# data[].attributes.body
TERM - Term life insurance is considered the most common form of protection policy and covers you for a specific length of time at a fixed rate. upon death of insured term policies pay out in a lump sum to the beneficiaries. Most terms last between one and 30 years, and premiums are generally less expensive if you buy while you're healthy and young.

# data[].attributes.body
Whole life insurance is not defined by a specific term length it pays a guaranteed benefit to your beneficiaries when you die, and generally accrues a cash value over time through interest. This type of policy is usually exempt from income tax and the premiums normally stay the same over your lifetime.

# data[].attributes.body
Universal life insurance policies are a variation on whole life policies. Universal policies are also not limited to a set term and usually have a cash accumulation aspect too. What makes universal life insurance different is premiums, cash values, and coverage limits may be increased or decreased during the lifetime of the policy

# data[].attributes.body
These types of life insurance policies allow you to designate a certain portion of your policy premium to a separate account similar to an investment fund. This fund includes stocks, bonds, and money market fund. Variable life insurance policies provide the protection and savings opportunities that other permanent policy types offerbut they also include a higher monetary growth potential because of the investment characteristic.

# data[].attributes.body
The beneficiary is the person, other than the insured that receives money upon death of the insured.

HOW THEY RECEIVE MONEY
A claim rarely takes more than 60 days after death to be processed by a life insurance company. Beneficiaries file a death claim with the insurance company, submitting a certified copy of the death certificate. Beneficiary have options like receiving one lump sum, payments stretched out over a fixed number of years, or a fixed dollar amount paid until the money runs out.

# data[].attributes.body
Financial backup and support upon the death of an insured person.

# data[].attributes.body
Age

Gender

Physical condition

Smoking.

Your medical history

Your family's medical history

Occupation

# data[].attributes.body
age

# data[].attributes.body
https://www.fidelity.com/life-insurance/life-insurance-planning/what-is-life-insurance

https://finance.zacks.com/payment-made-beneficiaries-life-insurance-policy-7352.html

https://www.esurance.com/info/life/types