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https://www.mymoneysage.in/blog/12-factors-that-determine-your-life-insurance-premium/

https://quizlet.com/67152011/beneficiaries-and-settlement-options-flash-cards/

https://www.iii.org/article/what-are-principal-types-life-insurance

https://www.forbes.com/sites/timmaurer/2016/01/05/10-things-you-absolutely-need-to-know-about-life-insurance/#718778ed560c

https://www.policygenius.com/life-insurance/what-is-life-insurance/

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age

gender

medical history

smoking and drinking habits

current health status

your profession

obesity

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The beneficiary is the person, other than the insured, to whom payment of the life insurance proceeds will be paid upon the death of the insured.

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TERM
It pays only if death occurs during the term of the policy, which is usually from one to 30 years. Most term policies have no other benefit provisions.
WHOLE
A life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid
UNIVERSAL
he excess of premium payments above the current cost of insurance is credited to the cash value of the policy,
VARAIBLE
variable life insurance is a permanent life insurance product with separate accounts comprised of various instruments and investment funds, such as stocks, bonds, equity funds, money market funds, and bond funds.

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Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person