.

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The unauthorized use of someone’s personal information to commit fraud or other crimes.

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She took steps to safeguard her personal information to prevent identity theft.