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Decision: We chose to rent the machine.

Evidence: The total price for renting the machine would be 5($100+(12x$40))=$2900 for the next 5 years while the total price for buying the machine would be $3000+(5x100)= $3500 for the next 5 years.

Explanation: Hence, saving us $600 for the cost of equipment if we chose to rent the machine.

Evidence: The cost of renting the machine also includes servicing.

Explanation: Hence, there is not a need to pay an additional amount when renting the  machine.

Evidence: Buying the machine for 5 years would exceed the budget.

Explanation: If the business chose to buy the machine, it could only be used for less than a year in order not to exceed the budget.

# data[].attributes.body
decision : rent a machine
evidence :
buy a machine
- $3000 + $100 = $3100
rent a machine
- $100 + $480 = $580
explanation : rent a machine is cheaper by $2520 per year ( $3100-$580=$2520). buy a machine is already over Nicole's budget of $3000 by $100.
evidence : "buy a machine : machine comes with 3 different attachments for different designs" & "machine comes with an additonal attachment to create a different design"
explanation : buy a machine has 2 more attachments for different designs than rent a machine so it'll attract more customers. more designs means more options to choose from.
evidence : "rent a machine : if she rents the machine, she can rent another one when the annual rental agreement ends"
explanation : this means that Nicole can constantly change her model every year and upgrade them into better and newer versions so there is better service provided to the customers.

# data[].attributes.body
Decision: I would choose to BUY the machine.
Evidence: The servicing cost is $380 cheaper annually. Buying servicing is $100 per year but renting servicing is $480 per year.
Explanation: Spend less on servicing cost.
Evidence: Buying the machine comes with 3 different attachments for different designs but renting it will require additional cost.
Explanation: Spending lesser on things Nicole needs.
Evidence: Buying the machine means the machine is new but renting it the machine might be worn out already and not as efficient.
Explanation: Using a newer equipment helps with efficiency and better quality materials.

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Decision : Buy machine
Evidence 1 : The condition of the machine is new
Explanation 1 : With new condition, the machine can work smoothly instead of renting a machine that has been rented out for the past 6 months which may breakdown some time and slow down the business.
Evidence 2: The cost for the machine is lower
Explanation 2: Buying machine only needs $100 for annually service but rent needs $40 for monthly rental for a year
Evidence 3: The machine can last for about 5 years
Explanation 3: The machine dose not break down easily and Nicole will not need to buy a new one.

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Decision: We chose to buy the van.

Evidence: The total price for buying the van would be $6500+$72880=$79380 for 7 years while the total price for renting a van would be $1150+(12x7x$1150)=$97750 for 7 years.

Explanation: Hence, saving us $18370 for the cost of a motor vehicle if we chose to buy the van.

Evidence: Painting the name of the business on the van and advertising the vegetarian bento food delivery business is allowed.

Explanation: Hence, the business has full control and authority of changing, selling and modifying the van to meet it's needs.

Evidence: The price of renting a van might be unstable throughout the years.

Explanation: When the price of the van increases, it would be more expensive to rent the van.

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Decision: Leah should buy her own van.
Evidence 1: When buying van, loan repayment + interest + annual insurance in 7 years + down payment(6500) = $79380. When renting a van for 7 years, (1150(rent cost) x 12(number of months in a year x 7(the number of years)) + down payment(1150) = $97750. Difference of $18370
Explanation 1: Buy a van if kept for 7 years is cheaper than renting a van for 7 years. Thus it results into greater cost savings.
Evidence 2: If she buys her own van, so she could paint the name of her business on the van and advertise her vegetarian bento food delivery business
Explanation 2: She has full control on the van so she can use her van in whatever way she wants  she could advertise for her food stall, helping to gain more customer base and higher chance of making more money
Evidence 3: She can use her van in whatever way she likes and sell it anytime she wants
Explanation 3: buying property allows the business to make profit when property is sold at a higher price than cost price. she can also use her van in whatever way she wants

# data[].attributes.body
Decision: I will choose to buy a van.

Evidence: Leah can paint and advertise the van if she buys it.

Explanation: This will attract more customers and thus increase sales from them.

Evidence: Leah can also sell it any time when she feels like it.

Explanation: This means that if Leah is having low in cash, she can sell the van to gain back her money.
Evidence: The cost of buying ($72,800 + $6,500 = $79,300) is $18,450 cheaper than renting ($1,150 x 7 x 12 + $1,150 = $97,750) the van.

Explanation: This means that it will be more worth it to buy the van instead of renting it so that Leah can have more cash to buy more assets for the business.

# data[].attributes.body
decision: buy van
evidence: it is significantly cheaper than to buy than to rent.
explanation: to rent a van, the expected cost will be $97 750. buying the van, on the other hand, only costs $ 79 380.
evidence: leah will have more freedom to customise the van to cater to the needs of the business if she decides to buy the van.
explanation: she can advertise her food however she wants and sells whenever she likes.
evidence: van will be with her forever.
explanation: since she's buying, she owns the van. she does not have to worry about the van being taken anytime.

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Decision : Rent a van
Evidence 1: Renting costs $1150 per month while buying a van will cost the equivalent of $72880 over 7 years.

Explanation 1: renting vans is more cost effective compared to buying vans

Evidence 2: There is no interest for renting, there is only the monthly rental for the year for renting.

Explanation 2: The company can save money from not wasting money on interests and can use the interest money on something else for office use.

evidence 3: the company handles all the servicing

explanation 3: The person that rent the van do not have to find people to service and also don´t have to pay for them

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1. Renting usually means lower upfront cash payment so more affordable.

2. Compare cost of buying with renting over a period of time. (compare e.g. 5 year’s rent with cost of using NCA for 5 years). The lower cost means there is cost-savings.

3. Renting NCA means saving on cost of maintaining NCA, flexibility to change NCA, even change to a cheaper NCA provider.

4. Buying NCA means business have full control on changing, selling, modifying nca to meet its needs.

5. Buying property may allow the business to make profit when property is sold at a price higher than cost.

6.  Business established longer means the business is likely to be more stable, less likely to close down.

7. Good review means business is likely to be able to provide good quality goods.

8. Local supplier: Compare to overseas supplier, can more easily find the supplier if there is anything wrong with the goods supplied. It is harder to contact or find overseas suppliers or check on their reliability. Overseas need longer time to replace defective products.

# data[].attributes.body
Decision : Rent Van
Evidence: The rental company take care of van in times of accident
Explanation: You do not need to take out your money to pay in case accident happen.
Evidence2 : The rental company would arrange servicing which means you would not need to spend on servicing.
Explanation2 : Leah would spend less on servicing the van than buying the van.
Evidence3:

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Decision: We chose to buy from Air Tight Trading (Model: PP-209)

Evidence: The vacuum sealer from Air Tight Trading can seal up to 18 seals in 1 minute while the vacuum sealer from Freshness Trading can seal up to 10 seals in 1 minute.

Explanation: Hence, making the sealing more efficient and fast, which saves both time and effort.

Evidence: The warranty of the vacuum sealer from Air Tight Trading is 5 years while the warranty of the vacuum sealer from Freshness Trading is only 4 years.

Explanation: Having a longer warranty means having longer protection. If the equipment is defective, it can get replaced or repaired even after some time.

Evidence: The reviews from Air Tight Trading is mainly positive.

Explanation: Hence, the business is likely to be able to provide good quality goods, making them more trustworthy.

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Decision: We chose to buy from Sister (Model: KAKA-1020)

Evidence: The price of a printer from Sister costs $360 while a printer from PH costs $450.

Explanation: Hence, saving us $90 for the cost of office equipment if we choose to purchase from Sister.

Evidence: The printer from Sister is able to print up to 40 pages per minute while the printer from PH is only able to print up to 30 pages per minute.

Explanation: Hence, making printing more efficient and fast, which saves both time and effort.

Evidence: The warranty of the printer from Sister is 1 year while the warranty of the printer from PH is only 6 months.

Explanation: Having a longer warranty means having longer protection. If the equipment is defective, it can get replaced or repaired even after some time.

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Decision: We choose to buy from Supplier B.

Evidence: The total cost of buying from Supplier A is ($15x100)+$100 = $1600 while Supplier B is ($10x100)+$400 = $1400.

Explanation: Hence, saving us $200 for the cost of goods if we choose to purchase from Supplier B.

Evidence: Supplier B has always received good reviews and allows potential customers to visit their factory to check the quality of their products.

Explanation: This makes Supplier B more trustworthy and reliable. The visit will also help ensure that the chairs are in good shape, quality and have any defects on them.

Evidence: The return policy of Supplier A is 7 days while Supplier B is 30 days.

Explanation: If we receive damaged goods, we are able to return them for a longer period of time compared to purchasing from Supplier A.

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Decision buy from supplier A
3rd evidence: Supplier A is Local while Supplier B is Overseas.
3rd Explanation: Supplier A will more likely take less time to deliver the chairs to Peaberry Cafe, while supplier B might will take a longer time to deliver, a longer time to deliver means re open the business later

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Decision: should buy from supplier A
2nd Evidence: All chairs can be returned within 7 days and exchanged for new ones with no additional charges.
2nd Explanation: Unlike Supplier B where the buyer have pay for transportation cost when returning chairs, and also do not allow exchanging of chairs, Supplier A allows not only return of chairs without paying more money, they also allow exchanged of chairs with paying extra money

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Decision: We believe Hip Trading should sell to Trendy Accessories on credit.

Evidence: Trendy Accessories is a popular store with a promising amount of $100,000 as their sales revenue.

Explanation: Hence, it indirectly increases their probability for repayment of their debts.

Evidence: Trendy Accessories has no negative past record of being in debt or not paying its suppliers.

Explanation: Hence, this tells us that they're less likely to make late payments, making them more trustworthy.

Evidence: As mobile phones are slowly rising in demand, the need for mobile phones accessories increases at the same time.

Explanation: Hence, there might be a higher sales revenue and increase their probability of repaying their amount owed.

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